Macon County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Macon County, Illinois? DLRadar grades every Macon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Macon County breakdown.
- Macon County's most distressed ZIP is 62539 at 22/100.
- 27 ZIP codes tracked in Macon County, averaging 15/100 distress.
- Macon County reads peak — home values up 3.1% year over year.
- Vacancy runs 8.3% across Macon County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Macon County home is worth about $135,915 against a ~$66,172 median income.
- Lending headwind in Macon County sits at 42/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62539 | 22/100 |
| 2 | 61925 | 17/100 |
| 3 | 62501 | 17/100 |
| 4 | 62514 | 17/100 |
| 5 | 62521 | 17/100 |
| 6 | 62522 | 17/100 |
| 7 | 62523 | 17/100 |
| 8 | 62526 | 17/100 |
| 9 | 62532 | 17/100 |
| 10 | 62535 | 17/100 |
| 11 | 62537 | 17/100 |
| 12 | 62544 | 17/100 |
Most distressed ZIP codes in Macon County (composite distress 0-100, 2026)
What is driving Macon County distress
Macon County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Macon County market phase and pricing
Phase for Macon County: peak (+3.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
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Frequently asked questions
Where is distress highest inside Macon County, IL?
ZIP 62539 leads Macon County at 22/100, recomputed monthly from public records.
What market phase is Macon County in?
Macon County reads peak, with home prices up 3.1% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Macon County scores?
Every Macon County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 27 Macon County ZIP codes that it runs on every other U.S. county, so Macon County's numbers are directly comparable to any other market.
How much do distress scores vary between Macon County ZIP codes?
One county number flattens a wide range. Across the Macon County ZIPs DLRadar ranks, scores run from 22/100 in 62539 down to 17/100 in 62544, against a Macon County average of 15/100. That 5-point gap is why acquisition targeting in Macon County works at ZIP level rather than county level.
What do Macon County home values and vacancy say about distressed supply?
The typical Macon County home carries about $135,915 of value against a median household income near $66,172. Vacancy across Macon County's tracked ZIPs runs 8.3% and the poverty rate is 9.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Macon County's foreclosure and lien data and its 42/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.