Macon County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Macon County, Missouri? DLRadar grades every Macon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Macon County breakdown.
- Macon County's most distressed ZIP is 64658 at 12/100.
- 15 ZIP codes tracked in Macon County, averaging 11/100 distress.
- Macon County reads peak — home values up 4.4% year over year.
- Vacancy runs 24.1% across Macon County's tracked ZIPs, with a 12.7% poverty rate.
- The typical Macon County home is worth about $126,671 against a ~$58,456 median income.
- Lending headwind in Macon County sits at 14/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64658 | 12/100 |
| 2 | 65260 | 12/100 |
| 3 | 63431 | 11/100 |
| 4 | 63530 | 11/100 |
| 5 | 63532 | 11/100 |
| 6 | 63534 | 11/100 |
| 7 | 63538 | 11/100 |
| 8 | 63539 | 11/100 |
| 9 | 63549 | 11/100 |
| 10 | 63552 | 11/100 |
| 11 | 65247 | 11/100 |
| 12 | 63557 | 10/100 |
Most distressed ZIP codes in Macon County (composite distress 0-100, 2026)
What is driving Macon County distress
Macon County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Macon County market phase and pricing
The cycle in Macon County is peak, with values up 4.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Macon County
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Questions about this county
What is the hardest-hit ZIP in Macon County?
ZIP 64658 leads Macon County at 12/100, recomputed monthly from public records.
Is Macon County expanding or contracting?
FHFA price-index movement places Macon County in peak; prices are up 4.4% over twelve months.
What are the sources behind these Macon County numbers?
Every Macon County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Macon County ZIP codes that it runs on every other U.S. county, so Macon County's numbers are directly comparable to any other market.
How much do distress scores vary between Macon County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Macon County ZIPs DLRadar ranks, scores run from 12/100 in 64658 down to 10/100 in 63557, against a Macon County average of 11/100. A spread of 2 points means Macon County has to be worked ZIP by ZIP.
What do Macon County home values and vacancy say about distressed supply?
The typical Macon County home carries about $126,671 of value against a median household income near $58,456. Vacancy across Macon County's tracked ZIPs runs 24.1% and the poverty rate is 12.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Macon County's foreclosure and tax-lien filings and its 14/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.