Macon County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Macon County, TN distress report, 2026: 8 ZIPs scored in Macon, TN, Macon, TN average 19/100; the top Macon, TN ZIP is 37022 at 32/100; Macon, TN market phase peak, Macon, TN prices +1.3% year over year.
- Macon, TN ranks #2,249 nationally (opportunity index); Macon, TN #69 in Tennessee; Macon, TN index 26.9.
- Macon, TN: no CFPB county sample; Macon, TN metro area reading 0.8%.
- Macon, TN ZIP phases: 8 peak.
- Macon, TN residential listings tracked: 2 across 2 ZIPs; Macon, TN candidate listings 1.
- Macon, TN HUD assisted properties: 2 with 33 units.
- Macon, TN lenders on watch: 3; largest Macon, TN footprint Macon Bank&Trust Co (4 branches).
- Macon, TN most distressed ZIP: 37022 at 32/100.
Macon, TN figures: DLRadar distress index; Macon, TN inputs: CFPB, FHFA, HUD, FDIC; Macon, TN rebuilt as sources refresh.
| Rank | Macon, TN ZIP | Score |
|---|---|---|
| 1 | 37022 | 32/100 |
| 2 | 37186 | 28/100 |
| 3 | 37145 | 17/100 |
| 4 | 38588 | 17/100 |
| 5 | 37083 | 15/100 |
| 6 | 37150 | 15/100 |
| 7 | 37057 | 14/100 |
| 8 | 37074 | 12/100 |
Most distressed Macon, TN ZIPs (0-100, 2026)
Mortgage delinquency around Macon, TN
No CFPB county sample covers Macon, TN; the metro area reading for Macon, TN (Nashville-Davidson--Murfreesboro--Franklin, TN): 0.8% ninety-plus; Macon, TN area thirty-to-eighty-nine 1.7% (December 2025, Macon, TN); Tennessee overall 0.9%.
Opportunity index: Macon, TN
Macon, TN index 26.9, Macon, TN phase weak; Macon, TN primary driver vacancy, Macon, TN second driver bank institutional. Macon, TN components: property stress 17.5, foreclosure pressure 18.5, listing discounts 15.7, bank stress 63.4, insurance 0.0; Macon, TN pulse 33.5; Macon, TN capital opportunity 17.1; Macon, TN seven-day change -0.9%.
ZIP market phases inside Macon, TN
8 Macon, TN ZIPs carry a price-cycle phase; Macon, TN ZIPs by phase (Macon, TN), deepest drawdown first: peak, +1.3% YoY, 0.2% off peak (Macon, TN): 37022, 37057, 37074, 37083, Macon, TN 37186; peak, +1.4% YoY, 0.2% off peak (Macon, TN): 37145; peak, +2.0% YoY, 0.1% off peak (Macon, TN): 37150; peak, +2.1% YoY, 0.0% off peak (Macon, TN): 38588.
Residential listings by Macon, TN ZIP
Macon, TN ZIPs with the most tracked Macon, TN residential listings: 37083 2 listings, 1 candidates, bank pressure 67; 37150 0 listings, 0 candidates, bank pressure 64. Macon, TN totals: 2 listings; Macon, TN candidates 1; active ZIPs 0.
HUD assisted housing in Macon, TN
2 assisted properties with 33 units sit in Macon, TN; largest Macon, TN properties: Shenandoah Apartments (Lafayette) 19 units, 19 assisted; Shenandoah Haven (Lafayette) 14 units, 14 assisted.
Lenders with branches in Macon, TN
Macon, TN lenders by branch count: Macon Bank&Trust Co (Macon, TN): stress 77, 4 branches low in Macon, TN; Wellworth Bank (Macon, TN): stress 65, 4 branches low in Macon, TN; First Horizon Bank (Macon, TN): stress 58, 1 branch low in Macon, TN.
Vacancy and permits, Macon, TN
1,576 of 10,997 Macon, TN housing units are vacant; Macon, TN permits, twelve months: 5 multifamily units in Macon, TN, 167 one-to-four unit units.
Work Macon, TN at the parcel level
Every Macon, TN parcel carries owner and address; every Macon, TN parcel carries APN; Macon, TN distress scores sit on the Macon, TN live board.
Macon, TN figures refresh with each source.
Macon, TN questions
Most distressed ZIP code in Macon County, TN?
ZIP 37022 leads Macon, TN at 32/100; next in Macon, TN: 37186 at 28/100; the Macon, TN average is 19/100.
Where does Macon County, TN rank for investment opportunity?
Macon, TN is #2,249 among all ranked counties, #69 in Tennessee; the Macon, TN driver is vacancy; Macon, TN moved down 901 places.
How many mortgages are delinquent in Macon County, TN?
Macon, TN takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Macon, TN.
Which banks lend in Macon County, TN?
3 watched lenders hold Macon, TN branches; the largest Macon, TN footprints are Macon Bank&Trust Co (4), Wellworth Bank (4), First Horizon Bank (1).
More on Macon, TN
Macon County, TN distress report: public-record figures for Macon, TN; not legal advice for Macon, TN; not tax or investment advice; verify every Macon, TN record before acting.