Macon County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Macon County, Tennessee? DLRadar grades every Macon County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Macon County breakdown.
- Macon County's most distressed ZIP is 37022 at 32/100.
- 8 ZIP codes tracked in Macon County, averaging 19/100 distress.
- Macon County reads peak — home values up 1.3% year over year.
- Vacancy runs 17.7% across Macon County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Macon County home is worth about $233,875 against a ~$58,302 median income.
- Lending headwind in Macon County sits at 67/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37022 | 32/100 |
| 2 | 37186 | 28/100 |
| 3 | 37145 | 17/100 |
| 4 | 38588 | 17/100 |
| 5 | 37083 | 16/100 |
| 6 | 37150 | 16/100 |
| 7 | 37057 | 14/100 |
| 8 | 37074 | 12/100 |
Most distressed ZIP codes in Macon County (composite distress 0-100, 2026)
What is driving Macon County distress
Nothing here is estimated: Macon County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Macon County market phase and pricing
Macon County reads peak — home prices rose 1.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
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Common questions
Which ZIP code leads Macon County on distress?
ZIP 37022 leads Macon County at 32/100, recomputed monthly from public records.
Is Macon County expanding or contracting?
FHFA price-index movement places Macon County in peak; prices are up 1.3% over twelve months.
Which datasets feed the Macon County scores?
Macon County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 8 ZIPs are comparable to anywhere else.
How much do distress scores vary between Macon County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Macon County ZIPs DLRadar ranks, scores run from 32/100 in 37022 down to 12/100 in 37074, against a Macon County average of 19/100. The 20-point range is the argument for ZIP-level search across Macon County.
What do Macon County home values and vacancy say about distressed supply?
The typical Macon County home carries about $233,875 of value against a median household income near $58,302. Vacancy across Macon County's tracked ZIPs runs 17.7% and the poverty rate is 15.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Macon County's foreclosure and tax-lien filings and its 67/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.