Madison County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Madison County, IA distress report, 2026: 15 ZIPs scored in Madison, IA, Madison, IA average 16/100; the top Madison, IA ZIP is 50211 at 19/100; Madison, IA market phase peak, Madison, IA prices +2.1% year over year.
- Madison, IA ranks #2,664 nationally (opportunity index); Madison, IA #71 in Iowa; Madison, IA index 25.1.
- Madison, IA: no CFPB county sample; Madison, IA metro area reading 1.0%.
- Madison, IA ZIP phases: 15 peak.
- Madison, IA residential listings tracked: 16 across 12 ZIPs; Madison, IA candidate listings 7.
- Madison, IA HUD assisted properties: 1 with 110 units.
- Madison, IA lenders on watch: 4; largest Madison, IA footprint Farmers&Merchants State Bank (3 branches).
- Madison, IA most distressed ZIP: 50211 at 19/100.
Madison, IA figures: DLRadar distress index; Madison, IA inputs: CFPB, FHFA, HUD, FDIC; Madison, IA rebuilt as sources refresh.
| Rank | Madison, IA ZIP | Score |
|---|---|---|
| 1 | 50211 | 19/100 |
| 2 | 50210 | 18/100 |
| 3 | 50061 | 17/100 |
| 4 | 50149 | 16/100 |
| 5 | 50229 | 16/100 |
| 6 | 50240 | 16/100 |
| 7 | 50033 | 15/100 |
| 8 | 50070 | 15/100 |
| 9 | 50072 | 15/100 |
| 10 | 50155 | 15/100 |
| 11 | 50218 | 15/100 |
| 12 | 50222 | 15/100 |
Most distressed Madison, IA ZIPs (0-100, 2026)
Mortgage delinquency around Madison, IA
No CFPB county sample covers Madison, IA; the metro area reading for Madison, IA (Des Moines-West Des Moines, IA): 1.0% ninety-plus; Madison, IA area thirty-to-eighty-nine 1.8% (December 2025, Madison, IA); Iowa overall 0.9%.
Opportunity index: Madison, IA
Madison, IA index 25.1, Madison, IA phase weak; Madison, IA primary driver construction, Madison, IA second driver bank institutional. Madison, IA components: property stress 6.0, foreclosure pressure 5.0, listing discounts 26.9, bank stress 60.7, insurance 0.0; Madison, IA pulse 28.6; Madison, IA capital opportunity 19.8; Madison, IA seven-day change +0.1%.
ZIP market phases inside Madison, IA
15 Madison, IA ZIPs carry a price-cycle phase; Madison, IA ZIPs by phase (Madison, IA), deepest drawdown first: peak, +2.1% YoY (Madison, IA): 50033, 50061, 50072, 50155, Madison, IA 50211, 50218, 50222, 50229, Madison, IA 50240, 50261, 50273; peak, +2.2% YoY (Madison, IA): 50070, 50210, 50257; peak, +2.3% YoY (Madison, IA): 50149.
Residential listings by Madison, IA ZIP
Madison, IA ZIPs with the most tracked Madison, IA residential listings: 50061 6 listings, 3 candidates, bank pressure 66; 50273 4 listings, 2 candidates, bank pressure 57; 50155 2 listings, 1 candidates, bank pressure 57; 50072 1 listings, 0 candidates, bank pressure 68 (Madison, IA); 50218 1 listings, 1 candidates, bank pressure 65; 50240 1 listings, 0 candidates, bank pressure 67; 50261 1 listings, 0 candidates, bank pressure 68; 50033 0 listings, 0 candidates, bank pressure 65. Madison, IA totals: 16 listings; Madison, IA candidates 7; active ZIPs 7.
HUD assisted housing in Madison, IA
1 assisted properties with 110 units sit in Madison, IA; largest Madison, IA properties: Cherry Creek (Winterset) 110 units.
Lenders with branches in Madison, IA
Madison, IA lenders by branch count: Farmers&Merchants State Bank (Madison, IA): stress 67, 3 branches low in Madison, IA; Union State Bank (Madison, IA): stress 76, 2 branches low in Madison, IA; Earlham Savings Bank (Madison, IA): stress 71, 2 branches low in Madison, IA; American State Bank (Madison, IA): stress 47, 1 branch low in Madison, IA.
Vacancy and permits, Madison, IA
404 of 7,100 Madison, IA housing units are vacant; Madison, IA permits, twelve months: 0 multifamily units in Madison, IA, 59 one-to-four unit units.
Work Madison, IA at the parcel level
Every Madison, IA parcel carries owner and address; every Madison, IA parcel carries APN; Madison, IA distress scores sit on the Madison, IA live board.
Madison, IA figures refresh with each source.
Madison, IA questions
Most distressed ZIP code in Madison County, IA?
ZIP 50211 leads Madison, IA at 19/100; next in Madison, IA: 50210 at 18/100; the Madison, IA average is 16/100.
Where does Madison County, IA rank for investment opportunity?
Madison, IA is #2,664 among all ranked counties, #71 in Iowa; the Madison, IA driver is construction; Madison, IA moved down 43 places.
How many mortgages are delinquent in Madison County, IA?
Madison, IA takes the metro area reading of 1.0% for December 2025; no CFPB county sample covers Madison, IA.
Which banks lend in Madison County, IA?
4 watched lenders hold Madison, IA branches; the largest Madison, IA footprints are Farmers&Merchants State Bank (3), Union State Bank (2), Earlham Savings Bank (2).
More on Madison, IA
Madison County, IA distress report: public-record figures for Madison, IA; not legal advice for Madison, IA; not tax or investment advice; verify every Madison, IA record before acting.