Madison County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, Iowa? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 50211 at 18/100.
- 15 ZIP codes tracked in Madison County, averaging 15/100 distress.
- Madison County reads peak — home values up 2.1% year over year.
- Vacancy runs 9.9% across Madison County's tracked ZIPs, with a 7% poverty rate.
- The typical Madison County home is worth about $274,671 against a ~$100,030 median income.
- Lending headwind in Madison County sits at 69/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50211 | 18/100 |
| 2 | 50061 | 17/100 |
| 3 | 50070 | 16/100 |
| 4 | 50072 | 16/100 |
| 5 | 50210 | 16/100 |
| 6 | 50229 | 16/100 |
| 7 | 50261 | 16/100 |
| 8 | 50033 | 15/100 |
| 9 | 50155 | 15/100 |
| 10 | 50218 | 15/100 |
| 11 | 50222 | 15/100 |
| 12 | 50240 | 15/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
Madison County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Madison County market phase and pricing
The cycle in Madison County is peak, with values up 2.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Madison County
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Questions and answers
Where is distress highest inside Madison County, IA?
ZIP 50211 leads Madison County at 18/100, recomputed monthly from public records.
Where is Madison County in the housing cycle?
FHFA price-index movement places Madison County in peak; prices are up 2.1% over twelve months.
Where does the Madison County data come from?
Each Madison County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 15 local ZIPs and every other county in the country.
How much do distress scores vary between Madison County ZIP codes?
A single county score papers over real variation. Across the Madison County ZIPs DLRadar ranks, scores run from 18/100 in 50211 down to 15/100 in 50240, against a Madison County average of 15/100. Because the gap runs to 3 points, Madison County rewards ZIP-level precision.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $274,671 of value against a median household income near $100,030. Vacancy across Madison County's tracked ZIPs runs 9.9% and the poverty rate is 7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Madison County's foreclosure and lien filings and its 69/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.