Madison County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, Virginia? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 22973 at 20/100.
- 22 ZIP codes tracked in Madison County, averaging 16/100 distress.
- Madison County reads expansion — home values up 5.5% year over year.
- Vacancy runs 10.2% across Madison County's tracked ZIPs, with a 7.3% poverty rate.
- The typical Madison County home is worth about $418,241 against a ~$87,516 median income.
- Lending headwind in Madison County sits at 32/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 22973 | 20/100 |
| 2 | 22960 | 18/100 |
| 3 | 22972 | 18/100 |
| 4 | 22701 | 17/100 |
| 5 | 22733 | 17/100 |
| 6 | 22735 | 17/100 |
| 7 | 22709 | 16/100 |
| 8 | 22711 | 16/100 |
| 9 | 22715 | 16/100 |
| 10 | 22719 | 16/100 |
| 11 | 22722 | 16/100 |
| 12 | 22723 | 16/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
Madison County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Madison County market phase and pricing
Madison County currently sits in expansion after a 5.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Madison County
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Questions about this county
Which ZIP code leads Madison County on distress?
ZIP 22973 leads Madison County at 20/100, recomputed monthly from public records.
How would you describe the Madison County market phase?
Madison County currently sits in expansion, with values up 5.5% year on year, based on FHFA price-index trajectory.
What is this Madison County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 22 Madison County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Madison County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Madison County ZIPs DLRadar ranks, scores run from 20/100 in 22973 down to 16/100 in 22723, against a Madison County average of 16/100. Because the gap runs to 4 points, Madison County rewards ZIP-level precision.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $418,241 of value against a median household income near $87,516. Vacancy across Madison County's tracked ZIPs runs 10.2% and the poverty rate is 7.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Madison County's foreclosure and tax-lien record and its 32/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.