Magoffin County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Magoffin County, Kentucky? DLRadar grades every Magoffin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Magoffin County breakdown.
- Magoffin County's most distressed ZIP is 41640 at 28/100.
- 4 ZIP codes tracked in Magoffin County, averaging 21/100 distress.
- Magoffin County reads expansion — home values up 5.3% year over year.
- Vacancy runs 14.8% across Magoffin County's tracked ZIPs, with a 36.9% poverty rate.
- The typical Magoffin County home is worth about $93,625 against a ~$33,428 median income.
- Lending headwind in Magoffin County sits at 32/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41640 | 28/100 |
| 2 | 41464 | 19/100 |
| 3 | 41465 | 19/100 |
| 4 | 41632 | 19/100 |
Most distressed ZIP codes in Magoffin County (composite distress 0-100, 2026)
What is driving Magoffin County distress
Nothing here is estimated: Magoffin County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Magoffin County market phase and pricing
DLRadar places Magoffin County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
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Common questions
What is the hardest-hit ZIP in Magoffin County?
ZIP 41640 leads Magoffin County at 28/100, recomputed monthly from public records.
Is Magoffin County expanding or contracting?
Phase for Magoffin County: expansion, tracking a 5.3% gain year over year, read off the FHFA index.
Which datasets feed the Magoffin County scores?
Magoffin County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 4 ZIPs are comparable to anywhere else.
How much do distress scores vary between Magoffin County ZIP codes?
One county number flattens a wide range. Across the Magoffin County ZIPs DLRadar ranks, scores run from 28/100 in 41640 down to 19/100 in 41632, against a Magoffin County average of 21/100. The 9-point range is the argument for ZIP-level search across Magoffin County.
What do Magoffin County home values and vacancy say about distressed supply?
The typical Magoffin County home carries about $93,625 of value against a median household income near $33,428. Vacancy across Magoffin County's tracked ZIPs runs 14.8% and the poverty rate is 36.9%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Magoffin County's foreclosure and tax-lien filings and its 32/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.