Marion County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Marion County, FL distress report, 2026: 34 ZIPs scored in Marion, FL, Marion, FL average 36/100; the top Marion, FL ZIP is 34481 at 41/100; Marion, FL market phase recovery, Marion, FL prices +1.9% year over year.
- Marion, FL ranks #330 nationally (opportunity index); Marion, FL #36 in Florida; Marion, FL index 34.4.
- Marion, FL ninety-day mortgage delinquency 1.7% in December 2025; Marion, FL twelve-month change +1.0%.
- Marion, FL ZIP phases: 28 recovery, 6 peak.
- Marion, FL residential listings tracked: 426 across 29 ZIPs; Marion, FL candidate listings 142.
- Marion, FL HUD assisted properties: 5 with 479 units.
- Marion, FL lenders on watch: 8; largest Marion, FL footprint Seacoast National Bank (5 branches).
- Marion, FL most distressed ZIP: 34481 at 41/100.
Marion, FL figures: DLRadar distress index; Marion, FL inputs: CFPB, FHFA, HUD, FDIC; Marion, FL rebuilt as sources refresh.
| Rank | Marion, FL ZIP | Score |
|---|---|---|
| 1 | 34481 | 41/100 |
| 2 | 32113 | 36/100 |
| 3 | 32133 | 36/100 |
| 4 | 32179 | 36/100 |
| 5 | 32182 | 36/100 |
| 6 | 32192 | 36/100 |
| 7 | 32195 | 36/100 |
| 8 | 32617 | 36/100 |
| 9 | 32634 | 36/100 |
| 10 | 32664 | 36/100 |
| 11 | 32681 | 36/100 |
| 12 | 32686 | 36/100 |
Most distressed Marion, FL ZIPs (0-100, 2026)
Mortgage delinquency in Marion, FL
1.7% of Marion, FL mortgages were ninety-plus days late (Marion, FL, December 2025); Marion, FL thirty-to-eighty-nine days late: 2.8%; Marion, FL twelve-month change +1.0%; Marion, FL peak since 2008: 9.0% (June 2012); Florida overall 1.2%. Marion, FL ninety-day series: Dec 24 0.7, Jan 25 0.8, Feb 25 1.2 (Marion, FL), Mar 25 1.3, Apr 25 1.1, May 25 1.1 (Marion, FL), Jun 25 1.2, Jul 25 1.3, Aug 25 1.2 (Marion, FL), Sep 25 1.5, Oct 25 1.6, Nov 25 1.7 (Marion, FL), Dec 25 1.7.
Opportunity index: Marion, FL
Marion, FL index 34.4, Marion, FL phase peak_opportunity; Marion, FL primary driver construction, Marion, FL second driver vacancy. Marion, FL components: property stress 25.1, foreclosure pressure 25.8, listing discounts 39.9, bank stress 54.9, insurance 0.0; Marion, FL pulse 37.1; Marion, FL capital opportunity 30.3.
ZIP market phases inside Marion, FL
34 Marion, FL ZIPs carry a price-cycle phase; Marion, FL ZIPs by phase (Marion, FL), deepest drawdown first: recovery, +1.6% YoY, 2.0% off peak (Marion, FL): 32162; peak, +0.1% YoY, 1.9% off peak (Marion, FL): 32668; peak, +0.2% YoY, 1.9% off peak (Marion, FL): 32696; peak, +0.7% YoY, 1.7% off peak (Marion, FL): 32667; peak, +0.9% YoY, 1.6% off peak (Marion, FL): 34431; recovery, +1.9% YoY, 1.2% off peak (Marion, FL): 32113, 32133, 32179, 32182, Marion, FL 32192, 32617, 32634, 32664, Marion, FL 32681, 32686, 34420.
Residential listings by Marion, FL ZIP
Marion, FL ZIPs with the most tracked Marion, FL residential listings: 34472 67 listings, 6 candidates, bank pressure 61; 34473 55 listings, 16 candidates, bank pressure 61; 34491 48 listings, 25 candidates, bank pressure 61; 34476 46 listings, 9 candidates, bank pressure 61 (Marion, FL); 34481 35 listings, 20 candidates, bank pressure 61; 34480 21 listings, 6 candidates, bank pressure 61; 34482 19 listings, 9 candidates, bank pressure 61; 34471 18 listings, 11 candidates, bank pressure 61. Marion, FL totals: 426 listings; Marion, FL candidates 142; active ZIPs 2.
HUD assisted housing in Marion, FL
5 assisted properties with 479 units sit in Marion, FL; largest Marion, FL properties: Trinity Villas I (Ocala) 162 units, 161 assisted; Sutton Place Apartments. (Ocala) 130 units, 106 assisted; Heritage Oaks Of Ocala (Ocala) 72 units, 72 assisted in Marion, FL; Evangeline Booth Gardens (Ocala) 65 units, 64 assisted; Harvey's Fellowship Homes (Ocala) 50 units, 50 assisted.
Lenders with branches in Marion, FL
Marion, FL lenders by branch count: Seacoast National Bank (Marion, FL): stress 58, 5 branches low in Marion, FL; Southstate Bank Na (Marion, FL): stress 48, 4 branches low in Marion, FL; First Federal Bank (Marion, FL): stress 65, 3 branches low in Marion, FL; Gulf Atlantic Bank (Marion, FL): stress 81, 2 branches low in Marion, FL; Mainstreet Cmty Bank Of Fl (Marion, FL): stress 74, 1 branch low in Marion, FL; Brannen Bank (Marion, FL): stress 62, 1 branch low in Marion, FL; Gala Bank (Marion, FL): stress 52, 1 branch low in Marion, FL; Cogent Bank (Marion, FL): stress 47, 1 branch low in Marion, FL.
Vacancy and permits, Marion, FL
23,396 of 188,277 Marion, FL housing units are vacant; Marion, FL permits, twelve months: 52 multifamily units in Marion, FL, 5,494 one-to-four unit units.
Work Marion, FL at the parcel level
Every Marion, FL parcel carries owner and address; every Marion, FL parcel carries APN; Marion, FL distress scores sit on the Marion, FL live board; Marion, FL lead lists by signal.
Marion, FL figures refresh with each source.
Marion, FL questions
Most distressed ZIP code in Marion County, FL?
ZIP 34481 leads Marion, FL at 41/100; next in Marion, FL: 32113 at 36/100; the Marion, FL average is 36/100.
Where does Marion County, FL rank for investment opportunity?
Marion, FL is #330 among all ranked counties, #36 in Florida; the Marion, FL driver is construction; Marion, FL moved up 350 places.
How many mortgages are delinquent in Marion County, FL?
1.7% of Marion, FL mortgages were ninety-plus days late in December 2025; the Marion, FL peak since 2008 was 9.0%.
Which banks lend in Marion County, FL?
8 watched lenders hold Marion, FL branches; the largest Marion, FL footprints are Seacoast National Bank (5), Southstate Bank Na (4), First Federal Bank (3).
More on Marion, FL
Marion County, FL distress report: public-record figures for Marion, FL; not legal advice for Marion, FL; not tax or investment advice; verify every Marion, FL record before acting.