Mason County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mason County, KY distress report, 2026: 5 ZIPs scored in Mason, KY, Mason, KY average 20/100; the top Mason, KY ZIP is 41039 at 26/100; Mason, KY market phase expansion, Mason, KY prices +5.3% year over year.
- Mason, KY ranks #1,401 nationally (opportunity index); Mason, KY #86 in Kentucky; Mason, KY index 29.8.
- Mason, KY: no CFPB county sample; Mason, KY non-metro area reading 1.1%.
- Mason, KY ZIP phases: 4 expansion, 1 neutral.
- Mason, KY residential listings tracked: 3 across 4 ZIPs; Mason, KY candidate listings 0.
- Mason, KY HUD assisted properties: 2 with 63 units.
- Mason, KY lenders on watch: 3; largest Mason, KY footprint Bank Of Maysville (3 branches).
- Mason, KY most distressed ZIP: 41039 at 26/100.
Mason, KY figures: DLRadar distress index; Mason, KY inputs: CFPB, FHFA, HUD, FDIC; Mason, KY rebuilt as sources refresh.
| Rank | Mason, KY ZIP | Score |
|---|---|---|
| 1 | 41039 | 26/100 |
| 2 | 41034 | 19/100 |
| 3 | 41044 | 19/100 |
| 4 | 41055 | 19/100 |
| 5 | 41056 | 19/100 |
Most distressed Mason, KY ZIPs (0-100, 2026)
Mortgage delinquency around Mason, KY
No CFPB county sample covers Mason, KY; the non-metro area reading for Mason, KY: 1.1% ninety-plus; Mason, KY area thirty-to-eighty-nine 3.0% (December 2025, Mason, KY); Kentucky overall 1.0%.
Opportunity index: Mason, KY
Mason, KY index 29.8, Mason, KY phase early_signal; Mason, KY primary driver vacancy, Mason, KY second driver construction. Mason, KY components: property stress 21.2, foreclosure pressure 21.0, listing discounts 24.6, bank stress 53.4, insurance 0.0; Mason, KY pulse 34.1; Mason, KY capital opportunity 23.4; Mason, KY seven-day change +1.8%.
ZIP market phases inside Mason, KY
5 Mason, KY ZIPs carry a price-cycle phase; Mason, KY ZIPs by phase (Mason, KY), deepest drawdown first: expansion, +5.3% YoY (Mason, KY): 41034, 41039, 41055, 41056; neutral, +4.8% YoY (Mason, KY): 41044.
Residential listings by Mason, KY ZIP
Mason, KY ZIPs with the most tracked Mason, KY residential listings: 41055 2 listings, 0 candidates, bank pressure 57; 41034 1 listings, 0 candidates, bank pressure 58; 41044 0 listings, 0 candidates, bank pressure 58; 41056 0 listings, 0 candidates, bank pressure 62 (Mason, KY). Mason, KY totals: 3 listings; Mason, KY candidates 0; active ZIPs 2.
HUD assisted housing in Mason, KY
2 assisted properties with 63 units sit in Mason, KY; largest Mason, KY properties: St Paul Trinity Community (Maysville) 32 units, 32 assisted; Stoneleigh Apartments (Maysville) 31 units, 30 assisted.
Lenders with branches in Mason, KY
Mason, KY lenders by branch count: Bank Of Maysville (Mason, KY): stress 35, 3 branches low in Mason, KY; Security Bank&Trust Co (Mason, KY): stress 30, 3 branches low in Mason, KY; Peoples Bank Of Kentucky Inc (Mason, KY): stress 77, 2 branches low in Mason, KY.
Vacancy and permits, Mason, KY
1,059 of 8,190 Mason, KY housing units are vacant; Mason, KY permits, twelve months: 0 multifamily units in Mason, KY, 25 one-to-four unit units.
Work Mason, KY at the parcel level
Every Mason, KY parcel carries owner and address; every Mason, KY parcel carries APN; Mason, KY distress scores sit on the Mason, KY live board.
Mason, KY figures refresh with each source.
Mason, KY questions
Most distressed ZIP code in Mason County, KY?
ZIP 41039 leads Mason, KY at 26/100; next in Mason, KY: 41034 at 19/100; the Mason, KY average is 20/100.
Where does Mason County, KY rank for investment opportunity?
Mason, KY is #1,401 among all ranked counties, #86 in Kentucky; the Mason, KY driver is vacancy; Mason, KY moved up 25 places.
How many mortgages are delinquent in Mason County, KY?
Mason, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Mason, KY.
Which banks lend in Mason County, KY?
3 watched lenders hold Mason, KY branches; the largest Mason, KY footprints are Bank Of Maysville (3), Security Bank&Trust Co (3), Peoples Bank Of Kentucky Inc (2).
More on Mason, KY
Mason County, KY distress report: public-record figures for Mason, KY; not legal advice for Mason, KY; not tax or investment advice; verify every Mason, KY record before acting.