Mason County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mason County, Kentucky? DLRadar grades every Mason County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Mason County breakdown.
- Mason County's most distressed ZIP is 41039 at 25/100.
- 5 ZIP codes tracked in Mason County, averaging 21/100 distress.
- Mason County reads expansion — home values up 5.3% year over year.
- Vacancy runs 14.4% across Mason County's tracked ZIPs, with a 16.3% poverty rate.
- The typical Mason County home is worth about $142,060 against a ~$52,660 median income.
- Lending headwind in Mason County sits at 6/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 41039 | 25/100 |
| 2 | 41034 | 20/100 |
| 3 | 41044 | 20/100 |
| 4 | 41055 | 20/100 |
| 5 | 41056 | 20/100 |
Most distressed ZIP codes in Mason County (composite distress 0-100, 2026)
What is driving Mason County distress
Nothing here is estimated: Mason County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mason County market phase and pricing
Phase for Mason County: expansion (+5.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mason County
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Frequently asked
Which part of Mason County, KY scores highest for distress?
ZIP 41039 leads Mason County at 25/100, recomputed monthly from public records.
What market phase is Mason County in?
FHFA price-index movement places Mason County in expansion; prices are up 5.3% over twelve months.
Can the Mason County figures be verified?
Mason County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Mason County ZIP codes?
The county figure is a blend, not a description. Across the Mason County ZIPs DLRadar ranks, scores run from 25/100 in 41039 down to 20/100 in 41056, against a Mason County average of 21/100. A spread of 5 points means Mason County has to be worked ZIP by ZIP.
What do Mason County home values and vacancy say about distressed supply?
The typical Mason County home carries about $142,060 of value against a median household income near $52,660. Vacancy across Mason County's tracked ZIPs runs 14.4% and the poverty rate is 16.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mason County's filings and its 6/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.