Matagorda County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Matagorda County, TX distress report, 2026: 14 ZIPs scored in Matagorda, TX, Matagorda, TX average 33/100; the top Matagorda, TX ZIP is 77480 at 37/100; Matagorda, TX market phase peak, Matagorda, TX prices +0.9% year over year.
- Matagorda, TX ranks #289 nationally (opportunity index); Matagorda, TX #43 in Texas; Matagorda, TX index 34.8.
- Matagorda, TX: no CFPB county sample; Matagorda, TX non-metro area reading 1.4%.
- Matagorda, TX ZIP phases: 14 peak.
- Matagorda, TX residential listings tracked: 40 across 12 ZIPs; Matagorda, TX candidate listings 21.
- Matagorda, TX HUD assisted properties: 2 with 121 units.
- Matagorda, TX lenders on watch: 6; largest Matagorda, TX footprint First State Bank (2 branches).
- Matagorda, TX most distressed ZIP: 77480 at 37/100.
Matagorda, TX figures: DLRadar distress index; Matagorda, TX inputs: CFPB, FHFA, HUD, FDIC; Matagorda, TX rebuilt as sources refresh.
| Rank | Matagorda, TX ZIP | Score |
|---|---|---|
| 1 | 77480 | 37/100 |
| 2 | 77414 | 33/100 |
| 3 | 77415 | 33/100 |
| 4 | 77419 | 33/100 |
| 5 | 77428 | 33/100 |
| 6 | 77440 | 33/100 |
| 7 | 77456 | 33/100 |
| 8 | 77457 | 33/100 |
| 9 | 77458 | 33/100 |
| 10 | 77465 | 33/100 |
| 11 | 77468 | 33/100 |
| 12 | 77482 | 33/100 |
Most distressed Matagorda, TX ZIPs (0-100, 2026)
Mortgage delinquency around Matagorda, TX
No CFPB county sample covers Matagorda, TX; the non-metro area reading for Matagorda, TX: 1.4% ninety-plus; Matagorda, TX area thirty-to-eighty-nine 3.5% (December 2025, Matagorda, TX); Texas overall 1.2%.
Opportunity index: Matagorda, TX
Matagorda, TX index 34.8, Matagorda, TX phase peak_opportunity; Matagorda, TX primary driver vacancy, Matagorda, TX second driver construction. Matagorda, TX components: property stress 23.3, foreclosure pressure 24.8, listing discounts 38.9, bank stress 43.3, insurance 0.0; Matagorda, TX pulse 37.0; Matagorda, TX capital opportunity 31.6; Matagorda, TX seven-day change -0.4%.
ZIP market phases inside Matagorda, TX
14 Matagorda, TX ZIPs carry a price-cycle phase; Matagorda, TX ZIPs by phase (Matagorda, TX), deepest drawdown first: peak, +0.9% YoY (Matagorda, TX): 77414, 77415, 77419, 77428, Matagorda, TX 77440, 77456, 77457, 77458, Matagorda, TX 77468, 77482, 77483; peak, +1.2% YoY (Matagorda, TX): 77420; peak, +1.1% YoY (Matagorda, TX): 77465; peak, +2.4% YoY (Matagorda, TX): 77480.
Residential listings by Matagorda, TX ZIP
Matagorda, TX ZIPs with the most tracked Matagorda, TX residential listings: 77414 22 listings, 12 candidates, bank pressure 44; 77465 15 listings, 9 candidates, bank pressure 49; 77457 2 listings, 0 candidates, bank pressure 44; 77415 1 listings, 0 candidates, bank pressure 44 (Matagorda, TX); 77419 0 listings, 0 candidates, bank pressure 44; 77428 0 listings, 0 candidates, bank pressure 44; 77440 0 listings, 0 candidates, bank pressure 44; 77456 0 listings, 0 candidates, bank pressure 44. Matagorda, TX totals: 40 listings; Matagorda, TX candidates 21; active ZIPs 2.
HUD assisted housing in Matagorda, TX
2 assisted properties with 121 units sit in Matagorda, TX; largest Matagorda, TX properties: Tejas Cove Ak Ncr Of Bay City (Bay City) 61 units, 60 assisted; Hilliard Memorial Apartments (Bay City) 60 units, 60 assisted.
Lenders with branches in Matagorda, TX
Matagorda, TX lenders by branch count: First State Bank (Matagorda, TX): stress 46, 2 branches low in Matagorda, TX; Prosperity Bank (Matagorda, TX): stress 33, 2 branches low in Matagorda, TX; First National Bank Texas (Matagorda, TX): stress 77, 1 branch low in Matagorda, TX; Woodforest National Bank (Matagorda, TX): stress 54, 1 branch low in Matagorda, TX; First Financial Bank (Matagorda, TX): stress 49, 1 branch low in Matagorda, TX; International Bk Of Com (Matagorda, TX): stress 3, 1 branch low in Matagorda, TX.
Vacancy and permits, Matagorda, TX
3,619 of 19,058 Matagorda, TX housing units are vacant; Matagorda, TX permits, twelve months: 5 multifamily units in Matagorda, TX, 203 one-to-four unit units.
Work Matagorda, TX at the parcel level
Every Matagorda, TX parcel carries owner and address; every Matagorda, TX parcel carries APN; Matagorda, TX distress scores sit on the Matagorda, TX live board.
Matagorda, TX figures refresh with each source.
Matagorda, TX questions
Most distressed ZIP code in Matagorda County, TX?
ZIP 77480 leads Matagorda, TX at 37/100; next in Matagorda, TX: 77414 at 33/100; the Matagorda, TX average is 33/100.
Where does Matagorda County, TX rank for investment opportunity?
Matagorda, TX is #289 among all ranked counties, #43 in Texas; the Matagorda, TX driver is vacancy; Matagorda, TX moved up 405 places.
How many mortgages are delinquent in Matagorda County, TX?
Matagorda, TX takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Matagorda, TX.
Which banks lend in Matagorda County, TX?
6 watched lenders hold Matagorda, TX branches; the largest Matagorda, TX footprints are First State Bank (2), Prosperity Bank (2), First National Bank Texas (1).
More on Matagorda, TX
Matagorda County, TX distress report: public-record figures for Matagorda, TX; not legal advice for Matagorda, TX; not tax or investment advice; verify every Matagorda, TX record before acting.