Mcdonald County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcdonald County, Missouri? DLRadar grades every Mcdonald County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Mcdonald County breakdown.
- Mcdonald County's most distressed ZIP is 64831 at 31/100.
- 15 ZIP codes tracked in Mcdonald County, averaging 28/100 distress.
- Mcdonald County reads peak — home values up 4.4% year over year.
- Vacancy runs 11.4% across Mcdonald County's tracked ZIPs, with a 16.2% poverty rate.
- The typical Mcdonald County home is worth about $146,643 against a ~$55,612 median income.
- Lending headwind in Mcdonald County sits at 52/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64831 | 31/100 |
| 2 | 64847 | 31/100 |
| 3 | 64854 | 31/100 |
| 4 | 64856 | 31/100 |
| 5 | 64863 | 31/100 |
| 6 | 64868 | 31/100 |
| 7 | 65730 | 31/100 |
| 8 | 64861 | 30/100 |
| 9 | 64843 | 29/100 |
| 10 | 64850 | 28/100 |
| 11 | 64865 | 28/100 |
| 12 | 64867 | 28/100 |
Most distressed ZIP codes in Mcdonald County (composite distress 0-100, 2026)
What is driving Mcdonald County distress
DLRadar builds Mcdonald County's distress picture only from records anyone can pull; its ZIPs average 28/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Mcdonald County market phase and pricing
Mcdonald County currently sits in peak after a 4.4% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Where is distress highest inside Mcdonald County, MO?
ZIP 64831 leads Mcdonald County at 31/100, recomputed monthly from public records.
What market phase is Mcdonald County in?
Phase for Mcdonald County: peak, tracking a 4.4% gain year over year, read off the FHFA index.
How is the Mcdonald County data sourced?
Every Mcdonald County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Mcdonald County ZIP codes that it runs on every other U.S. county, so Mcdonald County's numbers are directly comparable to any other market.
How much do distress scores vary between Mcdonald County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Mcdonald County ZIPs DLRadar ranks, scores run from 31/100 in 64831 down to 28/100 in 64867, against a Mcdonald County average of 28/100. Because the gap runs to 3 points, Mcdonald County rewards ZIP-level precision.
What do Mcdonald County home values and vacancy say about distressed supply?
The typical Mcdonald County home carries about $146,643 of value against a median household income near $55,612. Vacancy across Mcdonald County's tracked ZIPs runs 11.4% and the poverty rate is 16.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mcdonald County's filings and its 52/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.