Mcdowell County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mcdowell County, NC distress report, 2026: 9 ZIPs scored in Mcdowell, NC, Mcdowell, NC average 27/100; the top Mcdowell, NC ZIP is 28167 at 30/100; Mcdowell, NC market phase peak, Mcdowell, NC prices +1.9% year over year.
- Mcdowell, NC ranks #633 nationally (opportunity index); Mcdowell, NC #29 in North Carolina; Mcdowell, NC index 32.7.
- Mcdowell, NC: no CFPB county sample; Mcdowell, NC non-metro area reading 1.3%.
- Mcdowell, NC ZIP phases: 9 peak.
- Mcdowell, NC residential listings tracked: 16 across 4 ZIPs; Mcdowell, NC candidate listings 9.
- Mcdowell, NC HUD assisted properties: 2 with 90 units.
- Mcdowell, NC lenders on watch: 2; largest Mcdowell, NC footprint First-Citizens Bank&Trust Co (1 branch).
- Mcdowell, NC most distressed ZIP: 28167 at 30/100.
Mcdowell, NC figures: DLRadar distress index; Mcdowell, NC inputs: CFPB, FHFA, HUD, FDIC; Mcdowell, NC rebuilt as sources refresh.
| Rank | Mcdowell, NC ZIP | Score |
|---|---|---|
| 1 | 28167 | 30/100 |
| 2 | 28752 | 30/100 |
| 3 | 28762 | 30/100 |
| 4 | 28711 | 28/100 |
| 5 | 28749 | 28/100 |
| 6 | 28761 | 28/100 |
| 7 | 28655 | 27/100 |
| 8 | 28657 | 22/100 |
| 9 | 28777 | 20/100 |
Most distressed Mcdowell, NC ZIPs (0-100, 2026)
Mortgage delinquency around Mcdowell, NC
No CFPB county sample covers Mcdowell, NC; the non-metro area reading for Mcdowell, NC: 1.3% ninety-plus; Mcdowell, NC area thirty-to-eighty-nine 3.4% (December 2025, Mcdowell, NC); North Carolina overall 0.9%.
Opportunity index: Mcdowell, NC
Mcdowell, NC index 32.7, Mcdowell, NC phase peak_opportunity; Mcdowell, NC primary driver vacancy, Mcdowell, NC second driver construction. Mcdowell, NC components: property stress 22.4, foreclosure pressure 23.0, listing discounts 36.7, bank stress 50.6, insurance 0.0; Mcdowell, NC pulse 35.1; Mcdowell, NC capital opportunity 29.1; Mcdowell, NC seven-day change -0.4%.
ZIP market phases inside Mcdowell, NC
9 Mcdowell, NC ZIPs carry a price-cycle phase; Mcdowell, NC ZIPs by phase (Mcdowell, NC), deepest drawdown first: peak, +1.9% YoY (Mcdowell, NC): 28167, 28752, 28762; peak, +2.3% YoY (Mcdowell, NC): 28655; peak, +2.7% YoY (Mcdowell, NC): 28657, 28777; peak, +1.0% YoY (Mcdowell, NC): 28711; peak, +2.2% YoY (Mcdowell, NC): 28749; peak, +2.1% YoY (Mcdowell, NC): 28761.
Residential listings by Mcdowell, NC ZIP
Mcdowell, NC ZIPs with the most tracked Mcdowell, NC residential listings: 28752 11 listings, 7 candidates, bank pressure 58; 28761 4 listings, 2 candidates, bank pressure 62; 28762 1 listings, 0 candidates, bank pressure 61; 28749 0 listings, 0 candidates, bank pressure 60 (Mcdowell, NC). Mcdowell, NC totals: 16 listings; Mcdowell, NC candidates 9; active ZIPs 0.
HUD assisted housing in Mcdowell, NC
2 assisted properties with 90 units sit in Mcdowell, NC; largest Mcdowell, NC properties: Blue Ridge Terrace (Marion) 60 units, 60 assisted; California Arms Apartments (Marion) 30 units, 30 assisted.
Lenders with branches in Mcdowell, NC
Mcdowell, NC lenders by branch count: First-Citizens Bank&Trust Co (Mcdowell, NC): stress 71, 1 branch low in Mcdowell, NC; First Bank (Mcdowell, NC): stress 47, 1 branch low in Mcdowell, NC.
Vacancy and permits, Mcdowell, NC
2,937 of 21,575 Mcdowell, NC housing units are vacant; Mcdowell, NC permits, twelve months: 0 multifamily units in Mcdowell, NC, 158 one-to-four unit units.
Work Mcdowell, NC at the parcel level
Every Mcdowell, NC parcel carries owner and address; every Mcdowell, NC parcel carries APN; Mcdowell, NC distress scores sit on the Mcdowell, NC live board.
Mcdowell, NC figures refresh with each source.
Mcdowell, NC questions
Most distressed ZIP code in Mcdowell County, NC?
ZIP 28167 leads Mcdowell, NC at 30/100; next in Mcdowell, NC: 28752 at 30/100; the Mcdowell, NC average is 27/100.
Where does Mcdowell County, NC rank for investment opportunity?
Mcdowell, NC is #633 among all ranked counties, #29 in North Carolina; the Mcdowell, NC driver is vacancy; Mcdowell, NC moved up 449 places.
How many mortgages are delinquent in Mcdowell County, NC?
Mcdowell, NC takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Mcdowell, NC.
Which banks lend in Mcdowell County, NC?
2 watched lenders hold Mcdowell, NC branches; the largest Mcdowell, NC footprints are First-Citizens Bank&Trust Co (1), First Bank (1).
More on Mcdowell, NC
Mcdowell County, NC distress report: public-record figures for Mcdowell, NC; not legal advice for Mcdowell, NC; not tax or investment advice; verify every Mcdowell, NC record before acting.