Mcdowell County, NC Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcdowell County, North Carolina? DLRadar grades every Mcdowell County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Mcdowell County breakdown.
- Mcdowell County's most distressed ZIP is 28167 at 32/100.
- 9 ZIP codes tracked in Mcdowell County, averaging 28/100 distress.
- Mcdowell County reads peak — home values up 1.9% year over year.
- Vacancy runs 24.3% across Mcdowell County's tracked ZIPs, with a 12.7% poverty rate.
- The typical Mcdowell County home is worth about $225,563 against a ~$56,784 median income.
- Lending headwind in Mcdowell County sits at 51/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 28167 | 32/100 |
| 2 | 28752 | 31/100 |
| 3 | 28762 | 31/100 |
| 4 | 28749 | 29/100 |
| 5 | 28761 | 29/100 |
| 6 | 28655 | 28/100 |
| 7 | 28711 | 28/100 |
| 8 | 28657 | 23/100 |
| 9 | 28777 | 21/100 |
Most distressed ZIP codes in Mcdowell County (composite distress 0-100, 2026)
What is driving Mcdowell County distress
Nothing here is estimated: Mcdowell County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mcdowell County market phase and pricing
DLRadar places Mcdowell County in peak; prices moved up 1.9% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Mcdowell County
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Questions and answers
Where is distress highest inside Mcdowell County, NC?
ZIP 28167 leads Mcdowell County at 32/100, recomputed monthly from public records.
Is Mcdowell County expanding or contracting?
Phase for Mcdowell County: peak, tracking a 1.9% gain year over year, read off the FHFA index.
Which datasets feed the Mcdowell County scores?
Every Mcdowell County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Mcdowell County ZIP codes that it runs on every other U.S. county, so Mcdowell County's numbers are directly comparable to any other market.
How much do distress scores vary between Mcdowell County ZIP codes?
One county number flattens a wide range. Across the Mcdowell County ZIPs DLRadar ranks, scores run from 32/100 in 28167 down to 21/100 in 28777, against a Mcdowell County average of 28/100. Because the gap runs to 11 points, Mcdowell County rewards ZIP-level precision.
What do Mcdowell County home values and vacancy say about distressed supply?
The typical Mcdowell County home carries about $225,563 of value against a median household income near $56,784. Vacancy across Mcdowell County's tracked ZIPs runs 24.3% and the poverty rate is 12.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Mcdowell County's foreclosure and lien data and its 51/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.