Mclean County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mclean County, KY distress report, 2026: 8 ZIPs scored in Mclean, KY, Mclean, KY average 29/100; the top Mclean, KY ZIP is 42301 at 35/100; Mclean, KY market phase expansion, Mclean, KY prices +11.4% year over year.
- Mclean, KY ranks #274 nationally (opportunity index); Mclean, KY #21 in Kentucky; Mclean, KY index 35.0.
- Mclean, KY: no CFPB county sample; Mclean, KY non-metro area reading 1.1%.
- Mclean, KY ZIP phases: 8 expansion.
- Mclean, KY residential listings tracked: 2 across 6 ZIPs; Mclean, KY candidate listings 1.
- Mclean, KY HUD assisted properties: 4 with 135 units.
- Mclean, KY lenders on watch: 3; largest Mclean, KY footprint Farmers Bank&Trust Co (2 branches).
- Mclean, KY most distressed ZIP: 42301 at 35/100.
Mclean, KY figures: DLRadar distress index; Mclean, KY inputs: CFPB, FHFA, HUD, FDIC; Mclean, KY rebuilt as sources refresh.
| Rank | Mclean, KY ZIP | Score |
|---|---|---|
| 1 | 42301 | 35/100 |
| 2 | 42376 | 35/100 |
| 3 | 42352 | 29/100 |
| 4 | 42327 | 28/100 |
| 5 | 42322 | 26/100 |
| 6 | 42350 | 26/100 |
| 7 | 42371 | 26/100 |
| 8 | 42372 | 23/100 |
Most distressed Mclean, KY ZIPs (0-100, 2026)
Mortgage delinquency around Mclean, KY
No CFPB county sample covers Mclean, KY; the non-metro area reading for Mclean, KY: 1.1% ninety-plus; Mclean, KY area thirty-to-eighty-nine 3.0% (December 2025, Mclean, KY); Kentucky overall 1.0%.
Opportunity index: Mclean, KY
Mclean, KY index 35.0, Mclean, KY phase peak_opportunity; Mclean, KY primary driver construction, Mclean, KY second driver vacancy. Mclean, KY components: property stress 30.6, foreclosure pressure 24.1, listing discounts 36.7, bank stress 55.5, insurance 0.0; Mclean, KY pulse 38.5; Mclean, KY capital opportunity 29.7; Mclean, KY seven-day change +0.4%.
ZIP market phases inside Mclean, KY
8 Mclean, KY ZIPs carry a price-cycle phase; Mclean, KY ZIPs by phase (Mclean, KY), deepest drawdown first: expansion, +11.1% YoY (Mclean, KY): 42301; expansion, +11.4% YoY (Mclean, KY): 42322, 42327, 42350, 42371; expansion, +8.9% YoY (Mclean, KY): 42352; expansion, +9.7% YoY (Mclean, KY): 42372; expansion, +10.7% YoY (Mclean, KY): 42376.
Residential listings by Mclean, KY ZIP
Mclean, KY ZIPs with the most tracked Mclean, KY residential listings: 42327 1 listings, 1 candidates, bank pressure 61; 42372 1 listings, 0 candidates, bank pressure 63; 42322 0 listings, 0 candidates, bank pressure 62; 42350 0 listings, 0 candidates, bank pressure 62 (Mclean, KY); 42352 0 listings, 0 candidates, bank pressure 66; 42371 0 listings, 0 candidates, bank pressure 62. Mclean, KY totals: 2 listings; Mclean, KY candidates 1; active ZIPs 1.
HUD assisted housing in Mclean, KY
4 assisted properties with 135 units sit in Mclean, KY; largest Mclean, KY properties: Sandefur Manor (Calhoun) 50 units, 50 assisted; Livermore Heights (Livermore) 48 units, 48 assisted; Riverview Apartments (Livermore) 23 units, 23 assisted in Mclean, KY; Townhouse Apartments (Livermore) 14 units, 14 assisted.
Lenders with branches in Mclean, KY
Mclean, KY lenders by branch count: Farmers Bank&Trust Co (Mclean, KY): stress 57, 2 branches low in Mclean, KY; Independence Bank Of Ky (Mclean, KY): stress 74, 1 branch low in Mclean, KY; Sacramento Deposit Bank (Mclean, KY): stress 54, 1 branch low in Mclean, KY.
Vacancy and permits, Mclean, KY
532 of 4,173 Mclean, KY housing units are vacant; Mclean, KY permits, twelve months: 0 multifamily units in Mclean, KY, 2 one-to-four unit units.
Work Mclean, KY at the parcel level
Every Mclean, KY parcel carries owner and address; every Mclean, KY parcel carries APN; Mclean, KY distress scores sit on the Mclean, KY live board.
Mclean, KY figures refresh with each source.
Mclean, KY questions
Most distressed ZIP code in Mclean County, KY?
ZIP 42301 leads Mclean, KY at 35/100; next in Mclean, KY: 42376 at 35/100; the Mclean, KY average is 29/100.
Where does Mclean County, KY rank for investment opportunity?
Mclean, KY is #274 among all ranked counties, #21 in Kentucky; the Mclean, KY driver is construction; Mclean, KY moved up 184 places.
How many mortgages are delinquent in Mclean County, KY?
Mclean, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Mclean, KY.
Which banks lend in Mclean County, KY?
3 watched lenders hold Mclean, KY branches; the largest Mclean, KY footprints are Farmers Bank&Trust Co (2), Independence Bank Of Ky (1), Sacramento Deposit Bank (1).
More on Mclean, KY
Mclean County, KY distress report: public-record figures for Mclean, KY; not legal advice for Mclean, KY; not tax or investment advice; verify every Mclean, KY record before acting.