Mcleod County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mcleod County, MN distress report, 2026: 12 ZIPs scored in Mcleod, MN, Mcleod, MN average 16/100; the top Mcleod, MN ZIP is 55397 at 25/100; Mcleod, MN market phase peak, Mcleod, MN prices +2.7% year over year.
- Mcleod, MN ranks #3,099 nationally (opportunity index); Mcleod, MN #79 in Minnesota; Mcleod, MN index 22.1.
- Mcleod, MN: no CFPB county sample; Mcleod, MN non-metro area reading 1.0%.
- Mcleod, MN ZIP phases: 12 peak.
- Mcleod, MN residential listings tracked: 7 across 8 ZIPs; Mcleod, MN candidate listings 4.
- Mcleod, MN HUD assisted properties: 7 with 382 units.
- Mcleod, MN lenders on watch: 6; largest Mcleod, MN footprint Security Bank&Trust Co (5 branches).
- Mcleod, MN most distressed ZIP: 55397 at 25/100.
Mcleod, MN figures: DLRadar distress index; Mcleod, MN inputs: CFPB, FHFA, HUD, FDIC; Mcleod, MN rebuilt as sources refresh.
| Rank | Mcleod, MN ZIP | Score |
|---|---|---|
| 1 | 55397 | 25/100 |
| 2 | 55339 | 23/100 |
| 3 | 55334 | 17/100 |
| 4 | 55396 | 17/100 |
| 5 | 55336 | 14/100 |
| 6 | 55395 | 14/100 |
| 7 | 55312 | 13/100 |
| 8 | 55354 | 13/100 |
| 9 | 55370 | 13/100 |
| 10 | 55381 | 13/100 |
| 11 | 55385 | 13/100 |
| 12 | 55350 | 12/100 |
Most distressed Mcleod, MN ZIPs (0-100, 2026)
Mortgage delinquency around Mcleod, MN
No CFPB county sample covers Mcleod, MN; the non-metro area reading for Mcleod, MN: 1.0% ninety-plus; Mcleod, MN area thirty-to-eighty-nine 2.2% (December 2025, Mcleod, MN); Minnesota overall 0.6%.
Opportunity index: Mcleod, MN
Mcleod, MN index 22.1, Mcleod, MN phase weak; Mcleod, MN primary driver bank institutional, Mcleod, MN second driver vacancy. Mcleod, MN components: property stress 10.2, foreclosure pressure 9.0, listing discounts 23.9, bank stress 64.4, insurance 0.0; Mcleod, MN pulse 24.4; Mcleod, MN capital opportunity 18.7; Mcleod, MN seven-day change +0.2%.
ZIP market phases inside Mcleod, MN
12 Mcleod, MN ZIPs carry a price-cycle phase; Mcleod, MN ZIPs by phase (Mcleod, MN), deepest drawdown first: peak, +3.1% YoY, 0.1% off peak (Mcleod, MN): 55334; peak, +2.7% YoY (Mcleod, MN): 55312, 55339, 55354, 55370, Mcleod, MN 55381; peak, +2.8% YoY (Mcleod, MN): 55336, 55350; peak, +3.0% YoY (Mcleod, MN): 55385; peak, +2.6% YoY (Mcleod, MN): 55395; peak, +3.4% YoY (Mcleod, MN): 55396; peak, +2.4% YoY (Mcleod, MN): 55397.
Residential listings by Mcleod, MN ZIP
Mcleod, MN ZIPs with the most tracked Mcleod, MN residential listings: 55350 4 listings, 3 candidates, bank pressure 65; 55336 2 listings, 0 candidates, bank pressure 68; 55354 1 listings, 1 candidates, bank pressure 64; 55312 0 listings, 0 candidates, bank pressure 68 (Mcleod, MN); 55370 0 listings, 0 candidates, bank pressure 64; 55381 0 listings, 0 candidates, bank pressure 64; 55385 0 listings, 0 candidates, bank pressure 66; 55395 0 listings, 0 candidates, bank pressure 66. Mcleod, MN totals: 7 listings; Mcleod, MN candidates 4; active ZIPs 3.
HUD assisted housing in Mcleod, MN
7 assisted properties with 382 units sit in Mcleod, MN; largest Mcleod, MN properties: Century Court Apartments (Hutchinson) 96 units; Evergreen Apts -- Hutchinson (Hutchinson) 62 units, 62 assisted; Valley View Apts -- (Hutchinson) (Hutchinson) 60 units, 24 assisted in Mcleod, MN; Clinton House Apts. (Hutchinson) 52 units, 52 assisted; Linden Wood Apartments (Winsted) 40 units, 40 assisted; Northwood Apts Fka 092002ni Northwood (Glencoe) 39 units, 39 assisted.
Lenders with branches in Mcleod, MN
Mcleod, MN lenders by branch count: Security Bank&Trust Co (Mcleod, MN): stress 54, 5 branches low in Mcleod, MN; Citizens Bank&Trust Co (Mcleod, MN): stress 77, 3 branches low in Mcleod, MN; Midcountry Bank (Mcleod, MN): stress 61, 2 branches low in Mcleod, MN; Prinsbank (Mcleod, MN): stress 31, 2 branches low in Mcleod, MN; Home State Bank (Mcleod, MN): stress 74, 1 branch low in Mcleod, MN; Grand Marais State Bank (Mcleod, MN): stress 63, 1 branch low in Mcleod, MN.
Vacancy and permits, Mcleod, MN
757 of 15,972 Mcleod, MN housing units are vacant; Mcleod, MN permits, twelve months: 245 multifamily units in Mcleod, MN, 47 one-to-four unit units.
Work Mcleod, MN at the parcel level
Every Mcleod, MN parcel carries owner and address; every Mcleod, MN parcel carries APN; Mcleod, MN distress scores sit on the Mcleod, MN live board.
Mcleod, MN figures refresh with each source.
Mcleod, MN questions
Most distressed ZIP code in Mcleod County, MN?
ZIP 55397 leads Mcleod, MN at 25/100; next in Mcleod, MN: 55339 at 23/100; the Mcleod, MN average is 16/100.
Where does Mcleod County, MN rank for investment opportunity?
Mcleod, MN is #3,099 among all ranked counties, #79 in Minnesota; the Mcleod, MN driver is bank institutional; Mcleod, MN moved down 13 places.
How many mortgages are delinquent in Mcleod County, MN?
Mcleod, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Mcleod, MN.
Which banks lend in Mcleod County, MN?
6 watched lenders hold Mcleod, MN branches; the largest Mcleod, MN footprints are Security Bank&Trust Co (5), Citizens Bank&Trust Co (3), Midcountry Bank (2).
More on Mcleod, MN
Mcleod County, MN distress report: public-record figures for Mcleod, MN; not legal advice for Mcleod, MN; not tax or investment advice; verify every Mcleod, MN record before acting.