Mcleod County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcleod County, Minnesota? DLRadar grades every Mcleod County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Mcleod County breakdown.
- Mcleod County's most distressed ZIP is 55397 at 25/100.
- 12 ZIP codes tracked in Mcleod County, averaging 16/100 distress.
- Mcleod County reads peak — home values up 2.7% year over year.
- Vacancy runs 7.5% across Mcleod County's tracked ZIPs, with a 7.1% poverty rate.
- The typical Mcleod County home is worth about $253,333 against a ~$79,138 median income.
- Lending headwind in Mcleod County sits at 72/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55397 | 25/100 |
| 2 | 55339 | 23/100 |
| 3 | 55396 | 18/100 |
| 4 | 55334 | 17/100 |
| 5 | 55395 | 14/100 |
| 6 | 55312 | 13/100 |
| 7 | 55336 | 13/100 |
| 8 | 55354 | 13/100 |
| 9 | 55370 | 13/100 |
| 10 | 55381 | 13/100 |
| 11 | 55385 | 13/100 |
| 12 | 55350 | 12/100 |
Most distressed ZIP codes in Mcleod County (composite distress 0-100, 2026)
What is driving Mcleod County distress
The Mcleod County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Mcleod County market phase and pricing
The cycle in Mcleod County is peak, with values up 2.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mcleod County
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What people ask
Which part of Mcleod County, MN scores highest for distress?
ZIP 55397 leads Mcleod County at 25/100, recomputed monthly from public records.
How would you describe the Mcleod County market phase?
FHFA price-index movement places Mcleod County in peak; prices are up 2.7% over twelve months.
Which datasets feed the Mcleod County scores?
Each Mcleod County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 12 local ZIPs and every other county in the country.
How much do distress scores vary between Mcleod County ZIP codes?
Averaging the county conceals how uneven it is. Across the Mcleod County ZIPs DLRadar ranks, scores run from 25/100 in 55397 down to 12/100 in 55350, against a Mcleod County average of 16/100. That 13-point gap is why acquisition targeting in Mcleod County works at ZIP level rather than county level.
What do Mcleod County home values and vacancy say about distressed supply?
The typical Mcleod County home carries about $253,333 of value against a median household income near $79,138. Vacancy across Mcleod County's tracked ZIPs runs 7.5% and the poverty rate is 7.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mcleod County's filings and its 72/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.