Mcpherson County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mcpherson County, South Dakota? DLRadar grades every Mcpherson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Mcpherson County breakdown.
- Mcpherson County's most distressed ZIP is 57481 at 17/100.
- 8 ZIP codes tracked in Mcpherson County, averaging 9/100 distress.
- Mcpherson County reads peak — home values up 2.2% year over year, 0.4% off peak.
- Vacancy runs 29.2% across Mcpherson County's tracked ZIPs, with a 16.1% poverty rate.
- The typical Mcpherson County home is worth about $99,767 against a ~$56,994 median income.
- Lending headwind in Mcpherson County sits at 0/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 57481 | 17/100 |
| 2 | 57471 | 10/100 |
| 3 | 57437 | 9/100 |
| 4 | 57448 | 9/100 |
| 5 | 57456 | 9/100 |
| 6 | 57457 | 9/100 |
| 7 | 58439 | 6/100 |
| 8 | 58413 | 5/100 |
Most distressed ZIP codes in Mcpherson County (composite distress 0-100, 2026)
What is driving Mcpherson County distress
The Mcpherson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 9/100 ZIP average. No proprietary or modelled inputs enter the score.
Mcpherson County market phase and pricing
The cycle in Mcpherson County is peak, with values up 2.2% year over year and 0.4% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mcpherson County
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Common questions
Which part of Mcpherson County, SD scores highest for distress?
ZIP 57481 leads Mcpherson County at 17/100, recomputed monthly from public records.
Where is Mcpherson County in the housing cycle?
The market phase for Mcpherson County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Mcpherson County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Mcpherson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Mcpherson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Mcpherson County ZIPs DLRadar ranks, scores run from 17/100 in 57481 down to 5/100 in 58413, against a Mcpherson County average of 9/100. With 12 points between best and worst, county-level targeting in Mcpherson County wastes effort.
What do Mcpherson County home values and vacancy say about distressed supply?
The typical Mcpherson County home carries about $99,767 of value against a median household income near $56,994. Vacancy across Mcpherson County's tracked ZIPs runs 29.2% and the poverty rate is 16.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mcpherson County's filings and its 0/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.