Mercer County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mercer County, IL distress report, 2026: 18 ZIPs scored in Mercer, IL, Mercer, IL average 13/100; the top Mercer, IL ZIP is 61259 at 22/100; Mercer, IL market phase peak, Mercer, IL prices +3.8% year over year.
- Mercer, IL ranks #2,517 nationally (opportunity index); Mercer, IL #74 in Illinois; Mercer, IL index 25.8.
- Mercer, IL: no CFPB county sample; Mercer, IL metro area reading 0.9%.
- Mercer, IL ZIP phases: 17 peak, 1 expansion.
- Mercer, IL residential listings tracked: 14 across 13 ZIPs; Mercer, IL candidate listings 10.
- Mercer, IL lenders on watch: 5; largest Mercer, IL footprint Farmers Stb Of Western Il (4 branches).
- Mercer, IL most distressed ZIP: 61259 at 22/100.
Mercer, IL figures: DLRadar distress index; Mercer, IL inputs: CFPB, FHFA, HUD, FDIC; Mercer, IL rebuilt as sources refresh.
| Rank | Mercer, IL ZIP | Score |
|---|---|---|
| 1 | 61259 | 22/100 |
| 2 | 61262 | 22/100 |
| 3 | 61264 | 22/100 |
| 4 | 61273 | 22/100 |
| 5 | 61472 | 18/100 |
| 6 | 61279 | 14/100 |
| 7 | 61412 | 13/100 |
| 8 | 61465 | 11/100 |
| 9 | 61281 | 10/100 |
| 10 | 61442 | 9/100 |
| 11 | 61476 | 9/100 |
| 12 | 61231 | 8/100 |
Most distressed Mercer, IL ZIPs (0-100, 2026)
Mortgage delinquency around Mercer, IL
No CFPB county sample covers Mercer, IL; the metro area reading for Mercer, IL (Davenport-Moline-Rock Island, IA-IL): 0.9% ninety-plus; Mercer, IL area thirty-to-eighty-nine 2.5% (December 2025, Mercer, IL); Illinois overall 1.1%.
Opportunity index: Mercer, IL
Mercer, IL index 25.8, Mercer, IL phase weak; Mercer, IL primary driver bank institutional, Mercer, IL second driver vacancy. Mercer, IL components: property stress 9.4, foreclosure pressure 8.8, listing discounts 21.7, bank stress 61.2, insurance 0.0; Mercer, IL pulse 30.8; Mercer, IL capital opportunity 18.3.
ZIP market phases inside Mercer, IL
18 Mercer, IL ZIPs carry a price-cycle phase; Mercer, IL ZIPs by phase (Mercer, IL), deepest drawdown first: peak, +3.8% YoY (Mercer, IL): 61231, 61259, 61260, 61262, Mercer, IL 61263, 61264, 61272, 61273, Mercer, IL 61276, 61279, 61281, 61465, Mercer, IL 61466; peak, +4.5% YoY (Mercer, IL): 61412; peak, +4.2% YoY (Mercer, IL): 61442; expansion, +5.6% YoY (Mercer, IL): 61472.
Residential listings by Mercer, IL ZIP
Mercer, IL ZIPs with the most tracked Mercer, IL residential listings: 61231 6 listings, 4 candidates, bank pressure 69; 61281 4 listings, 4 candidates, bank pressure 64; 61260 2 listings, 0 candidates, bank pressure 69; 61442 2 listings, 2 candidates, bank pressure 70 (Mercer, IL); 61263 0 listings, 0 candidates, bank pressure 69; 61272 0 listings, 0 candidates, bank pressure 64; 61276 0 listings, 0 candidates, bank pressure 69; 61279 0 listings, 0 candidates, bank pressure 64. Mercer, IL totals: 14 listings; Mercer, IL candidates 10; active ZIPs 4.
Lenders with branches in Mercer, IL
Mercer, IL lenders by branch count: Farmers Stb Of Western Il (Mercer, IL): stress 61, 4 branches low in Mercer, IL; 1st Community Bank (Mercer, IL): stress 74, 2 branches low in Mercer, IL; Bankorion (Mercer, IL): stress 78, 1 branch low in Mercer, IL; Midwest Bank (Mercer, IL): stress 76, 1 branch low in Mercer, IL; Blackhawk Bank&Trust (Mercer, IL): stress 61, 1 branch low in Mercer, IL.
Vacancy and permits, Mercer, IL
720 of 7,285 Mercer, IL housing units are vacant; Mercer, IL permits, twelve months: 0 multifamily units in Mercer, IL, 17 one-to-four unit units.
Work Mercer, IL at the parcel level
Every Mercer, IL parcel carries owner and address; every Mercer, IL parcel carries APN; Mercer, IL distress scores sit on the Mercer, IL live board.
Mercer, IL figures refresh with each source.
Mercer, IL questions
Most distressed ZIP code in Mercer County, IL?
ZIP 61259 leads Mercer, IL at 22/100; next in Mercer, IL: 61262 at 22/100; the Mercer, IL average is 13/100.
Where does Mercer County, IL rank for investment opportunity?
Mercer, IL is #2,517 among all ranked counties, #74 in Illinois; the Mercer, IL driver is bank institutional; Mercer, IL moved down 403 places.
How many mortgages are delinquent in Mercer County, IL?
Mercer, IL takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Mercer, IL.
Which banks lend in Mercer County, IL?
5 watched lenders hold Mercer, IL branches; the largest Mercer, IL footprints are Farmers Stb Of Western Il (4), 1st Community Bank (2), Bankorion (1).
More on Mercer, IL
Mercer County, IL distress report: public-record figures for Mercer, IL; not legal advice for Mercer, IL; not tax or investment advice; verify every Mercer, IL record before acting.