Mercer County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mercer County, Missouri? DLRadar grades every Mercer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Mercer County breakdown.
- Mercer County's most distressed ZIP is 64632 at 14/100.
- 7 ZIP codes tracked in Mercer County, averaging 9/100 distress.
- Mercer County reads peak — home values up 4.4% year over year.
- Vacancy runs 38.8% across Mercer County's tracked ZIPs, with a 11.2% poverty rate.
- The typical Mercer County home is worth about $92,620 against a ~$55,502 median income.
- Lending headwind in Mercer County sits at 42/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 64632 | 14/100 |
| 2 | 64645 | 13/100 |
| 3 | 64667 | 13/100 |
| 4 | 64679 | 8/100 |
| 5 | 64661 | 6/100 |
| 6 | 64673 | 6/100 |
| 7 | 64672 | 5/100 |
Most distressed ZIP codes in Mercer County (composite distress 0-100, 2026)
What is driving Mercer County distress
Mercer County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 9/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Mercer County market phase and pricing
Phase for Mercer County: peak (+4.4% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mercer County
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Common questions
What is the hardest-hit ZIP in Mercer County?
ZIP 64632 leads Mercer County at 14/100, recomputed monthly from public records.
Is Mercer County expanding or contracting?
Phase for Mercer County: peak, tracking a 4.4% gain year over year, read off the FHFA index.
Can the Mercer County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 7 Mercer County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Mercer County ZIP codes?
A county average hides the spread. Across the Mercer County ZIPs DLRadar ranks, scores run from 14/100 in 64632 down to 5/100 in 64672, against a Mercer County average of 9/100. A spread of 9 points means Mercer County has to be worked ZIP by ZIP.
What do Mercer County home values and vacancy say about distressed supply?
The typical Mercer County home carries about $92,620 of value against a median household income near $55,502. Vacancy across Mercer County's tracked ZIPs runs 38.8% and the poverty rate is 11.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Mercer County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.