Mercer County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mercer County, West Virginia? DLRadar grades every Mercer County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Mercer County breakdown.
- Mercer County's most distressed ZIP is 24701 at 23/100.
- 20 ZIP codes tracked in Mercer County, averaging 23/100 distress.
- Mercer County reads expansion — home values up 6.0% year over year.
- Vacancy runs 26.3% across Mercer County's tracked ZIPs, with a 24.5% poverty rate.
- The typical Mercer County home is worth about $131,086 against a ~$48,935 median income.
- Lending headwind in Mercer County sits at 23/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24701 | 23/100 |
| 2 | 24712 | 23/100 |
| 3 | 24714 | 23/100 |
| 4 | 24715 | 23/100 |
| 5 | 24724 | 23/100 |
| 6 | 24729 | 23/100 |
| 7 | 24731 | 23/100 |
| 8 | 24733 | 23/100 |
| 9 | 24737 | 23/100 |
| 10 | 24738 | 23/100 |
| 11 | 24739 | 23/100 |
| 12 | 24740 | 23/100 |
Most distressed ZIP codes in Mercer County (composite distress 0-100, 2026)
What is driving Mercer County distress
Mercer County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 23/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Mercer County market phase and pricing
Mercer County currently sits in expansion after a 6.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Mercer County
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Frequently asked
Which Mercer County ZIP scores worst for distress?
ZIP 24701 leads Mercer County at 23/100, recomputed monthly from public records.
What stage of the price cycle is Mercer County at?
Mercer County currently sits in expansion, with values up 6.0% year on year, based on FHFA price-index trajectory.
Where does the Mercer County data come from?
Mercer County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 20 ZIPs are comparable to anywhere else.
How much do distress scores vary between Mercer County ZIP codes?
Averaging the county conceals how uneven it is. Across the Mercer County ZIPs DLRadar ranks, scores run from 23/100 in 24701 down to 23/100 in 24740, against a Mercer County average of 23/100. That 0-point gap is why acquisition targeting in Mercer County works at ZIP level rather than county level.
What do Mercer County home values and vacancy say about distressed supply?
The typical Mercer County home carries about $131,086 of value against a median household income near $48,935. Vacancy across Mercer County's tracked ZIPs runs 26.3% and the poverty rate is 24.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Mercer County's foreclosure and tax-lien filings and its 23/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.