Metcalfe County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Metcalfe County, KY distress report, 2026: 10 ZIPs scored in Metcalfe, KY, Metcalfe, KY average 19/100; the top Metcalfe, KY ZIP is 42715 at 23/100; Metcalfe, KY market phase peak, Metcalfe, KY prices +4.4% year over year.
- Metcalfe, KY ranks #762 nationally (opportunity index); Metcalfe, KY #52 in Kentucky; Metcalfe, KY index 32.1.
- Metcalfe, KY: no CFPB county sample; Metcalfe, KY non-metro area reading 1.1%.
- Metcalfe, KY ZIP phases: 5 expansion, 3 peak, 2 neutral.
- Metcalfe, KY residential listings tracked: 2 across 5 ZIPs; Metcalfe, KY candidate listings 0.
- Metcalfe, KY HUD assisted properties: 1 with 48 units.
- Metcalfe, KY lenders on watch: 2; largest Metcalfe, KY footprint Edmonton State Bank (4 branches).
- Metcalfe, KY most distressed ZIP: 42715 at 23/100.
Metcalfe, KY figures: DLRadar distress index; Metcalfe, KY inputs: CFPB, FHFA, HUD, FDIC; Metcalfe, KY rebuilt as sources refresh.
| Rank | Metcalfe, KY ZIP | Score |
|---|---|---|
| 1 | 42715 | 23/100 |
| 2 | 42728 | 23/100 |
| 3 | 42129 | 22/100 |
| 4 | 42166 | 22/100 |
| 5 | 42154 | 21/100 |
| 6 | 42214 | 20/100 |
| 7 | 42746 | 16/100 |
| 8 | 42749 | 15/100 |
| 9 | 42124 | 12/100 |
| 10 | 42167 | 12/100 |
Most distressed Metcalfe, KY ZIPs (0-100, 2026)
Mortgage delinquency around Metcalfe, KY
No CFPB county sample covers Metcalfe, KY; the non-metro area reading for Metcalfe, KY: 1.1% ninety-plus; Metcalfe, KY area thirty-to-eighty-nine 3.0% (December 2025, Metcalfe, KY); Kentucky overall 1.0%.
Opportunity index: Metcalfe, KY
Metcalfe, KY index 32.1, Metcalfe, KY phase early_signal; Metcalfe, KY primary driver construction, Metcalfe, KY second driver vacancy. Metcalfe, KY components: property stress 24.3, foreclosure pressure 25.2, listing discounts 25.3, bank stress 51.6, insurance 0.0; Metcalfe, KY pulse 37.0; Metcalfe, KY capital opportunity 24.7; Metcalfe, KY seven-day change +0.3%.
ZIP market phases inside Metcalfe, KY
10 Metcalfe, KY ZIPs carry a price-cycle phase; Metcalfe, KY ZIPs by phase (Metcalfe, KY), deepest drawdown first: peak, +4.4% YoY (Metcalfe, KY): 42124, 42154, 42214; neutral, +4.5% YoY (Metcalfe, KY): 42129, 42166; expansion, +5.3% YoY (Metcalfe, KY): 42167, 42728; expansion, +5.1% YoY (Metcalfe, KY): 42715, 42746, 42749.
Residential listings by Metcalfe, KY ZIP
Metcalfe, KY ZIPs with the most tracked Metcalfe, KY residential listings: 42129 2 listings, 0 candidates, bank pressure 51; 42124 0 listings, 0 candidates, bank pressure 50; 42154 0 listings, 0 candidates, bank pressure 57; 42166 0 listings, 0 candidates, bank pressure 56 (Metcalfe, KY); 42214 0 listings, 0 candidates, bank pressure 55. Metcalfe, KY totals: 2 listings; Metcalfe, KY candidates 0; active ZIPs 1.
HUD assisted housing in Metcalfe, KY
1 assisted properties with 48 units sit in Metcalfe, KY; largest Metcalfe, KY properties: Tree Top Apts (Edmonton) 48 units, 48 assisted.
Lenders with branches in Metcalfe, KY
Metcalfe, KY lenders by branch count: Edmonton State Bank (Metcalfe, KY): stress 35, 4 branches low in Metcalfe, KY; South Central Bank Inc (Metcalfe, KY): stress 66, 1 branch low in Metcalfe, KY.
Vacancy and permits, Metcalfe, KY
635 of 4,735 Metcalfe, KY housing units are vacant.
Work Metcalfe, KY at the parcel level
Every Metcalfe, KY parcel carries owner and address; every Metcalfe, KY parcel carries APN; Metcalfe, KY distress scores sit on the Metcalfe, KY live board.
Metcalfe, KY figures refresh with each source.
Metcalfe, KY questions
Most distressed ZIP code in Metcalfe County, KY?
ZIP 42715 leads Metcalfe, KY at 23/100; next in Metcalfe, KY: 42728 at 23/100; the Metcalfe, KY average is 19/100.
Where does Metcalfe County, KY rank for investment opportunity?
Metcalfe, KY is #762 among all ranked counties, #52 in Kentucky; the Metcalfe, KY driver is construction; Metcalfe, KY moved down 68 places.
How many mortgages are delinquent in Metcalfe County, KY?
Metcalfe, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Metcalfe, KY.
Which banks lend in Metcalfe County, KY?
2 watched lenders hold Metcalfe, KY branches; the largest Metcalfe, KY footprints are Edmonton State Bank (4), South Central Bank Inc (1).
More on Metcalfe, KY
Metcalfe County, KY distress report: public-record figures for Metcalfe, KY; not legal advice for Metcalfe, KY; not tax or investment advice; verify every Metcalfe, KY record before acting.