Miami County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Miami County, Indiana? DLRadar grades every Miami County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Miami County breakdown.
- Miami County's most distressed ZIP is 46919 at 18/100.
- 14 ZIP codes tracked in Miami County, averaging 14/100 distress.
- Miami County reads peak — home values up 4.3% year over year.
- Vacancy runs 11% across Miami County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Miami County home is worth about $161,442 against a ~$61,968 median income.
- Lending headwind in Miami County sits at 57/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46919 | 18/100 |
| 2 | 46910 | 17/100 |
| 3 | 46932 | 17/100 |
| 4 | 46901 | 16/100 |
| 5 | 46951 | 15/100 |
| 6 | 46974 | 14/100 |
| 7 | 46992 | 14/100 |
| 8 | 46911 | 13/100 |
| 9 | 46914 | 13/100 |
| 10 | 46926 | 13/100 |
| 11 | 46958 | 13/100 |
| 12 | 46959 | 13/100 |
Most distressed ZIP codes in Miami County (composite distress 0-100, 2026)
What is driving Miami County distress
DLRadar builds Miami County's distress picture only from records anyone can pull; its ZIPs average 14/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Miami County market phase and pricing
DLRadar places Miami County in peak; prices moved up 4.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Miami County
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Frequently asked
What is the most distressed ZIP code in Miami County, IN?
ZIP 46919 leads Miami County at 18/100, recomputed monthly from public records.
Is Miami County expanding or contracting?
Phase for Miami County: peak, tracking a 4.3% gain year over year, read off the FHFA index.
What is this Miami County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Miami County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Miami County ZIP codes?
One county number flattens a wide range. Across the Miami County ZIPs DLRadar ranks, scores run from 18/100 in 46919 down to 13/100 in 46959, against a Miami County average of 14/100. That 5-point gap is why acquisition targeting in Miami County works at ZIP level rather than county level.
What do Miami County home values and vacancy say about distressed supply?
The typical Miami County home carries about $161,442 of value against a median household income near $61,968. Vacancy across Miami County's tracked ZIPs runs 11% and the poverty rate is 10.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Miami County's filings and its 57/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.