Miami County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Miami County, IN distress report, 2026: 14 ZIPs scored in Miami, IN, Miami, IN average 17/100; the top Miami, IN ZIP is 46919 at 21/100; Miami, IN market phase peak, Miami, IN prices +4.3% year over year.
- Miami, IN ranks #1,789 nationally (opportunity index); Miami, IN #55 in Indiana; Miami, IN index 28.5.
- Miami, IN: no CFPB county sample; Miami, IN non-metro area reading 1.0%.
- Miami, IN ZIP phases: 13 peak, 1 expansion.
- Miami, IN residential listings tracked: 14 across 8 ZIPs; Miami, IN candidate listings 13.
- Miami, IN HUD assisted properties: 2 with 140 units.
- Miami, IN lenders on watch: 5; largest Miami, IN footprint First Farmers Bank&Trust Co (3 branches).
- Miami, IN most distressed ZIP: 46919 at 21/100.
Miami, IN figures: DLRadar distress index; Miami, IN inputs: CFPB, FHFA, HUD, FDIC; Miami, IN rebuilt as sources refresh.
| Rank | Miami, IN ZIP | Score |
|---|---|---|
| 1 | 46919 | 21/100 |
| 2 | 46932 | 20/100 |
| 3 | 46910 | 18/100 |
| 4 | 46901 | 16/100 |
| 5 | 46914 | 16/100 |
| 6 | 46926 | 16/100 |
| 7 | 46951 | 16/100 |
| 8 | 46958 | 16/100 |
| 9 | 46959 | 16/100 |
| 10 | 46970 | 16/100 |
| 11 | 46971 | 16/100 |
| 12 | 46992 | 16/100 |
Most distressed Miami, IN ZIPs (0-100, 2026)
Mortgage delinquency around Miami, IN
No CFPB county sample covers Miami, IN; the non-metro area reading for Miami, IN: 1.0% ninety-plus; Miami, IN area thirty-to-eighty-nine 3.1% (December 2025, Miami, IN); Indiana overall 1.0%.
Opportunity index: Miami, IN
Miami, IN index 28.5, Miami, IN phase early_signal; Miami, IN primary driver vacancy, Miami, IN second driver bank institutional. Miami, IN components: property stress 18.8, foreclosure pressure 18.4, listing discounts 35.3, bank stress 55.0, insurance 0.0; Miami, IN pulse 29.6; Miami, IN capital opportunity 26.9; Miami, IN seven-day change +0.5%.
ZIP market phases inside Miami, IN
14 Miami, IN ZIPs carry a price-cycle phase; Miami, IN ZIPs by phase (Miami, IN), deepest drawdown first: expansion, +6.7% YoY (Miami, IN): 46901; peak, +4.8% YoY (Miami, IN): 46910; peak, +4.3% YoY (Miami, IN): 46911, 46914, 46926, 46958, Miami, IN 46959, 46970, 46971, 46974, Miami, IN 46992; peak, +4.7% YoY (Miami, IN): 46919; peak, +4.5% YoY (Miami, IN): 46932; peak, +4.4% YoY (Miami, IN): 46951.
Residential listings by Miami, IN ZIP
Miami, IN ZIPs with the most tracked Miami, IN residential listings: 46970 13 listings, 13 candidates, bank pressure 67; 46951 1 listings, 0 candidates, bank pressure 69; 46911 0 listings, 0 candidates, bank pressure 66; 46914 0 listings, 0 candidates, bank pressure 70 (Miami, IN); 46926 0 listings, 0 candidates, bank pressure 67; 46958 0 listings, 0 candidates, bank pressure 70; 46959 0 listings, 0 candidates, bank pressure 70; 46971 0 listings, 0 candidates, bank pressure 70. Miami, IN totals: 14 listings; Miami, IN candidates 13; active ZIPs 2.
HUD assisted housing in Miami, IN
2 assisted properties with 140 units sit in Miami, IN; largest Miami, IN properties: Hilltop Ridge (Peru) 96 units; Arrowhead Estates Phase Ii (Peru) 44 units, 44 assisted.
Lenders with branches in Miami, IN
Miami, IN lenders by branch count: First Farmers Bank&Trust Co (Miami, IN): stress 58, 3 branches low in Miami, IN; Logansport Savings Bank (Miami, IN): stress 80, 1 branch low in Miami, IN; Crossroads Bank (Miami, IN): stress 73, 1 branch low in Miami, IN; First Merchants Bank (Miami, IN): stress 65, 1 branch low in Miami, IN; First Bank Of Berne (Miami, IN): stress 60, 1 branch low in Miami, IN.
Vacancy and permits, Miami, IN
1,634 of 14,952 Miami, IN housing units are vacant; Miami, IN permits, twelve months: 0 multifamily units in Miami, IN, 49 one-to-four unit units.
Work Miami, IN at the parcel level
Every Miami, IN parcel carries owner and address; every Miami, IN parcel carries APN; Miami, IN distress scores sit on the Miami, IN live board.
Miami, IN figures refresh with each source.
Miami, IN questions
Most distressed ZIP code in Miami County, IN?
ZIP 46919 leads Miami, IN at 21/100; next in Miami, IN: 46932 at 20/100; the Miami, IN average is 17/100.
Where does Miami County, IN rank for investment opportunity?
Miami, IN is #1,789 among all ranked counties, #55 in Indiana; the Miami, IN driver is vacancy; Miami, IN moved up 665 places.
How many mortgages are delinquent in Miami County, IN?
Miami, IN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Miami, IN.
Which banks lend in Miami County, IN?
5 watched lenders hold Miami, IN branches; the largest Miami, IN footprints are First Farmers Bank&Trust Co (3), Logansport Savings Bank (1), Crossroads Bank (1).
More on Miami, IN
Miami County, IN distress report: public-record figures for Miami, IN; not legal advice for Miami, IN; not tax or investment advice; verify every Miami, IN record before acting.