Miller County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Miller County, Georgia? DLRadar grades every Miller County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Miller County breakdown.
- Miller County's most distressed ZIP is 39823 at 18/100.
- 5 ZIP codes tracked in Miller County, averaging 13/100 distress.
- Miller County reads peak — home values up 2.5% year over year.
- Vacancy runs 22.1% across Miller County's tracked ZIPs, with a 18.7% poverty rate.
- The typical Miller County home is worth about $122,240 against a ~$54,977 median income.
- Lending headwind in Miller County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 39823 | 18/100 |
| 2 | 39841 | 15/100 |
| 3 | 39837 | 12/100 |
| 4 | 39845 | 11/100 |
| 5 | 39859 | 11/100 |
Most distressed ZIP codes in Miller County (composite distress 0-100, 2026)
What is driving Miller County distress
Nothing here is estimated: Miller County is scored from filings alone, and its ZIPs average 13/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Miller County market phase and pricing
The cycle in Miller County is peak, with values up 2.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Where is distress highest inside Miller County, GA?
ZIP 39823 leads Miller County at 18/100, recomputed monthly from public records.
Is Miller County expanding or contracting?
Miller County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Miller County numbers?
Each Miller County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Miller County ZIP codes?
A single county score papers over real variation. Across the Miller County ZIPs DLRadar ranks, scores run from 18/100 in 39823 down to 11/100 in 39859, against a Miller County average of 13/100. That 7-point gap is why acquisition targeting in Miller County works at ZIP level rather than county level.
What do Miller County home values and vacancy say about distressed supply?
The typical Miller County home carries about $122,240 of value against a median household income near $54,977. Vacancy across Miller County's tracked ZIPs runs 22.1% and the poverty rate is 18.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Miller County's foreclosure and lien filings and its 0/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.