Mills County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mills County, Iowa? DLRadar grades every Mills County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Mills County breakdown.
- Mills County's most distressed ZIP is 51503 at 23/100.
- 11 ZIP codes tracked in Mills County, averaging 15/100 distress.
- Mills County reads neutral — home values up 3.8% year over year.
- Vacancy runs 18.8% across Mills County's tracked ZIPs, with a 6.2% poverty rate.
- The typical Mills County home is worth about $247,180 against a ~$78,866 median income.
- Lending headwind in Mills County sits at 47/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 51503 | 23/100 |
| 2 | 51533 | 18/100 |
| 3 | 51534 | 15/100 |
| 4 | 51540 | 15/100 |
| 5 | 51551 | 15/100 |
| 6 | 51554 | 15/100 |
| 7 | 51561 | 15/100 |
| 8 | 51571 | 14/100 |
| 9 | 51645 | 13/100 |
| 10 | 51541 | 12/100 |
| 11 | 51653 | 12/100 |
Most distressed ZIP codes in Mills County (composite distress 0-100, 2026)
What is driving Mills County distress
Nothing here is estimated: Mills County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mills County market phase and pricing
Phase for Mills County: neutral (+3.8% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mills County
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Frequently asked questions
Which part of Mills County, IA scores highest for distress?
ZIP 51503 leads Mills County at 23/100, recomputed monthly from public records.
What market phase is Mills County in?
FHFA price-index movement places Mills County in neutral; prices are up 3.8% over twelve months.
Where does the Mills County data come from?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 11 ZIP codes in Mills County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Mills County ZIP codes?
The county figure is a blend, not a description. Across the Mills County ZIPs DLRadar ranks, scores run from 23/100 in 51503 down to 12/100 in 51653, against a Mills County average of 15/100. Because the gap runs to 11 points, Mills County rewards ZIP-level precision.
What do Mills County home values and vacancy say about distressed supply?
The typical Mills County home carries about $247,180 of value against a median household income near $78,866. Vacancy across Mills County's tracked ZIPs runs 18.8% and the poverty rate is 6.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Mills County's foreclosure and tax-lien record and its 47/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.