Mills County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mills County, IA distress report, 2026: 11 ZIPs scored in Mills, IA, Mills, IA average 16/100; the top Mills, IA ZIP is 51503 at 27/100; Mills, IA market phase neutral, Mills, IA prices +3.8% year over year.
- Mills, IA ranks #1,461 nationally (opportunity index); Mills, IA #21 in Iowa; Mills, IA index 29.6.
- Mills, IA: no CFPB county sample; Mills, IA metro area reading 0.7%.
- Mills, IA ZIP phases: 8 neutral, 3 peak.
- Mills, IA residential listings tracked: 10 across 7 ZIPs; Mills, IA candidate listings 4.
- Mills, IA HUD assisted properties: 1 with 20 units.
- Mills, IA lenders on watch: 4; largest Mills, IA footprint Glenwood State Bank (2 branches).
- Mills, IA most distressed ZIP: 51503 at 27/100.
Mills, IA figures: DLRadar distress index; Mills, IA inputs: CFPB, FHFA, HUD, FDIC; Mills, IA rebuilt as sources refresh.
| Rank | Mills, IA ZIP | Score |
|---|---|---|
| 1 | 51503 | 27/100 |
| 2 | 51533 | 17/100 |
| 3 | 51571 | 17/100 |
| 4 | 51541 | 15/100 |
| 5 | 51534 | 14/100 |
| 6 | 51540 | 14/100 |
| 7 | 51551 | 14/100 |
| 8 | 51554 | 14/100 |
| 9 | 51561 | 14/100 |
| 10 | 51645 | 13/100 |
| 11 | 51653 | 12/100 |
Most distressed Mills, IA ZIPs (0-100, 2026)
Mortgage delinquency around Mills, IA
No CFPB county sample covers Mills, IA; the metro area reading for Mills, IA (Omaha, NE-IA): 0.7% ninety-plus; Mills, IA area thirty-to-eighty-nine 1.6% (December 2025, Mills, IA); Iowa overall 0.9%.
Opportunity index: Mills, IA
Mills, IA index 29.6, Mills, IA phase early_signal; Mills, IA primary driver construction, Mills, IA second driver bank institutional. Mills, IA components: property stress 12.6, foreclosure pressure 12.5, listing discounts 34.0, bank stress 53.2, insurance 0.0; Mills, IA pulse 32.1; Mills, IA capital opportunity 25.5; Mills, IA seven-day change +0.2%.
ZIP market phases inside Mills, IA
11 Mills, IA ZIPs carry a price-cycle phase; Mills, IA ZIPs by phase (Mills, IA), deepest drawdown first: neutral, +3.8% YoY (Mills, IA): 51503, 51534, 51540, 51551, Mills, IA 51554, 51561, 51571; peak, +3.1% YoY (Mills, IA): 51533; neutral, +3.6% YoY (Mills, IA): 51541; peak, +2.9% YoY (Mills, IA): 51645; peak, +2.8% YoY (Mills, IA): 51653.
Residential listings by Mills, IA ZIP
Mills, IA ZIPs with the most tracked Mills, IA residential listings: 51534 8 listings, 2 candidates, bank pressure 56; 51561 2 listings, 2 candidates, bank pressure 56; 51540 0 listings, 0 candidates, bank pressure 56; 51541 0 listings, 0 candidates, bank pressure 58 (Mills, IA); 51551 0 listings, 0 candidates, bank pressure 56; 51554 0 listings, 0 candidates, bank pressure 56; 51571 0 listings, 0 candidates, bank pressure 58. Mills, IA totals: 10 listings; Mills, IA candidates 4; active ZIPs 0.
HUD assisted housing in Mills, IA
1 assisted properties with 20 units sit in Mills, IA; largest Mills, IA properties: Loess Hills Estates (Glenwood) 20 units, 19 assisted.
Lenders with branches in Mills, IA
Mills, IA lenders by branch count: Glenwood State Bank (Mills, IA): stress 31, 2 branches low in Mills, IA; Tri-Valley Bank (Mills, IA): stress 98, 1 branch low in Mills, IA; Malvern Bank (Mills, IA): stress 66, 1 branch low in Mills, IA; Houghton State Bank (Mills, IA): stress 34, 1 branch low in Mills, IA.
Vacancy and permits, Mills, IA
740 of 6,134 Mills, IA housing units are vacant; Mills, IA permits, twelve months: 0 multifamily units in Mills, IA, 20 one-to-four unit units.
Work Mills, IA at the parcel level
Every Mills, IA parcel carries owner and address; every Mills, IA parcel carries APN; Mills, IA distress scores sit on the Mills, IA live board.
Mills, IA figures refresh with each source.
Mills, IA questions
Most distressed ZIP code in Mills County, IA?
ZIP 51503 leads Mills, IA at 27/100; next in Mills, IA: 51533 at 17/100; the Mills, IA average is 16/100.
Where does Mills County, IA rank for investment opportunity?
Mills, IA is #1,461 among all ranked counties, #21 in Iowa; the Mills, IA driver is construction; Mills, IA moved up 342 places.
How many mortgages are delinquent in Mills County, IA?
Mills, IA takes the metro area reading of 0.7% for December 2025; no CFPB county sample covers Mills, IA.
Which banks lend in Mills County, IA?
4 watched lenders hold Mills, IA branches; the largest Mills, IA footprints are Glenwood State Bank (2), Tri-Valley Bank (1), Malvern Bank (1).
More on Mills, IA
Mills County, IA distress report: public-record figures for Mills, IA; not legal advice for Mills, IA; not tax or investment advice; verify every Mills, IA record before acting.