Mineral County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mineral County, Colorado? DLRadar grades every Mineral County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Mineral County breakdown.
- Mineral County's most distressed ZIP is 81147 at 17/100.
- 3 ZIP codes tracked in Mineral County, averaging 12/100 distress.
- Mineral County reads peak — home values up 2.2% year over year.
- Vacancy runs 59.7% across Mineral County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Mineral County home is worth about $467,800 against a ~$77,166 median income.
- Lending headwind in Mineral County sits at 74/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81147 | 17/100 |
| 2 | 81130 | 10/100 |
| 3 | 81154 | 8/100 |
Most distressed ZIP codes in Mineral County (composite distress 0-100, 2026)
What is driving Mineral County distress
Nothing here is estimated: Mineral County is scored from filings alone, and its ZIPs average 12/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mineral County market phase and pricing
Mineral County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mineral County
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What people ask
Which Mineral County ZIP scores worst for distress?
ZIP 81147 leads Mineral County at 17/100, recomputed monthly from public records.
What market phase is Mineral County in?
Mineral County is classified peak with a 2.2% year-over-year increase, following the FHFA House Price Index.
Where does the Mineral County data come from?
Each Mineral County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 3 local ZIPs and every other county in the country.
How much do distress scores vary between Mineral County ZIP codes?
A county average hides the spread. Across the Mineral County ZIPs DLRadar ranks, scores run from 17/100 in 81147 down to 8/100 in 81154, against a Mineral County average of 12/100. That 9-point gap is why acquisition targeting in Mineral County works at ZIP level rather than county level.
What do Mineral County home values and vacancy say about distressed supply?
The typical Mineral County home carries about $467,800 of value against a median household income near $77,166. Vacancy across Mineral County's tracked ZIPs runs 59.7% and the poverty rate is 8.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mineral County's filings and its 74/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.