Mono County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mono County, California? DLRadar grades every Mono County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Mono County breakdown.
- Mono County's most distressed ZIP is 93512 at 13/100.
- 9 ZIP codes tracked in Mono County, averaging 12/100 distress.
- Mono County reads contraction — home values down 0.3% year over year.
- Vacancy runs 31.3% across Mono County's tracked ZIPs, with a 6.7% poverty rate.
- The typical Mono County home is worth about $377,529 against a ~$86,379 median income.
- Lending headwind in Mono County sits at 53/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 93512 | 13/100 |
| 2 | 93517 | 13/100 |
| 3 | 93529 | 13/100 |
| 4 | 93541 | 13/100 |
| 5 | 93546 | 13/100 |
| 6 | 96107 | 13/100 |
| 7 | 96133 | 13/100 |
| 8 | 93514 | 12/100 |
| 9 | 89010 | 1/100 |
Most distressed ZIP codes in Mono County (composite distress 0-100, 2026)
What is driving Mono County distress
Mono County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Mono County market phase and pricing
Phase for Mono County: contraction (-0.3% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Mono County
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What people ask
Where is distress highest inside Mono County, CA?
ZIP 93512 leads Mono County at 13/100, recomputed monthly from public records.
Where is Mono County in the housing cycle?
Phase for Mono County: contraction, tracking a 0.3% decline year over year, read off the FHFA index.
Can the Mono County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Mono County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mono County ZIP codes?
The county figure is a blend, not a description. Across the Mono County ZIPs DLRadar ranks, scores run from 13/100 in 93512 down to 1/100 in 89010, against a Mono County average of 12/100. Because the gap runs to 12 points, Mono County rewards ZIP-level precision.
What do Mono County home values and vacancy say about distressed supply?
The typical Mono County home carries about $377,529 of value against a median household income near $86,379. Vacancy across Mono County's tracked ZIPs runs 31.3% and the poverty rate is 6.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mono County's filings and its 53/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.