Monroe County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, GA distress report, 2026: 10 ZIPs scored in Monroe, GA, Monroe, GA average 22/100; the top Monroe, GA ZIP is 31210 at 29/100; Monroe, GA market phase peak, Monroe, GA prices +1.0% year over year.
- Monroe, GA ranks #1,101 nationally (opportunity index); Monroe, GA #71 in Georgia; Monroe, GA index 30.8.
- Monroe, GA: no CFPB county sample; Monroe, GA metro area reading 1.8%.
- Monroe, GA ZIP phases: 10 peak.
- Monroe, GA residential listings tracked: 7 across 4 ZIPs; Monroe, GA candidate listings 2.
- Monroe, GA HUD assisted properties: 1 with 25 units.
- Monroe, GA lenders on watch: 2; largest Monroe, GA footprint United Bank (2 branches).
- Monroe, GA most distressed ZIP: 31210 at 29/100.
Monroe, GA figures: DLRadar distress index; Monroe, GA inputs: CFPB, FHFA, HUD, FDIC; Monroe, GA rebuilt as sources refresh.
| Rank | Monroe, GA ZIP | Score |
|---|---|---|
| 1 | 31210 | 29/100 |
| 2 | 31220 | 27/100 |
| 3 | 31004 | 24/100 |
| 4 | 31029 | 24/100 |
| 5 | 30233 | 23/100 |
| 6 | 30204 | 22/100 |
| 7 | 31046 | 21/100 |
| 8 | 31016 | 20/100 |
| 9 | 31097 | 17/100 |
| 10 | 31066 | 16/100 |
Most distressed Monroe, GA ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, GA
No CFPB county sample covers Monroe, GA; the metro area reading for Monroe, GA (Macon-Bibb County, GA): 1.8% ninety-plus; Monroe, GA area thirty-to-eighty-nine 4.0% (December 2025, Monroe, GA); Georgia overall 1.3%.
Opportunity index: Monroe, GA
Monroe, GA index 30.8, Monroe, GA phase watchlist; Monroe, GA primary driver construction, Monroe, GA second driver vacancy. Monroe, GA components: property stress 24.8, foreclosure pressure 21.4, listing discounts 33.2, bank stress 47.2, insurance 0.0; Monroe, GA pulse 32.6; Monroe, GA capital opportunity 28.8; Monroe, GA seven-day change +1.2%.
ZIP market phases inside Monroe, GA
10 Monroe, GA ZIPs carry a price-cycle phase; Monroe, GA ZIPs by phase (Monroe, GA), deepest drawdown first: peak, +1.3% YoY, 0.0% off peak (Monroe, GA): 30233; peak, +1.4% YoY, 0.0% off peak (Monroe, GA): 31097; peak, +1.2% YoY, 0.0% off peak (Monroe, GA): 31016; peak, +2.3% YoY, 0.0% off peak (Monroe, GA): 30204; peak, +1.0% YoY, 0.0% off peak (Monroe, GA): 31029; peak, +1.0% YoY (Monroe, GA): 31004, 31046, 31066, 31210, Monroe, GA 31220.
Residential listings by Monroe, GA ZIP
Monroe, GA ZIPs with the most tracked Monroe, GA residential listings: 31029 5 listings, 1 candidates, bank pressure 51; 31016 1 listings, 0 candidates, bank pressure 47; 31046 1 listings, 1 candidates, bank pressure 59; 31004 0 listings, 0 candidates, bank pressure 57 (Monroe, GA). Monroe, GA totals: 7 listings; Monroe, GA candidates 2; active ZIPs 3.
HUD assisted housing in Monroe, GA
1 assisted properties with 25 units sit in Monroe, GA; largest Monroe, GA properties: Elder Manor (Forsyth) 25 units, 25 assisted.
Lenders with branches in Monroe, GA
Monroe, GA lenders by branch count: United Bank (Monroe, GA): stress 33, 2 branches low in Monroe, GA; Bank Of Dudley (Monroe, GA): stress 74, 1 branch moderate in Monroe, GA.
Vacancy and permits, Monroe, GA
1,023 of 11,577 Monroe, GA housing units are vacant; Monroe, GA permits, twelve months: 0 multifamily units in Monroe, GA, 250 one-to-four unit units.
Work Monroe, GA at the parcel level
Every Monroe, GA parcel carries owner and address; every Monroe, GA parcel carries APN; Monroe, GA distress scores sit on the Monroe, GA live board.
Monroe, GA figures refresh with each source.
Monroe, GA questions
Most distressed ZIP code in Monroe County, GA?
ZIP 31210 leads Monroe, GA at 29/100; next in Monroe, GA: 31220 at 27/100; the Monroe, GA average is 22/100.
Where does Monroe County, GA rank for investment opportunity?
Monroe, GA is #1,101 among all ranked counties, #71 in Georgia; the Monroe, GA driver is construction; Monroe, GA moved up 710 places.
How many mortgages are delinquent in Monroe County, GA?
Monroe, GA takes the metro area reading of 1.8% for December 2025; no CFPB county sample covers Monroe, GA.
Which banks lend in Monroe County, GA?
2 watched lenders hold Monroe, GA branches; the largest Monroe, GA footprints are United Bank (2), Bank Of Dudley (1).
More on Monroe, GA
Monroe County, GA distress report: public-record figures for Monroe, GA; not legal advice for Monroe, GA; not tax or investment advice; verify every Monroe, GA record before acting.