Monroe County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Monroe County, IA distress report, 2026: 7 ZIPs scored in Monroe, IA, Monroe, IA average 12/100; the top Monroe, IA ZIP is 52571 at 15/100; Monroe, IA market phase peak, Monroe, IA prices +2.5% year over year.
- Monroe, IA ranks #106 nationally (opportunity index); Monroe, IA #1 in Iowa; Monroe, IA index 37.2.
- Monroe, IA: no CFPB county sample; Monroe, IA non-metro area reading 0.7%.
- Monroe, IA ZIP phases: 7 peak.
- Monroe, IA residential listings tracked: 4 across 3 ZIPs; Monroe, IA candidate listings 2.
- Monroe, IA lenders on watch: 3; largest Monroe, IA footprint First Iowa State Bank (2 branches).
- Monroe, IA most distressed ZIP: 52571 at 15/100.
Monroe, IA figures: DLRadar distress index; Monroe, IA inputs: CFPB, FHFA, HUD, FDIC; Monroe, IA rebuilt as sources refresh.
| Rank | Monroe, IA ZIP | Score |
|---|---|---|
| 1 | 52571 | 15/100 |
| 2 | 52531 | 13/100 |
| 3 | 52536 | 13/100 |
| 4 | 50150 | 12/100 |
| 5 | 52553 | 12/100 |
| 6 | 52569 | 12/100 |
| 7 | 50044 | 6/100 |
Most distressed Monroe, IA ZIPs (0-100, 2026)
Mortgage delinquency around Monroe, IA
No CFPB county sample covers Monroe, IA; the non-metro area reading for Monroe, IA: 0.7% ninety-plus; Monroe, IA area thirty-to-eighty-nine 2.1% (December 2025, Monroe, IA); Iowa overall 0.9%.
Opportunity index: Monroe, IA
Monroe, IA index 37.2, Monroe, IA phase strong_buy; Monroe, IA primary driver construction, Monroe, IA second driver vacancy. Monroe, IA components: property stress 25.3, foreclosure pressure 28.1, listing discounts 40.4, bank stress 59.3, insurance 0.0; Monroe, IA pulse 42.4; Monroe, IA capital opportunity 29.4.
ZIP market phases inside Monroe, IA
7 Monroe, IA ZIPs carry a price-cycle phase; Monroe, IA ZIPs by phase (Monroe, IA), deepest drawdown first: peak, +2.7% YoY (Monroe, IA): 50044, 52553; peak, +2.5% YoY (Monroe, IA): 50150, 52531, 52569, 52571; peak, +2.6% YoY (Monroe, IA): 52536.
Residential listings by Monroe, IA ZIP
Monroe, IA ZIPs with the most tracked Monroe, IA residential listings: 52531 3 listings, 2 candidates, bank pressure 60; 52569 1 listings, 0 candidates, bank pressure 59; 50150 0 listings, 0 candidates, bank pressure 65. Monroe, IA totals: 4 listings; Monroe, IA candidates 2; active ZIPs 1.
Lenders with branches in Monroe, IA
Monroe, IA lenders by branch count: First Iowa State Bank (Monroe, IA): stress 55, 2 branches low in Monroe, IA; South Ottumwa Savings Bank (Monroe, IA): stress 50, 2 branches low in Monroe, IA; Twin Cedars Bank (Monroe, IA): stress 86, 1 branch low in Monroe, IA.
Vacancy and permits, Monroe, IA
567 of 3,656 Monroe, IA housing units are vacant; Monroe, IA permits, twelve months: 0 multifamily units in Monroe, IA, 12 one-to-four unit units.
Work Monroe, IA at the parcel level
Every Monroe, IA parcel carries owner and address; every Monroe, IA parcel carries APN; Monroe, IA distress scores sit on the Monroe, IA live board.
Monroe, IA figures refresh with each source.
Monroe, IA questions
Most distressed ZIP code in Monroe County, IA?
ZIP 52571 leads Monroe, IA at 15/100; next in Monroe, IA: 52531 at 13/100; the Monroe, IA average is 12/100.
Where does Monroe County, IA rank for investment opportunity?
Monroe, IA is #106 among all ranked counties, #1 in Iowa; the Monroe, IA driver is construction; Monroe, IA moved up 8 places.
How many mortgages are delinquent in Monroe County, IA?
Monroe, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Monroe, IA.
Which banks lend in Monroe County, IA?
3 watched lenders hold Monroe, IA branches; the largest Monroe, IA footprints are First Iowa State Bank (2), South Ottumwa Savings Bank (2), Twin Cedars Bank (1).
More on Monroe, IA
Monroe County, IA distress report: public-record figures for Monroe, IA; not legal advice for Monroe, IA; not tax or investment advice; verify every Monroe, IA record before acting.