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Monroe County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Monroe County, Iowa? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Monroe County breakdown.

  • Monroe County's most distressed ZIP is 52571 at 15/100.
  • 7 ZIP codes tracked in Monroe County, averaging 11/100 distress.
  • Monroe County reads peak — home values up 2.5% year over year.
  • Vacancy runs 17.5% across Monroe County's tracked ZIPs, with a 9.5% poverty rate.
  • The typical Monroe County home is worth about $138,986 against a ~$70,581 median income.
  • Lending headwind in Monroe County sits at 39/100 — a forward read on distressed supply.

Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.

RankZIPComposite distress
15257115/100
25253613/100
35015012/100
45253112/100
55255311/100
65256911/100
7500446/100

Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)

What is driving Monroe County distress

Nothing here is estimated: Monroe County is scored from filings alone, and its ZIPs average 11/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Monroe County market phase and pricing

Monroe County reads peak — home prices rose 2.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Monroe County

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Questions and answers

Which part of Monroe County, IA scores highest for distress?

ZIP 52571 leads Monroe County at 15/100, recomputed monthly from public records.

Is Monroe County expanding or contracting?

FHFA price-index movement places Monroe County in peak; prices are up 2.5% over twelve months.

Which datasets feed the Monroe County scores?

Each Monroe County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.

How much do distress scores vary between Monroe County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Monroe County ZIPs DLRadar ranks, scores run from 15/100 in 52571 down to 6/100 in 50044, against a Monroe County average of 11/100. A spread of 9 points means Monroe County has to be worked ZIP by ZIP.

What do Monroe County home values and vacancy say about distressed supply?

The typical Monroe County home carries about $138,986 of value against a median household income near $70,581. Vacancy across Monroe County's tracked ZIPs runs 17.5% and the poverty rate is 9.5%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Monroe County's foreclosure and lien filings and its 39/100 lending headwind.

Related

These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.

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