Monroe County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, Ohio? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 43942 at 15/100.
- 16 ZIP codes tracked in Monroe County, averaging 11/100 distress.
- Monroe County reads expansion — home values up 6.0% year over year.
- Vacancy runs 19.3% across Monroe County's tracked ZIPs, with a 15.8% poverty rate.
- The typical Monroe County home is worth about $144,046 against a ~$56,494 median income.
- Lending headwind in Monroe County sits at 68/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43942 | 15/100 |
| 2 | 45745 | 15/100 |
| 3 | 45789 | 15/100 |
| 4 | 43773 | 14/100 |
| 5 | 45767 | 13/100 |
| 6 | 43747 | 12/100 |
| 7 | 43788 | 12/100 |
| 8 | 43716 | 10/100 |
| 9 | 43754 | 8/100 |
| 10 | 43786 | 8/100 |
| 11 | 43793 | 8/100 |
| 12 | 43914 | 8/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
DLRadar builds Monroe County's distress picture only from records anyone can pull; its ZIPs average 11/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Monroe County market phase and pricing
Monroe County reads expansion — home prices rose 6.0% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Monroe County
The Monroe County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
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What people ask
Which part of Monroe County, OH scores highest for distress?
ZIP 43942 leads Monroe County at 15/100, recomputed monthly from public records.
What stage of the price cycle is Monroe County at?
Phase for Monroe County: expansion, tracking a 6.0% gain year over year, read off the FHFA index.
Can the Monroe County figures be verified?
Every Monroe County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 16 Monroe County ZIP codes that it runs on every other U.S. county, so Monroe County's numbers are directly comparable to any other market.
How much do distress scores vary between Monroe County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Monroe County ZIPs DLRadar ranks, scores run from 15/100 in 43942 down to 8/100 in 43914, against a Monroe County average of 11/100. The 7-point range is the argument for ZIP-level search across Monroe County.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $144,046 of value against a median household income near $56,494. Vacancy across Monroe County's tracked ZIPs runs 19.3% and the poverty rate is 15.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Monroe County's filings and its 68/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.