Monroe County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Monroe County, West Virginia? DLRadar grades every Monroe County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Monroe County breakdown.
- Monroe County's most distressed ZIP is 24970 at 26/100.
- 15 ZIP codes tracked in Monroe County, averaging 16/100 distress.
- Monroe County reads expansion — home values up 8.0% year over year.
- Vacancy runs 23.6% across Monroe County's tracked ZIPs, with a 21.4% poverty rate.
- The typical Monroe County home is worth about $157,917 against a ~$49,190 median income.
- Lending headwind in Monroe County sits at 27/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24970 | 26/100 |
| 2 | 24925 | 25/100 |
| 3 | 24910 | 22/100 |
| 4 | 24981 | 19/100 |
| 5 | 24976 | 18/100 |
| 6 | 24985 | 16/100 |
| 7 | 24963 | 15/100 |
| 8 | 24918 | 13/100 |
| 9 | 24941 | 13/100 |
| 10 | 24945 | 13/100 |
| 11 | 24951 | 13/100 |
| 12 | 24974 | 13/100 |
Most distressed ZIP codes in Monroe County (composite distress 0-100, 2026)
What is driving Monroe County distress
The Monroe County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 16/100 ZIP average. No proprietary or modelled inputs enter the score.
Monroe County market phase and pricing
The cycle in Monroe County is expansion, with values up 8.0% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Monroe County
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Questions about this county
Which Monroe County ZIP scores worst for distress?
ZIP 24970 leads Monroe County at 26/100, recomputed monthly from public records.
Which phase does Monroe County sit in right now?
Phase for Monroe County: expansion, tracking a 8.0% gain year over year, read off the FHFA index.
Where does the Monroe County data come from?
Every Monroe County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 15 Monroe County ZIP codes that it runs on every other U.S. county, so Monroe County's numbers are directly comparable to any other market.
How much do distress scores vary between Monroe County ZIP codes?
A single county score papers over real variation. Across the Monroe County ZIPs DLRadar ranks, scores run from 26/100 in 24970 down to 13/100 in 24974, against a Monroe County average of 16/100. Because the gap runs to 13 points, Monroe County rewards ZIP-level precision.
What do Monroe County home values and vacancy say about distressed supply?
The typical Monroe County home carries about $157,917 of value against a median household income near $49,190. Vacancy across Monroe County's tracked ZIPs runs 23.6% and the poverty rate is 21.4%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Monroe County's foreclosure and tax-lien filings and its 27/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.