Mora County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mora County, New Mexico? DLRadar grades every Mora County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 16/100. Here is the 2026 Mora County breakdown.
- Mora County's most distressed ZIP is 87745 at 16/100.
- 14 ZIP codes tracked in Mora County, averaging 12/100 distress.
- Mora County reads peak — home values up 1.9% year over year.
- Vacancy runs 28.4% across Mora County's tracked ZIPs, with a 19.7% poverty rate.
- The typical Mora County home is worth about $140,657 against a ~$51,065 median income.
- Lending headwind in Mora County sits at 19/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 87745 | 16/100 |
| 2 | 87742 | 14/100 |
| 3 | 87712 | 11/100 |
| 4 | 87713 | 11/100 |
| 5 | 87715 | 11/100 |
| 6 | 87722 | 11/100 |
| 7 | 87723 | 11/100 |
| 8 | 87732 | 11/100 |
| 9 | 87734 | 11/100 |
| 10 | 87735 | 11/100 |
| 11 | 87736 | 11/100 |
| 12 | 87750 | 11/100 |
Most distressed ZIP codes in Mora County (composite distress 0-100, 2026)
What is driving Mora County distress
The Mora County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.
Mora County market phase and pricing
Mora County reads peak — home prices rose 1.9% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mora County
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Questions about this county
What is the hardest-hit ZIP in Mora County?
ZIP 87745 leads Mora County at 16/100, recomputed monthly from public records.
Where is Mora County in the housing cycle?
Mora County reads peak, with home prices up 1.9% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Mora County scores?
Each Mora County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 14 local ZIPs and every other county in the country.
How much do distress scores vary between Mora County ZIP codes?
A single county score papers over real variation. Across the Mora County ZIPs DLRadar ranks, scores run from 16/100 in 87745 down to 11/100 in 87750, against a Mora County average of 12/100. Those 5 points separate the ZIPs worth working in Mora County from the rest.
What do Mora County home values and vacancy say about distressed supply?
The typical Mora County home carries about $140,657 of value against a median household income near $51,065. Vacancy across Mora County's tracked ZIPs runs 28.4% and the poverty rate is 19.7%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Mora County's foreclosure and tax-lien filings and its 19/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.