Morgan County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, Colorado? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 80742 at 21/100.
- 10 ZIP codes tracked in Morgan County, averaging 19/100 distress.
- Morgan County reads contraction — home values down 0.3% year over year, 0.7% off peak.
- Vacancy runs 9.2% across Morgan County's tracked ZIPs, with a 8.6% poverty rate.
- The typical Morgan County home is worth about $329,590 against a ~$75,488 median income.
- Lending headwind in Morgan County sits at 48/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80742 | 21/100 |
| 2 | 80653 | 20/100 |
| 3 | 80705 | 20/100 |
| 4 | 80750 | 20/100 |
| 5 | 80649 | 19/100 |
| 6 | 80723 | 19/100 |
| 7 | 80741 | 18/100 |
| 8 | 80701 | 17/100 |
| 9 | 80733 | 17/100 |
| 10 | 80654 | 16/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
Nothing here is estimated: Morgan County is scored from filings alone, and its ZIPs average 19/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Morgan County market phase and pricing
Phase for Morgan County: contraction (-0.3% YoY, 0.7% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Morgan County
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Questions and answers
Where is distress highest inside Morgan County, CO?
ZIP 80742 leads Morgan County at 21/100, recomputed monthly from public records.
Which phase does Morgan County sit in right now?
The market phase for Morgan County is contraction, prices falling 0.3% on the year — derived from the FHFA House Price Index path.
Can the Morgan County figures be verified?
Morgan County draws on FHFA (contraction trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Morgan County ZIP codes?
One county number flattens a wide range. Across the Morgan County ZIPs DLRadar ranks, scores run from 21/100 in 80742 down to 16/100 in 80654, against a Morgan County average of 19/100. With 5 points between best and worst, county-level targeting in Morgan County wastes effort.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $329,590 of value against a median household income near $75,488. Vacancy across Morgan County's tracked ZIPs runs 9.2% and the poverty rate is 8.6%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Morgan County's foreclosure and tax-lien record and its 48/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.