Morgan County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, Indiana? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 46113 at 32/100.
- 14 ZIP codes tracked in Morgan County, averaging 28/100 distress.
- Morgan County reads peak — home values up 3.1% year over year.
- Vacancy runs 7.6% across Morgan County's tracked ZIPs, with a 8.3% poverty rate.
- The typical Morgan County home is worth about $238,300 against a ~$79,442 median income.
- Lending headwind in Morgan County sits at 58/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 46113 | 32/100 |
| 2 | 46111 | 30/100 |
| 3 | 46118 | 30/100 |
| 4 | 46125 | 30/100 |
| 5 | 46151 | 30/100 |
| 6 | 46157 | 30/100 |
| 7 | 46158 | 30/100 |
| 8 | 46166 | 30/100 |
| 9 | 46180 | 30/100 |
| 10 | 47433 | 28/100 |
| 11 | 46106 | 25/100 |
| 12 | 46160 | 25/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
The Morgan County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 28/100 ZIP average. No proprietary or modelled inputs enter the score.
Morgan County market phase and pricing
Phase for Morgan County: peak (+3.1% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Morgan County
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Questions about this county
Which part of Morgan County, IN scores highest for distress?
ZIP 46113 leads Morgan County at 32/100, recomputed monthly from public records.
How would you describe the Morgan County market phase?
Morgan County is classified peak with a 3.1% year-over-year increase, following the FHFA House Price Index.
Can the Morgan County figures be verified?
Every Morgan County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 14 Morgan County ZIP codes that it runs on every other U.S. county, so Morgan County's numbers are directly comparable to any other market.
How much do distress scores vary between Morgan County ZIP codes?
A county average hides the spread. Across the Morgan County ZIPs DLRadar ranks, scores run from 32/100 in 46113 down to 25/100 in 46160, against a Morgan County average of 28/100. Because the gap runs to 7 points, Morgan County rewards ZIP-level precision.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $238,300 of value against a median household income near $79,442. Vacancy across Morgan County's tracked ZIPs runs 7.6% and the poverty rate is 8.3%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Morgan County's foreclosure and lien filings and its 58/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.