Nicollet County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Nicollet County, Minnesota? DLRadar grades every Nicollet County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Nicollet County breakdown.
- Nicollet County's most distressed ZIP is 56058 at 22/100.
- 10 ZIP codes tracked in Nicollet County, averaging 19/100 distress.
- Nicollet County reads peak — home values up 0.7% year over year, 1.2% off peak.
- Vacancy runs 7% across Nicollet County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Nicollet County home is worth about $229,970 against a ~$75,180 median income.
- Lending headwind in Nicollet County sits at 82/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 56058 | 22/100 |
| 2 | 56003 | 19/100 |
| 3 | 56021 | 19/100 |
| 4 | 56073 | 19/100 |
| 5 | 56074 | 19/100 |
| 6 | 56082 | 19/100 |
| 7 | 55335 | 18/100 |
| 8 | 56054 | 18/100 |
| 9 | 55334 | 17/100 |
| 10 | 55332 | 16/100 |
Most distressed ZIP codes in Nicollet County (composite distress 0-100, 2026)
What is driving Nicollet County distress
DLRadar builds Nicollet County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Nicollet County market phase and pricing
Phase for Nicollet County: peak (+0.7% YoY, 1.2% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Nicollet County
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Common questions
Where is distress highest inside Nicollet County, MN?
ZIP 56058 leads Nicollet County at 22/100, recomputed monthly from public records.
How would you describe the Nicollet County market phase?
The market phase for Nicollet County is peak, prices rising 0.7% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Nicollet County scores?
Each Nicollet County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 10 local ZIPs and every other county in the country.
How much do distress scores vary between Nicollet County ZIP codes?
A county average hides the spread. Across the Nicollet County ZIPs DLRadar ranks, scores run from 22/100 in 56058 down to 16/100 in 55332, against a Nicollet County average of 19/100. With 6 points between best and worst, county-level targeting in Nicollet County wastes effort.
What do Nicollet County home values and vacancy say about distressed supply?
The typical Nicollet County home carries about $229,970 of value against a median household income near $75,180. Vacancy across Nicollet County's tracked ZIPs runs 7% and the poverty rate is 9.2%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Nicollet County's filings and its 82/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.