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Noble County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Noble County, Indiana? DLRadar grades every Noble County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Noble County breakdown.

  • Noble County's most distressed ZIP is 46748 at 25/100.
  • 18 ZIP codes tracked in Noble County, averaging 17/100 distress.
  • Noble County reads peak — home values up 4.3% year over year.
  • Vacancy runs 11.4% across Noble County's tracked ZIPs, with a 8.9% poverty rate.
  • The typical Noble County home is worth about $227,400 against a ~$77,372 median income.
  • Lending headwind in Noble County sits at 73/100 — a forward read on distressed supply.

Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
14674825/100
24654321/100
34656219/100
44670118/100
54671018/100
64672318/100
74673218/100
84675518/100
94676018/100
104676318/100
114676718/100
124678418/100

Most distressed ZIP codes in Noble County (composite distress 0-100, 2026)

What is driving Noble County distress

The Noble County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 17/100 ZIP average. No proprietary or modelled inputs enter the score.

Noble County market phase and pricing

The cycle in Noble County is peak, with values up 4.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Noble County

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Frequently asked questions

Which Noble County ZIP scores worst for distress?

ZIP 46748 leads Noble County at 25/100, recomputed monthly from public records.

Where is Noble County in the housing cycle?

The market phase for Noble County is peak, prices rising 4.3% on the year — derived from the FHFA House Price Index path.

Where does the Noble County data come from?

Noble County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 18 ZIPs are comparable to anywhere else.

How much do distress scores vary between Noble County ZIP codes?

A single county score papers over real variation. Across the Noble County ZIPs DLRadar ranks, scores run from 25/100 in 46748 down to 18/100 in 46784, against a Noble County average of 17/100. That 7-point gap is why acquisition targeting in Noble County works at ZIP level rather than county level.

What do Noble County home values and vacancy say about distressed supply?

The typical Noble County home carries about $227,400 of value against a median household income near $77,372. Vacancy across Noble County's tracked ZIPs runs 11.4% and the poverty rate is 8.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Noble County's foreclosure and tax-lien filings and its 73/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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