Norfolk County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Norfolk County, VA distress report, 2026: 15 ZIPs scored in Norfolk, VA, Norfolk, VA average 18/100; the top Norfolk, VA ZIP is 23462 at 18/100; Norfolk, VA market phase peak, Norfolk, VA prices +3.4% year over year.
- Norfolk, VA ranks #3,163 nationally (opportunity index); Norfolk, VA #127 in Virginia; Norfolk, VA index 21.1.
- Norfolk, VA ninety-day mortgage delinquency 1.3% in December 2025; Norfolk, VA twelve-month change 0.0%.
- Norfolk, VA ZIP phases: 15 peak.
- Norfolk, VA residential listings tracked: 23 across 14 ZIPs; Norfolk, VA candidate listings 8.
- Norfolk, VA HUD assisted properties: 23 with 2,137 units.
- Norfolk, VA lenders on watch: 3; largest Norfolk, VA footprint Townebank (5 branches).
- Norfolk, VA most distressed ZIP: 23462 at 18/100.
Norfolk, VA figures: DLRadar distress index; Norfolk, VA inputs: CFPB, FHFA, HUD, FDIC; Norfolk, VA rebuilt as sources refresh.
| Rank | Norfolk, VA ZIP | Score |
|---|---|---|
| 1 | 23462 | 18/100 |
| 2 | 23502 | 18/100 |
| 3 | 23503 | 18/100 |
| 4 | 23504 | 18/100 |
| 5 | 23505 | 18/100 |
| 6 | 23507 | 18/100 |
| 7 | 23508 | 18/100 |
| 8 | 23509 | 18/100 |
| 9 | 23510 | 18/100 |
| 10 | 23511 | 18/100 |
| 11 | 23513 | 18/100 |
| 12 | 23517 | 18/100 |
Most distressed Norfolk, VA ZIPs (0-100, 2026)
Mortgage delinquency in Norfolk, VA
1.3% of Norfolk, VA mortgages were ninety-plus days late (Norfolk, VA, December 2025); Norfolk, VA thirty-to-eighty-nine days late: 1.8%; Norfolk, VA twelve-month change 0.0%; Norfolk, VA peak since 2008: 4.7% (February 2010); Virginia overall 0.8%. Norfolk, VA ninety-day series: Dec 24 1.3, Jan 25 1.4, Feb 25 1.7 (Norfolk, VA), Mar 25 1.2, Apr 25 1.1, May 25 1.1 (Norfolk, VA), Jun 25 1.1, Jul 25 1.1, Aug 25 1.6 (Norfolk, VA), Sep 25 1.3, Oct 25 1.6, Nov 25 1.4 (Norfolk, VA), Dec 25 1.3.
Opportunity index: Norfolk, VA
Norfolk, VA index 21.1, Norfolk, VA phase weak; Norfolk, VA primary driver bank institutional, Norfolk, VA second driver vacancy. Norfolk, VA components: property stress 14.8, foreclosure pressure 13.7, listing discounts 14.5, bank stress 49.0, insurance 0.0; Norfolk, VA pulse 22.5; Norfolk, VA capital opportunity 19.0; Norfolk, VA seven-day change +0.2%.
ZIP market phases inside Norfolk, VA
15 Norfolk, VA ZIPs carry a price-cycle phase; Norfolk, VA ZIPs by phase (Norfolk, VA), deepest drawdown first: peak, +3.4% YoY (Norfolk, VA): 23462, 23502, 23503, 23504, Norfolk, VA 23505, 23507, 23508, 23509, Norfolk, VA 23510, 23511, 23513, 23517, Norfolk, VA 23518, 23523, 23551.
Residential listings by Norfolk, VA ZIP
Norfolk, VA ZIPs with the most tracked Norfolk, VA residential listings: 23505 5 listings, 3 candidates, bank pressure 63; 23504 4 listings, 1 candidates, bank pressure 63; 23509 4 listings, 1 candidates, bank pressure 63; 23513 4 listings, 0 candidates, bank pressure 63 (Norfolk, VA); 23502 3 listings, 1 candidates, bank pressure 63; 23508 2 listings, 2 candidates, bank pressure 63; 23518 1 listings, 0 candidates, bank pressure 63; 23503 0 listings, 0 candidates, bank pressure 63. Norfolk, VA totals: 23 listings; Norfolk, VA candidates 8; active ZIPs 7.
HUD assisted housing in Norfolk, VA
23 assisted properties with 2,137 units sit in Norfolk, VA; largest Norfolk, VA properties: Oakmont North Apartments Phase I, Ii, Iii (Norfolk) 390 units; 201 Twenty One Apartments (Norfolk) 225 units; Promenade Pointe (Norfolk) 183 units in Norfolk, VA; Quill Apts Aka The Pointe@Pickett Farms Ii (Norfolk) 180 units; East Beach Marina (Norfolk) 137 units; Aspire At East Beach (Norfolk) 132 units.
Lenders with branches in Norfolk, VA
Norfolk, VA lenders by branch count: Townebank (Norfolk, VA): stress 36, 5 branches low in Norfolk, VA; New Horizon Bank Na (Norfolk, VA): stress 92, 1 branch moderate in Norfolk, VA; Atlantic Union Bank (Norfolk, VA): stress 40, 1 branch low in Norfolk, VA.
Vacancy and permits, Norfolk, VA
8,559 of 103,524 Norfolk, VA housing units are vacant; Norfolk, VA permits, twelve months: 320 multifamily units in Norfolk, VA, 157 one-to-four unit units.
Work Norfolk, VA at the parcel level
Every Norfolk, VA parcel carries owner and address; every Norfolk, VA parcel carries APN; Norfolk, VA distress scores sit on the Norfolk, VA live board.
Norfolk, VA figures refresh with each source.
Norfolk, VA questions
Most distressed ZIP code in Norfolk County, VA?
ZIP 23462 leads Norfolk, VA at 18/100; next in Norfolk, VA: 23502 at 18/100; the Norfolk, VA average is 18/100.
Where does Norfolk County, VA rank for investment opportunity?
Norfolk, VA is #3,163 among all ranked counties, #127 in Virginia; the Norfolk, VA driver is bank institutional; Norfolk, VA moved down 5 places.
How many mortgages are delinquent in Norfolk County, VA?
1.3% of Norfolk, VA mortgages were ninety-plus days late in December 2025; the Norfolk, VA peak since 2008 was 4.7%.
Which banks lend in Norfolk County, VA?
3 watched lenders hold Norfolk, VA branches; the largest Norfolk, VA footprints are Townebank (5), New Horizon Bank Na (1), Atlantic Union Bank (1).
More on Norfolk, VA
Norfolk County, VA distress report: public-record figures for Norfolk, VA; not legal advice for Norfolk, VA; not tax or investment advice; verify every Norfolk, VA record before acting.