Northampton County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Northampton County, PA distress report, 2026: 26 ZIPs scored in Northampton, PA, Northampton, PA average 23/100; the top Northampton, PA ZIP is 18077 at 25/100; Northampton, PA market phase peak, Northampton, PA prices +4.7% year over year.
- Northampton, PA ranks #2,419 nationally (opportunity index); Northampton, PA #49 in Pennsylvania; Northampton, PA index 26.2.
- Northampton, PA ninety-day mortgage delinquency 1.1% in December 2025; Northampton, PA twelve-month change +0.1%.
- Northampton, PA ZIP phases: 26 peak.
- Northampton, PA residential listings tracked: 129 across 22 ZIPs; Northampton, PA candidate listings 40.
- Northampton, PA HUD assisted properties: 7 with 407 units.
- Northampton, PA lenders on watch: 8; largest Northampton, PA footprint Fidelity Deposit&Discount Bk (7 branches).
- Northampton, PA most distressed ZIP: 18077 at 25/100.
Northampton, PA figures: DLRadar distress index; Northampton, PA inputs: CFPB, FHFA, HUD, FDIC; Northampton, PA rebuilt as sources refresh.
| Rank | Northampton, PA ZIP | Score |
|---|---|---|
| 1 | 18077 | 25/100 |
| 2 | 18018 | 24/100 |
| 3 | 18032 | 24/100 |
| 4 | 18109 | 24/100 |
| 5 | 18013 | 23/100 |
| 6 | 18014 | 23/100 |
| 7 | 18015 | 23/100 |
| 8 | 18017 | 23/100 |
| 9 | 18020 | 23/100 |
| 10 | 18035 | 23/100 |
| 11 | 18038 | 23/100 |
| 12 | 18040 | 23/100 |
Most distressed Northampton, PA ZIPs (0-100, 2026)
Mortgage delinquency in Northampton, PA
1.1% of Northampton, PA mortgages were ninety-plus days late (Northampton, PA, December 2025); Northampton, PA thirty-to-eighty-nine days late: 1.8%; Northampton, PA twelve-month change +0.1%; Northampton, PA peak since 2008: 4.4% (December 2012); Pennsylvania overall 1.0%. Northampton, PA ninety-day series: Dec 24 1.0, Jan 25 1.0, Feb 25 0.9 (Northampton, PA), Mar 25 0.9, Apr 25 0.8, May 25 1.0 (Northampton, PA), Jun 25 1.0, Jul 25 1.0, Aug 25 1.1 (Northampton, PA), Sep 25 1.1, Oct 25 1.1, Nov 25 1.0 (Northampton, PA), Dec 25 1.1.
Opportunity index: Northampton, PA
Northampton, PA index 26.2, Northampton, PA phase weak; Northampton, PA primary driver bank institutional, Northampton, PA second driver construction. Northampton, PA components: property stress 8.0, foreclosure pressure 5.4, listing discounts 36.9, bank stress 58.4, insurance 0.0; Northampton, PA pulse 27.1; Northampton, PA capital opportunity 24.8; Northampton, PA seven-day change +0.1%.
ZIP market phases inside Northampton, PA
26 Northampton, PA ZIPs carry a price-cycle phase; Northampton, PA ZIPs by phase (Northampton, PA), deepest drawdown first: peak, +4.7% YoY (Northampton, PA): 18013, 18014, 18015, 18017, Northampton, PA 18018, 18020, 18032, 18035, Northampton, PA 18038, 18040, 18042, 18045, Northampton, PA 18055, 18063, 18064, 18067.
Residential listings by Northampton, PA ZIP
Northampton, PA ZIPs with the most tracked Northampton, PA residential listings: 18017 29 listings, 1 candidates, bank pressure 63; 18015 27 listings, 10 candidates, bank pressure 63; 18020 18 listings, 3 candidates, bank pressure 61; 18013 9 listings, 7 candidates, bank pressure 61 (Northampton, PA); 18045 9 listings, 2 candidates, bank pressure 61; 18055 8 listings, 7 candidates, bank pressure 61; 18064 6 listings, 2 candidates, bank pressure 61; 18343 5 listings, 1 candidates, bank pressure 61. Northampton, PA totals: 129 listings; Northampton, PA candidates 40; active ZIPs 16.
HUD assisted housing in Northampton, PA
7 assisted properties with 407 units sit in Northampton, PA; largest Northampton, PA properties: Fred B Rooney Aka Bethlehem Developers (Bethlehem) 150 units, 150 assisted; Episcopal Apts Of The Slate Belt (Bangor) 94 units, 93 assisted; Shiloh Manor (Easton) 58 units, 58 assisted in Northampton, PA; Antonian Towers (Easton) 50 units, 50 assisted; Livingston Manor (Bethlehem) 42 units, 42 assisted; Moravian House Iv (Bethlehem) 8 units, 8 assisted.
Lenders with branches in Northampton, PA
Northampton, PA lenders by branch count: Fidelity Deposit&Discount Bk (Northampton, PA): stress 73, 7 branches low in Northampton, PA; Fulton Bank National Assn (Northampton, PA): stress 61, 7 branches low in Northampton, PA; Cnb Bank (Northampton, PA): stress 60, 5 branches low in Northampton, PA; Embassy Bk Lehigh Valley (Northampton, PA): stress 83, 4 branches low in Northampton, PA; First Northern Bank&Trust Co (Northampton, PA): stress 45, 4 branches low in Northampton, PA; First Keystone Cmty Bank (Northampton, PA): stress 79, 1 branch low in Northampton, PA; Neffs National Bank (Northampton, PA): stress 61, 1 branch low in Northampton, PA; Peoples Security B&T Co (Northampton, PA): stress 61, 1 branch low in Northampton, PA.
Vacancy and permits, Northampton, PA
6,824 of 129,448 Northampton, PA housing units are vacant; Northampton, PA permits, twelve months: 386 multifamily units in Northampton, PA, 374 one-to-four unit units.
Work Northampton, PA at the parcel level
Every Northampton, PA parcel carries owner and address; every Northampton, PA parcel carries APN; Northampton, PA distress scores sit on the Northampton, PA live board.
Northampton, PA figures refresh with each source.
Northampton, PA questions
Most distressed ZIP code in Northampton County, PA?
ZIP 18077 leads Northampton, PA at 25/100; next in Northampton, PA: 18018 at 24/100; the Northampton, PA average is 23/100.
Where does Northampton County, PA rank for investment opportunity?
Northampton, PA is #2,419 among all ranked counties, #49 in Pennsylvania; the Northampton, PA driver is bank institutional; Northampton, PA moved up 408 places.
How many mortgages are delinquent in Northampton County, PA?
1.1% of Northampton, PA mortgages were ninety-plus days late in December 2025; the Northampton, PA peak since 2008 was 4.4%.
Which banks lend in Northampton County, PA?
8 watched lenders hold Northampton, PA branches; the largest Northampton, PA footprints are Fidelity Deposit&Discount Bk (7), Fulton Bank National Assn (7), Cnb Bank (5).
More on Northampton, PA
Northampton County, PA distress report: public-record figures for Northampton, PA; not legal advice for Northampton, PA; not tax or investment advice; verify every Northampton, PA record before acting.