Northumberland County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Northumberland County, VA distress report, 2026: 7 ZIPs scored in Northumberland, VA, Northumberland, VA average 10/100; the top Northumberland, VA ZIP is 22503 at 17/100; Northumberland, VA market phase expansion, Northumberland, VA prices +5.5% year over year.
- Northumberland, VA ranks #2,503 nationally (opportunity index); Northumberland, VA #72 in Virginia; Northumberland, VA index 25.9.
- Northumberland, VA: no CFPB county sample; Northumberland, VA non-metro area reading 1.2%.
- Northumberland, VA ZIP phases: 7 expansion.
- Northumberland, VA residential listings tracked: 4 across 6 ZIPs; Northumberland, VA candidate listings 3.
- Northumberland, VA lenders on watch: 4; largest Northumberland, VA footprint Primis Bank (3 branches).
- Northumberland, VA most distressed ZIP: 22503 at 17/100.
Northumberland, VA figures: DLRadar distress index; Northumberland, VA inputs: CFPB, FHFA, HUD, FDIC; Northumberland, VA rebuilt as sources refresh.
| Rank | Northumberland, VA ZIP | Score |
|---|---|---|
| 1 | 22503 | 17/100 |
| 2 | 22482 | 13/100 |
| 3 | 22473 | 9/100 |
| 4 | 22432 | 8/100 |
| 5 | 22435 | 8/100 |
| 6 | 22511 | 8/100 |
| 7 | 22539 | 8/100 |
Most distressed Northumberland, VA ZIPs (0-100, 2026)
Mortgage delinquency around Northumberland, VA
No CFPB county sample covers Northumberland, VA; the non-metro area reading for Northumberland, VA: 1.2% ninety-plus; Northumberland, VA area thirty-to-eighty-nine 3.0% (December 2025, Northumberland, VA); Virginia overall 0.8%.
Opportunity index: Northumberland, VA
Northumberland, VA index 25.9, Northumberland, VA phase weak; Northumberland, VA primary driver vacancy, Northumberland, VA second driver bank institutional. Northumberland, VA components: property stress 20.9, foreclosure pressure 22.0, listing discounts 0.9, bank stress 56.5, insurance 0.0; Northumberland, VA pulse 34.4; Northumberland, VA capital opportunity 13.2.
ZIP market phases inside Northumberland, VA
7 Northumberland, VA ZIPs carry a price-cycle phase; Northumberland, VA ZIPs by phase (Northumberland, VA), deepest drawdown first: expansion, +5.5% YoY (Northumberland, VA): 22432, 22435, 22473, 22482, Northumberland, VA 22503, 22511, 22539.
Residential listings by Northumberland, VA ZIP
Northumberland, VA ZIPs with the most tracked Northumberland, VA residential listings: 22473 3 listings, 3 candidates, bank pressure 58; 22539 1 listings, 0 candidates, bank pressure 57; 22432 0 listings, 0 candidates, bank pressure 57; 22435 0 listings, 0 candidates, bank pressure 60 (Northumberland, VA); 22482 0 listings, 0 candidates, bank pressure 58; 22511 0 listings, 0 candidates, bank pressure 57. Northumberland, VA totals: 4 listings; Northumberland, VA candidates 3; active ZIPs 0.
Lenders with branches in Northumberland, VA
Northumberland, VA lenders by branch count: Primis Bank (Northumberland, VA): stress 66, 3 branches low in Northumberland, VA; United Bank (Northumberland, VA): stress 36, 2 branches low in Northumberland, VA; Blue Ridge Bank Na (Northumberland, VA): stress 87, 1 branch low in Northumberland, VA; Atlantic Union Bank (Northumberland, VA): stress 40, 1 branch low in Northumberland, VA.
Vacancy and permits, Northumberland, VA
3,404 of 9,044 Northumberland, VA housing units are vacant; Northumberland, VA permits, twelve months: 0 multifamily units in Northumberland, VA, 67 one-to-four unit units.
Work Northumberland, VA at the parcel level
Every Northumberland, VA parcel carries owner and address; every Northumberland, VA parcel carries APN; Northumberland, VA distress scores sit on the Northumberland, VA live board.
Northumberland, VA figures refresh with each source.
Northumberland, VA questions
Most distressed ZIP code in Northumberland County, VA?
ZIP 22503 leads Northumberland, VA at 17/100; next in Northumberland, VA: 22482 at 13/100; the Northumberland, VA average is 10/100.
Where does Northumberland County, VA rank for investment opportunity?
Northumberland, VA is #2,503 among all ranked counties, #72 in Virginia; the Northumberland, VA driver is vacancy; Northumberland, VA moved down 1,255 places.
How many mortgages are delinquent in Northumberland County, VA?
Northumberland, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Northumberland, VA.
Which banks lend in Northumberland County, VA?
4 watched lenders hold Northumberland, VA branches; the largest Northumberland, VA footprints are Primis Bank (3), United Bank (2), Blue Ridge Bank Na (1).
More on Northumberland, VA
Northumberland County, VA distress report: public-record figures for Northumberland, VA; not legal advice for Northumberland, VA; not tax or investment advice; verify every Northumberland, VA record before acting.