Ohio County, IN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Ohio County, Indiana? DLRadar grades every Ohio County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Ohio County breakdown.
- Ohio County's most distressed ZIP is 47001 at 17/100.
- 5 ZIP codes tracked in Ohio County, averaging 15/100 distress.
- Ohio County reads peak — home values up 3.5% year over year.
- Vacancy runs 7.5% across Ohio County's tracked ZIPs, with a 7.5% poverty rate.
- The typical Ohio County home is worth about $206,880 against a ~$70,036 median income.
- Lending headwind in Ohio County sits at 61/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 47001 | 17/100 |
| 2 | 47011 | 17/100 |
| 3 | 47017 | 17/100 |
| 4 | 47018 | 13/100 |
| 5 | 47040 | 11/100 |
Most distressed ZIP codes in Ohio County (composite distress 0-100, 2026)
What is driving Ohio County distress
Ohio County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Ohio County market phase and pricing
The cycle in Ohio County is peak, with values up 3.5% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Ohio County
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Questions and answers
What is the hardest-hit ZIP in Ohio County?
ZIP 47001 leads Ohio County at 17/100, recomputed monthly from public records.
Where is Ohio County in the housing cycle?
Ohio County currently sits in peak, with values up 3.5% year on year, based on FHFA price-index trajectory.
Where does the Ohio County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Ohio County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Ohio County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Ohio County ZIPs DLRadar ranks, scores run from 17/100 in 47001 down to 11/100 in 47040, against a Ohio County average of 15/100. A spread of 6 points means Ohio County has to be worked ZIP by ZIP.
What do Ohio County home values and vacancy say about distressed supply?
The typical Ohio County home carries about $206,880 of value against a median household income near $70,036. Vacancy across Ohio County's tracked ZIPs runs 7.5% and the poverty rate is 7.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Ohio County's foreclosure and tax-lien record and its 61/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.