Oklahoma County, OK Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oklahoma County, OK distress report, 2026: 55 ZIPs scored in Oklahoma, OK, Oklahoma, OK average 33/100; the top Oklahoma, OK ZIP is 73003 at 33/100; Oklahoma, OK market phase peak, Oklahoma, OK prices +1.5% year over year.
- Oklahoma, OK ranks #880 nationally (opportunity index); Oklahoma, OK #27 in Oklahoma; Oklahoma, OK index 31.7.
- Oklahoma, OK ninety-day mortgage delinquency 1.1% in December 2025; Oklahoma, OK twelve-month change +0.3%.
- Oklahoma, OK ZIP phases: 55 peak.
- Oklahoma, OK residential listings tracked: 193 across 52 ZIPs; Oklahoma, OK candidate listings 44.
- Oklahoma, OK HUD assisted properties: 36 with 4,374 units.
- Oklahoma, OK lenders on watch: 8; largest Oklahoma, OK footprint Bancfirst (22 branches).
- Oklahoma, OK most distressed ZIP: 73003 at 33/100.
Oklahoma, OK figures: DLRadar distress index; Oklahoma, OK inputs: CFPB, FHFA, HUD, FDIC; Oklahoma, OK rebuilt as sources refresh.
| Rank | Oklahoma, OK ZIP | Score |
|---|---|---|
| 1 | 73003 | 33/100 |
| 2 | 73008 | 33/100 |
| 3 | 73012 | 33/100 |
| 4 | 73013 | 33/100 |
| 5 | 73020 | 33/100 |
| 6 | 73049 | 33/100 |
| 7 | 73066 | 33/100 |
| 8 | 73084 | 33/100 |
| 9 | 73097 | 33/100 |
| 10 | 73102 | 33/100 |
| 11 | 73103 | 33/100 |
| 12 | 73104 | 33/100 |
Most distressed Oklahoma, OK ZIPs (0-100, 2026)
Mortgage delinquency in Oklahoma, OK
1.1% of Oklahoma, OK mortgages were ninety-plus days late (Oklahoma, OK, December 2025); Oklahoma, OK thirty-to-eighty-nine days late: 2.2%; Oklahoma, OK twelve-month change +0.3%; Oklahoma, OK peak since 2008: 2.9% (December 2009); Oklahoma overall 1.2%. Oklahoma, OK ninety-day series: Dec 24 0.8, Jan 25 1.1, Feb 25 1.2 (Oklahoma, OK), Mar 25 0.9, Apr 25 0.9, May 25 0.7 (Oklahoma, OK), Jun 25 0.6, Jul 25 0.5, Aug 25 0.5 (Oklahoma, OK), Sep 25 1.0, Oct 25 1.0, Nov 25 1.0 (Oklahoma, OK), Dec 25 1.1.
Opportunity index: Oklahoma, OK
Oklahoma, OK index 31.7, Oklahoma, OK phase watchlist; Oklahoma, OK primary driver bank institutional, Oklahoma, OK second driver construction. Oklahoma, OK components: property stress 19.7, foreclosure pressure 19.1, listing discounts 39.9, bank stress 58.6, insurance 0.0; Oklahoma, OK pulse 33.9; Oklahoma, OK capital opportunity 28.4; Oklahoma, OK seven-day change -0.7%.
ZIP market phases inside Oklahoma, OK
55 Oklahoma, OK ZIPs carry a price-cycle phase; Oklahoma, OK ZIPs by phase (Oklahoma, OK), deepest drawdown first: peak, +1.5% YoY, 0.1% off peak (Oklahoma, OK): 73003, 73007, 73008, 73012, Oklahoma, OK 73013, 73025, 73034, 73049, Oklahoma, OK 73054, 73066, 73078, 73084, Oklahoma, OK 73097, 73102, 73103, 73104.
Residential listings by Oklahoma, OK ZIP
Oklahoma, OK ZIPs with the most tracked Oklahoma, OK residential listings: 73012 24 listings, 2 candidates, bank pressure 62; 73034 20 listings, 1 candidates, bank pressure 62; 73013 18 listings, 2 candidates, bank pressure 62; 73120 12 listings, 3 candidates, bank pressure 62 (Oklahoma, OK); 73003 11 listings, 0 candidates, bank pressure 62; 73110 8 listings, 1 candidates, bank pressure 62; 73020 7 listings, 4 candidates, bank pressure 63; 73135 7 listings, 2 candidates, bank pressure 63. Oklahoma, OK totals: 193 listings; Oklahoma, OK candidates 44; active ZIPs 43.
HUD assisted housing in Oklahoma, OK
36 assisted properties with 4,374 units sit in Oklahoma, OK; largest Oklahoma, OK properties: West Village (Oklahoma City) 345 units; Anatole On Macarthur North (Oklahoma City) 304 units; Bennett Ridge (Oklahoma City) 304 units in Oklahoma, OK; Argon Apartments (Oklahoma City) 287 units; Anatole On Macarthur South (Oklahoma City) 250 units; Steelyard Apartments (Oklahoma City) 250 units.
Lenders with branches in Oklahoma, OK
Oklahoma, OK lenders by branch count: Bancfirst (Oklahoma, OK): stress 51, 22 branches low in Oklahoma, OK; Midfirst Bank (Oklahoma, OK): stress 62, 20 branches low in Oklahoma, OK; First Fidelity Bank (Oklahoma, OK): stress 73, 12 branches low in Oklahoma, OK; Bokf National Assn (Oklahoma, OK): stress 63, 12 branches low in Oklahoma, OK; City Nb&T Co Of Lawton Ok (Oklahoma, OK): stress 46, 10 branches low in Oklahoma, OK; International Bk Of Com (Oklahoma, OK): stress 44, 10 branches low in Oklahoma, OK; Rcb Bank (Oklahoma, OK): stress 54, 7 branches low in Oklahoma, OK; First Enterprise Bank (Oklahoma, OK): stress 86, 6 branches low in Oklahoma, OK.
Vacancy and permits, Oklahoma, OK
32,490 of 360,591 Oklahoma, OK housing units are vacant; Oklahoma, OK permits, twelve months: 1,199 multifamily units in Oklahoma, OK, 5,120 one-to-four unit units.
Work Oklahoma, OK at the parcel level
Every Oklahoma, OK parcel carries owner and address; every Oklahoma, OK parcel carries APN; Oklahoma, OK distress scores sit on the Oklahoma, OK live board.
Oklahoma, OK figures refresh with each source.
Oklahoma, OK questions
Most distressed ZIP code in Oklahoma County, OK?
ZIP 73003 leads Oklahoma, OK at 33/100; next in Oklahoma, OK: 73008 at 33/100; the Oklahoma, OK average is 33/100.
Where does Oklahoma County, OK rank for investment opportunity?
Oklahoma, OK is #880 among all ranked counties, #27 in Oklahoma; the Oklahoma, OK driver is bank institutional; Oklahoma, OK moved up 507 places.
How many mortgages are delinquent in Oklahoma County, OK?
1.1% of Oklahoma, OK mortgages were ninety-plus days late in December 2025; the Oklahoma, OK peak since 2008 was 2.9%.
Which banks lend in Oklahoma County, OK?
8 watched lenders hold Oklahoma, OK branches; the largest Oklahoma, OK footprints are Bancfirst (22), Midfirst Bank (20), First Fidelity Bank (12).
More on Oklahoma, OK
Oklahoma County, OK distress report: public-record figures for Oklahoma, OK; not legal advice for Oklahoma, OK; not tax or investment advice; verify every Oklahoma, OK record before acting.