Oldham County, TX Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Oldham County, TX distress report, 2026: 6 ZIPs scored in Oldham, TX, Oldham, TX average 10/100; the top Oldham, TX ZIP is 79010 at 21/100; Oldham, TX market phase peak, Oldham, TX prices +2.7% year over year.
- Oldham, TX ranks #2,640 nationally (opportunity index); Oldham, TX #231 in Texas; Oldham, TX index 25.2.
- Oldham, TX: no CFPB county sample; Oldham, TX metro area reading 0.9%.
- Oldham, TX ZIP phases: 6 peak.
- Oldham, TX residential listings tracked: 0 across 2 ZIPs; Oldham, TX candidate listings 0.
- Oldham, TX most distressed ZIP: 79010 at 21/100.
Oldham, TX figures: DLRadar distress index; Oldham, TX inputs: CFPB, FHFA, HUD, FDIC; Oldham, TX rebuilt as sources refresh.
| Rank | Oldham, TX ZIP | Score |
|---|---|---|
| 1 | 79010 | 21/100 |
| 2 | 79018 | 17/100 |
| 3 | 79098 | 10/100 |
| 4 | 79001 | 6/100 |
| 5 | 79092 | 5/100 |
| 6 | 88430 | 3/100 |
Most distressed Oldham, TX ZIPs (0-100, 2026)
Mortgage delinquency around Oldham, TX
No CFPB county sample covers Oldham, TX; the metro area reading for Oldham, TX (Amarillo, TX): 0.9% ninety-plus; Oldham, TX area thirty-to-eighty-nine 3.6% (December 2025, Oldham, TX); Texas overall 1.2%.
Opportunity index: Oldham, TX
Oldham, TX index 25.2, Oldham, TX phase weak; Oldham, TX primary driver vacancy, Oldham, TX second driver bank institutional. Oldham, TX components: property stress 13.4, foreclosure pressure 15.2, bank stress 43.5, insurance 0.0; Oldham, TX pulse 26.0; Oldham, TX capital opportunity 24.0.
ZIP market phases inside Oldham, TX
6 Oldham, TX ZIPs carry a price-cycle phase; Oldham, TX ZIPs by phase (Oldham, TX), deepest drawdown first: peak, +2.7% YoY, 0.7% off peak (Oldham, TX): 79010; peak, +2.4% YoY, 0.6% off peak (Oldham, TX): 79092; peak, +2.1% YoY, 0.4% off peak (Oldham, TX): 79001; peak, +1.9% YoY, 0.4% off peak (Oldham, TX): 79098; peak, +1.9% YoY, 0.1% off peak (Oldham, TX): 79018; peak, +1.1% YoY, 0.0% off peak (Oldham, TX): 88430.
Residential listings by Oldham, TX ZIP
Oldham, TX ZIPs with the most tracked Oldham, TX residential listings: 79001 0 listings, 0 candidates, bank pressure 47; 79092 0 listings, 0 candidates, bank pressure 47. Oldham, TX totals: 0 listings; Oldham, TX candidates 0; active ZIPs 0.
Vacancy and permits, Oldham, TX
162 of 776 Oldham, TX housing units are vacant.
Work Oldham, TX at the parcel level
Every Oldham, TX parcel carries owner and address; every Oldham, TX parcel carries APN; Oldham, TX distress scores sit on the Oldham, TX live board.
Oldham, TX figures refresh with each source.
Oldham, TX questions
Most distressed ZIP code in Oldham County, TX?
ZIP 79010 leads Oldham, TX at 21/100; next in Oldham, TX: 79018 at 17/100; the Oldham, TX average is 10/100.
Where does Oldham County, TX rank for investment opportunity?
Oldham, TX is #2,640 among all ranked counties, #231 in Texas; the Oldham, TX driver is vacancy; Oldham, TX moved up 319 places.
How many mortgages are delinquent in Oldham County, TX?
Oldham, TX takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Oldham, TX.
More on Oldham, TX
Oldham County, TX distress report: public-record figures for Oldham, TX; not legal advice for Oldham, TX; not tax or investment advice; verify every Oldham, TX record before acting.