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Oliver County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Oliver County, North Dakota? DLRadar grades every Oliver County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Oliver County breakdown.

  • Oliver County's most distressed ZIP is 58554 at 21/100.
  • 6 ZIP codes tracked in Oliver County, averaging 14/100 distress.
  • Oliver County reads expansion — home values up 6.6% year over year.
  • Vacancy runs 19.5% across Oliver County's tracked ZIPs, with a 9.6% poverty rate.
  • The typical Oliver County home is worth about $208,067 against a ~$81,071 median income.
  • Lending headwind in Oliver County sits at 0/100 — a forward read on distressed supply.

Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).

RankZIPComposite distress
15855421/100
25856318/100
35852314/100
45854514/100
55857114/100
6585305/100

Most distressed ZIP codes in Oliver County (composite distress 0-100, 2026)

What is driving Oliver County distress

Nothing here is estimated: Oliver County is scored from filings alone, and its ZIPs average 14/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.

Oliver County market phase and pricing

Oliver County currently sits in expansion after a 6.6% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.

See the distressed properties behind the data in Oliver County

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What people ask

What is the most distressed ZIP code in Oliver County, ND?

ZIP 58554 leads Oliver County at 21/100, recomputed monthly from public records.

Is Oliver County expanding or contracting?

Oliver County currently sits in expansion, with values up 6.6% year on year, based on FHFA price-index trajectory.

What are the sources behind these Oliver County numbers?

Oliver County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 6 ZIPs are comparable to anywhere else.

How much do distress scores vary between Oliver County ZIP codes?

County-level numbers smooth away the detail that matters. Across the Oliver County ZIPs DLRadar ranks, scores run from 21/100 in 58554 down to 5/100 in 58530, against a Oliver County average of 14/100. A spread of 16 points means Oliver County has to be worked ZIP by ZIP.

What do Oliver County home values and vacancy say about distressed supply?

The typical Oliver County home carries about $208,067 of value against a median household income near $81,071. Vacancy across Oliver County's tracked ZIPs runs 19.5% and the poverty rate is 9.6%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Oliver County's filings and its 0/100 lending headwind.

Related

Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.

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