Osage County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Osage County, Kansas? DLRadar grades every Osage County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Osage County breakdown.
- Osage County's most distressed ZIP is 66402 at 25/100.
- 15 ZIP codes tracked in Osage County, averaging 22/100 distress.
- Osage County reads expansion — home values up 5.1% year over year.
- Vacancy runs 10.2% across Osage County's tracked ZIPs, with a 9% poverty rate.
- The typical Osage County home is worth about $179,421 against a ~$77,669 median income.
- Lending headwind in Osage County sits at 73/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 66402 | 25/100 |
| 2 | 66546 | 25/100 |
| 3 | 66409 | 24/100 |
| 4 | 66414 | 22/100 |
| 5 | 66451 | 22/100 |
| 6 | 66510 | 22/100 |
| 7 | 66523 | 22/100 |
| 8 | 66524 | 22/100 |
| 9 | 66528 | 22/100 |
| 10 | 66537 | 22/100 |
| 11 | 66543 | 22/100 |
| 12 | 66413 | 21/100 |
Most distressed ZIP codes in Osage County (composite distress 0-100, 2026)
What is driving Osage County distress
Osage County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Osage County market phase and pricing
The cycle in Osage County is expansion, with values up 5.1% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Common questions
Where is distress highest inside Osage County, KS?
ZIP 66402 leads Osage County at 25/100, recomputed monthly from public records.
What stage of the price cycle is Osage County at?
Phase for Osage County: expansion, tracking a 5.1% gain year over year, read off the FHFA index.
What are the sources behind these Osage County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 15 Osage County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Osage County ZIP codes?
A county average hides the spread. Across the Osage County ZIPs DLRadar ranks, scores run from 25/100 in 66402 down to 21/100 in 66413, against a Osage County average of 22/100. Because the gap runs to 4 points, Osage County rewards ZIP-level precision.
What do Osage County home values and vacancy say about distressed supply?
The typical Osage County home carries about $179,421 of value against a median household income near $77,669. Vacancy across Osage County's tracked ZIPs runs 10.2% and the poverty rate is 9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Osage County's foreclosure and tax-lien filings and its 73/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.