Osage County, KS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Osage County, KS distress report, 2026: 15 ZIPs scored in Osage, KS, Osage, KS average 22/100; the top Osage, KS ZIP is 66402 at 26/100; Osage, KS market phase expansion, Osage, KS prices +5.1% year over year.
- Osage, KS ranks #1,326 nationally (opportunity index); Osage, KS #39 in Kansas; Osage, KS index 30.0.
- Osage, KS: no CFPB county sample; Osage, KS metro area reading 0.9%.
- Osage, KS ZIP phases: 8 expansion, 7 peak.
- Osage, KS residential listings tracked: 8 across 9 ZIPs; Osage, KS candidate listings 0.
- Osage, KS HUD assisted properties: 2 with 45 units.
- Osage, KS lenders on watch: 7; largest Osage, KS footprint Lyndon State Bank (2 branches).
- Osage, KS most distressed ZIP: 66402 at 26/100.
Osage, KS figures: DLRadar distress index; Osage, KS inputs: CFPB, FHFA, HUD, FDIC; Osage, KS rebuilt as sources refresh.
| Rank | Osage, KS ZIP | Score |
|---|---|---|
| 1 | 66402 | 26/100 |
| 2 | 66546 | 26/100 |
| 3 | 66409 | 25/100 |
| 4 | 66868 | 25/100 |
| 5 | 66413 | 22/100 |
| 6 | 66414 | 22/100 |
| 7 | 66451 | 22/100 |
| 8 | 66510 | 22/100 |
| 9 | 66523 | 22/100 |
| 10 | 66524 | 22/100 |
| 11 | 66528 | 22/100 |
| 12 | 66537 | 22/100 |
Most distressed Osage, KS ZIPs (0-100, 2026)
Mortgage delinquency around Osage, KS
No CFPB county sample covers Osage, KS; the metro area reading for Osage, KS (Topeka, KS): 0.9% ninety-plus; Osage, KS area thirty-to-eighty-nine 1.4% (December 2025, Osage, KS); Kansas overall 0.8%.
Opportunity index: Osage, KS
Osage, KS index 30.0, Osage, KS phase early_signal; Osage, KS primary driver vacancy, Osage, KS second driver bank institutional. Osage, KS components: property stress 21.5, foreclosure pressure 20.9, listing discounts 26.7, bank stress 56.2, insurance 0.0; Osage, KS pulse 34.8; Osage, KS capital opportunity 23.8; Osage, KS seven-day change +0.9%.
ZIP market phases inside Osage, KS
15 Osage, KS ZIPs carry a price-cycle phase; Osage, KS ZIPs by phase (Osage, KS), deepest drawdown first: expansion, +5.1% YoY (Osage, KS): 66402, 66414, 66451, 66510, Osage, KS 66537, 66543, 66546; peak, +5.0% YoY (Osage, KS): 66409, 66413; expansion, +5.0% YoY (Osage, KS): 66523; peak, +4.8% YoY (Osage, KS): 66524, 66528; peak, +3.7% YoY (Osage, KS): 66856; peak, +3.8% YoY (Osage, KS): 66868; peak, +3.1% YoY (Osage, KS): 66871.
Residential listings by Osage, KS ZIP
Osage, KS ZIPs with the most tracked Osage, KS residential listings: 66413 3 listings, 0 candidates, bank pressure 54; 66537 2 listings, 0 candidates, bank pressure 57; 66414 1 listings, 0 candidates, bank pressure 57; 66510 1 listings, 0 candidates, bank pressure 57 (Osage, KS); 66524 1 listings, 0 candidates, bank pressure 59; 66451 0 listings, 0 candidates, bank pressure 57; 66523 0 listings, 0 candidates, bank pressure 58; 66528 0 listings, 0 candidates, bank pressure 61. Osage, KS totals: 8 listings; Osage, KS candidates 0; active ZIPs 5.
HUD assisted housing in Osage, KS
2 assisted properties with 45 units sit in Osage, KS; largest Osage, KS properties: Park Place (Osage City) 30 units, 30 assisted; Cof Integrated Living (Osage City) 15 units, 15 assisted.
Lenders with branches in Osage, KS
Osage, KS lenders by branch count: Lyndon State Bank (Osage, KS): stress 59, 2 branches low in Osage, KS; Kansas Stb Overbrook Kansas (Osage, KS): stress 58, 2 branches low in Osage, KS; Bennington State Bank (Osage, KS): stress 43, 2 branches low in Osage, KS; First Security Bank (Osage, KS): stress 43, 2 branches low in Osage, KS; First Nb Of Kansas (Osage, KS): stress 86, 1 branch low in Osage, KS; Landmark National Bank (Osage, KS): stress 58, 1 branch low in Osage, KS; Citizens State Bank (Osage, KS): stress 48, 1 branch low in Osage, KS.
Vacancy and permits, Osage, KS
905 of 7,337 Osage, KS housing units are vacant; Osage, KS permits, twelve months: 0 multifamily units in Osage, KS, 48 one-to-four unit units.
Work Osage, KS at the parcel level
Every Osage, KS parcel carries owner and address; every Osage, KS parcel carries APN; Osage, KS distress scores sit on the Osage, KS live board.
Osage, KS figures refresh with each source.
Osage, KS questions
Most distressed ZIP code in Osage County, KS?
ZIP 66402 leads Osage, KS at 26/100; next in Osage, KS: 66546 at 26/100; the Osage, KS average is 22/100.
Where does Osage County, KS rank for investment opportunity?
Osage, KS is #1,326 among all ranked counties, #39 in Kansas; the Osage, KS driver is vacancy; Osage, KS moved down 44 places.
How many mortgages are delinquent in Osage County, KS?
Osage, KS takes the metro area reading of 0.9% for December 2025; no CFPB county sample covers Osage, KS.
Which banks lend in Osage County, KS?
7 watched lenders hold Osage, KS branches; the largest Osage, KS footprints are Lyndon State Bank (2), Kansas Stb Overbrook Kansas (2), Bennington State Bank (2).
More on Osage, KS
Osage County, KS distress report: public-record figures for Osage, KS; not legal advice for Osage, KS; not tax or investment advice; verify every Osage, KS record before acting.