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County and ZIP scoring, cycle position, and the current day opportunities.

Osage County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Osage County, Missouri? DLRadar grades every Osage County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Osage County breakdown.

  • Osage County's most distressed ZIP is 65016 at 22/100.
  • 16 ZIP codes tracked in Osage County, averaging 19/100 distress.
  • Osage County reads peak — home values up 2.3% year over year.
  • Vacancy runs 21.5% across Osage County's tracked ZIPs, with a 8.7% poverty rate.
  • The typical Osage County home is worth about $219,847 against a ~$71,725 median income.
  • Lending headwind in Osage County sits at 0/100 — a forward read on distressed supply.

All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
16501622/100
26502422/100
36503522/100
46504822/100
56505122/100
66505422/100
76508522/100
86510122/100
96507621/100
106506219/100
116506117/100
126501415/100

Most distressed ZIP codes in Osage County (composite distress 0-100, 2026)

What is driving Osage County distress

Osage County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Osage County market phase and pricing

The cycle in Osage County is peak, with values up 2.3% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.

See the distressed properties behind the data in Osage County

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What people ask

What is the most distressed ZIP code in Osage County, MO?

ZIP 65016 leads Osage County at 22/100, recomputed monthly from public records.

Where is Osage County in the housing cycle?

Phase for Osage County: peak, tracking a 2.3% gain year over year, read off the FHFA index.

What are the sources behind these Osage County numbers?

The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 16 ZIP codes in Osage County run through the identical model used nationwide, the figures compare directly against any other market.

How much do distress scores vary between Osage County ZIP codes?

The county figure is a blend, not a description. Across the Osage County ZIPs DLRadar ranks, scores run from 22/100 in 65016 down to 15/100 in 65014, against a Osage County average of 19/100. Because the gap runs to 7 points, Osage County rewards ZIP-level precision.

What do Osage County home values and vacancy say about distressed supply?

The typical Osage County home carries about $219,847 of value against a median household income near $71,725. Vacancy across Osage County's tracked ZIPs runs 21.5% and the poverty rate is 8.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Osage County's filings and its 0/100 lending headwind.

Related

This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.

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