Osceola County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Osceola County, IA distress report, 2026: 8 ZIPs scored in Osceola, IA, Osceola, IA average 22/100; the top Osceola, IA ZIP is 51248 at 24/100; Osceola, IA market phase peak, Osceola, IA prices +2.5% year over year.
- Osceola, IA ranks #187 nationally (opportunity index); Osceola, IA #2 in Iowa; Osceola, IA index 36.0.
- Osceola, IA: no CFPB county sample; Osceola, IA non-metro area reading 0.7%.
- Osceola, IA ZIP phases: 8 peak.
- Osceola, IA residential listings tracked: 0 across 5 ZIPs; Osceola, IA candidate listings 0.
- Osceola, IA lenders on watch: 4; largest Osceola, IA footprint Iowa State Bank (2 branches).
- Osceola, IA most distressed ZIP: 51248 at 24/100.
Osceola, IA figures: DLRadar distress index; Osceola, IA inputs: CFPB, FHFA, HUD, FDIC; Osceola, IA rebuilt as sources refresh.
| Rank | Osceola, IA ZIP | Score |
|---|---|---|
| 1 | 51248 | 24/100 |
| 2 | 51346 | 24/100 |
| 3 | 51243 | 22/100 |
| 4 | 51345 | 22/100 |
| 5 | 51232 | 21/100 |
| 6 | 51350 | 21/100 |
| 7 | 51249 | 20/100 |
| 8 | 51354 | 20/100 |
Most distressed Osceola, IA ZIPs (0-100, 2026)
Mortgage delinquency around Osceola, IA
No CFPB county sample covers Osceola, IA; the non-metro area reading for Osceola, IA: 0.7% ninety-plus; Osceola, IA area thirty-to-eighty-nine 2.1% (December 2025, Osceola, IA); Iowa overall 0.9%.
Opportunity index: Osceola, IA
Osceola, IA index 36.0, Osceola, IA phase overheated; Osceola, IA primary driver construction, Osceola, IA second driver bank institutional. Osceola, IA components: property stress 34.7, foreclosure pressure 38.0, bank stress 62.3, insurance 0.0; Osceola, IA pulse 43.7; Osceola, IA capital opportunity 24.5.
ZIP market phases inside Osceola, IA
8 Osceola, IA ZIPs carry a price-cycle phase; Osceola, IA ZIPs by phase (Osceola, IA), deepest drawdown first: peak, +2.5% YoY (Osceola, IA): 51232, 51243, 51248, 51249, Osceola, IA 51345, 51346, 51350, 51354.
Residential listings by Osceola, IA ZIP
Osceola, IA ZIPs with the most tracked Osceola, IA residential listings: 51232 0 listings, 0 candidates, bank pressure 58; 51249 0 listings, 0 candidates, bank pressure 61; 51345 0 listings, 0 candidates, bank pressure 63; 51350 0 listings, 0 candidates, bank pressure 56 (Osceola, IA); 51354 0 listings, 0 candidates, bank pressure 61. Osceola, IA totals: 0 listings; Osceola, IA candidates 0; active ZIPs 0.
Lenders with branches in Osceola, IA
Osceola, IA lenders by branch count: Iowa State Bank (Osceola, IA): stress 55, 2 branches low in Osceola, IA; United Community Bank (Osceola, IA): stress 71, 1 branch low in Osceola, IA; Sibley State Bank (Osceola, IA): stress 62, 1 branch low in Osceola, IA; Ashton State Bank (Osceola, IA): stress 55, 1 branch low in Osceola, IA.
Vacancy and permits, Osceola, IA
234 of 2,868 Osceola, IA housing units are vacant; Osceola, IA permits, twelve months: 0 multifamily units in Osceola, IA, 5 one-to-four unit units.
Work Osceola, IA at the parcel level
Every Osceola, IA parcel carries owner and address; every Osceola, IA parcel carries APN; Osceola, IA distress scores sit on the Osceola, IA live board.
Osceola, IA figures refresh with each source.
Osceola, IA questions
Most distressed ZIP code in Osceola County, IA?
ZIP 51248 leads Osceola, IA at 24/100; next in Osceola, IA: 51346 at 24/100; the Osceola, IA average is 22/100.
Where does Osceola County, IA rank for investment opportunity?
Osceola, IA is #187 among all ranked counties, #2 in Iowa; the Osceola, IA driver is construction; Osceola, IA moved down 121 places.
How many mortgages are delinquent in Osceola County, IA?
Osceola, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Osceola, IA.
Which banks lend in Osceola County, IA?
4 watched lenders hold Osceola, IA branches; the largest Osceola, IA footprints are Iowa State Bank (2), United Community Bank (1), Sibley State Bank (1).
More on Osceola, IA
Osceola County, IA distress report: public-record figures for Osceola, IA; not legal advice for Osceola, IA; not tax or investment advice; verify every Osceola, IA record before acting.