Ouray County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Ouray County, CO distress report, 2026: 3 ZIPs scored in Ouray, CO, Ouray, CO average 13/100; the top Ouray, CO ZIP is 81427 at 13/100; Ouray, CO market phase peak, Ouray, CO prices +2.2% year over year.
- Ouray, CO ranks #1,306 nationally (opportunity index); Ouray, CO #16 in Colorado; Ouray, CO index 30.1.
- Ouray, CO: no CFPB county sample; Ouray, CO non-metro area reading 0.8%.
- Ouray, CO ZIP phases: 3 peak.
- Ouray, CO residential listings tracked: 7 across 2 ZIPs; Ouray, CO candidate listings 3.
- Ouray, CO lenders on watch: 2; largest Ouray, CO footprint Citizens State Bank Of Ouray (2 branches).
- Ouray, CO most distressed ZIP: 81427 at 13/100.
Ouray, CO figures: DLRadar distress index; Ouray, CO inputs: CFPB, FHFA, HUD, FDIC; Ouray, CO rebuilt as sources refresh.
| Rank | Ouray, CO ZIP | Score |
|---|---|---|
| 1 | 81427 | 13/100 |
| 2 | 81432 | 13/100 |
| 3 | 81403 | 12/100 |
Most distressed Ouray, CO ZIPs (0-100, 2026)
Mortgage delinquency around Ouray, CO
No CFPB county sample covers Ouray, CO; the non-metro area reading for Ouray, CO: 0.8% ninety-plus; Ouray, CO area thirty-to-eighty-nine 1.5% (December 2025, Ouray, CO); Colorado overall 0.7%.
Opportunity index: Ouray, CO
Ouray, CO index 30.1, Ouray, CO phase early_signal; Ouray, CO primary driver vacancy, Ouray, CO second driver bank institutional. Ouray, CO components: property stress 25.8, foreclosure pressure 29.7, listing discounts 25.9, bank stress 54.1, insurance 0.0; Ouray, CO pulse 33.7; Ouray, CO capital opportunity 24.7; Ouray, CO seven-day change -0.3%.
ZIP market phases inside Ouray, CO
3 Ouray, CO ZIPs carry a price-cycle phase; Ouray, CO ZIPs by phase (Ouray, CO), deepest drawdown first: peak, +0.5% YoY, 0.5% off peak (Ouray, CO): 81403; peak, +2.2% YoY (Ouray, CO): 81427, 81432.
Residential listings by Ouray, CO ZIP
Ouray, CO ZIPs with the most tracked Ouray, CO residential listings: 81432 4 listings, 2 candidates, bank pressure 72; 81427 3 listings, 1 candidates, bank pressure 76. Ouray, CO totals: 7 listings; Ouray, CO candidates 3; active ZIPs 0.
Lenders with branches in Ouray, CO
Ouray, CO lenders by branch count: Citizens State Bank Of Ouray (Ouray, CO): stress 89, 2 branches low in Ouray, CO; Alpine Bank (Ouray, CO): stress 62, 2 branches low in Ouray, CO.
Vacancy and permits, Ouray, CO
908 of 3,531 Ouray, CO housing units are vacant; Ouray, CO permits, twelve months: 0 multifamily units in Ouray, CO, 75 one-to-four unit units.
Work Ouray, CO at the parcel level
Every Ouray, CO parcel carries owner and address; every Ouray, CO parcel carries APN; Ouray, CO distress scores sit on the Ouray, CO live board.
Ouray, CO figures refresh with each source.
Ouray, CO questions
Most distressed ZIP code in Ouray County, CO?
ZIP 81427 leads Ouray, CO at 13/100; next in Ouray, CO: 81432 at 13/100; the Ouray, CO average is 13/100.
Where does Ouray County, CO rank for investment opportunity?
Ouray, CO is #1,306 among all ranked counties, #16 in Colorado; the Ouray, CO driver is vacancy; Ouray, CO moved up 78 places.
How many mortgages are delinquent in Ouray County, CO?
Ouray, CO takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Ouray, CO.
Which banks lend in Ouray County, CO?
2 watched lenders hold Ouray, CO branches; the largest Ouray, CO footprints are Citizens State Bank Of Ouray (2), Alpine Bank (2).
More on Ouray, CO
Ouray County, CO distress report: public-record figures for Ouray, CO; not legal advice for Ouray, CO; not tax or investment advice; verify every Ouray, CO record before acting.