Owen County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Owen County, Kentucky? DLRadar grades every Owen County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Owen County breakdown.
- Owen County's most distressed ZIP is 40379 at 28/100.
- 11 ZIP codes tracked in Owen County, averaging 19/100 distress.
- Owen County reads expansion — home values up 5.3% year over year.
- Vacancy runs 20.5% across Owen County's tracked ZIPs, with a 18.7% poverty rate.
- The typical Owen County home is worth about $184,240 against a ~$65,008 median income.
- Lending headwind in Owen County sits at 7/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 40379 | 28/100 |
| 2 | 40355 | 20/100 |
| 3 | 40359 | 20/100 |
| 4 | 40363 | 20/100 |
| 5 | 41086 | 20/100 |
| 6 | 41010 | 19/100 |
| 7 | 41046 | 19/100 |
| 8 | 41098 | 18/100 |
| 9 | 41052 | 17/100 |
| 10 | 41083 | 16/100 |
| 11 | 41035 | 14/100 |
Most distressed ZIP codes in Owen County (composite distress 0-100, 2026)
What is driving Owen County distress
DLRadar builds Owen County's distress picture only from records anyone can pull; its ZIPs average 19/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Owen County market phase and pricing
DLRadar places Owen County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Owen County
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Common questions
Where is distress highest inside Owen County, KY?
ZIP 40379 leads Owen County at 28/100, recomputed monthly from public records.
Is Owen County expanding or contracting?
Owen County currently sits in expansion, with values up 5.3% year on year, based on FHFA price-index trajectory.
Which datasets feed the Owen County scores?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 11 ZIP codes in Owen County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Owen County ZIP codes?
A single county score papers over real variation. Across the Owen County ZIPs DLRadar ranks, scores run from 28/100 in 40379 down to 14/100 in 41035, against a Owen County average of 19/100. Because the gap runs to 14 points, Owen County rewards ZIP-level precision.
What do Owen County home values and vacancy say about distressed supply?
The typical Owen County home carries about $184,240 of value against a median household income near $65,008. Vacancy across Owen County's tracked ZIPs runs 20.5% and the poverty rate is 18.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Owen County's filings and its 7/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.