Owen County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Owen County, KY distress report, 2026: 11 ZIPs scored in Owen, KY, Owen, KY average 19/100; the top Owen, KY ZIP is 40379 at 28/100; Owen, KY market phase expansion, Owen, KY prices +5.3% year over year.
- Owen, KY ranks #568 nationally (opportunity index); Owen, KY #44 in Kentucky; Owen, KY index 33.1.
- Owen, KY: no CFPB county sample; Owen, KY non-metro area reading 1.1%.
- Owen, KY ZIP phases: 5 expansion, 4 peak, 2 neutral.
- Owen, KY residential listings tracked: 7 across 5 ZIPs; Owen, KY candidate listings 3.
- Owen, KY lenders on watch: 1; largest Owen, KY footprint United Citizens B&T Co (1 branch).
- Owen, KY most distressed ZIP: 40379 at 28/100.
Owen, KY figures: DLRadar distress index; Owen, KY inputs: CFPB, FHFA, HUD, FDIC; Owen, KY rebuilt as sources refresh.
| Rank | Owen, KY ZIP | Score |
|---|---|---|
| 1 | 40379 | 28/100 |
| 2 | 40355 | 20/100 |
| 3 | 40359 | 20/100 |
| 4 | 40363 | 20/100 |
| 5 | 41086 | 20/100 |
| 6 | 41098 | 19/100 |
| 7 | 41010 | 18/100 |
| 8 | 41046 | 18/100 |
| 9 | 41083 | 17/100 |
| 10 | 41052 | 16/100 |
| 11 | 41035 | 13/100 |
Most distressed Owen, KY ZIPs (0-100, 2026)
Mortgage delinquency around Owen, KY
No CFPB county sample covers Owen, KY; the non-metro area reading for Owen, KY: 1.1% ninety-plus; Owen, KY area thirty-to-eighty-nine 3.0% (December 2025, Owen, KY); Kentucky overall 1.0%.
Opportunity index: Owen, KY
Owen, KY index 33.1, Owen, KY phase peak_opportunity; Owen, KY primary driver vacancy, Owen, KY second driver bank institutional. Owen, KY components: property stress 26.8, foreclosure pressure 27.1, listing discounts 32.4, bank stress 47.4, insurance 0.0; Owen, KY pulse 35.9; Owen, KY capital opportunity 28.8; Owen, KY seven-day change +0.9%.
ZIP market phases inside Owen, KY
11 Owen, KY ZIPs carry a price-cycle phase; Owen, KY ZIPs by phase (Owen, KY), deepest drawdown first: expansion, +5.3% YoY (Owen, KY): 40355, 40359, 40363, 41098; expansion, +5.8% YoY (Owen, KY): 40379; neutral, +4.5% YoY (Owen, KY): 41010; peak, +3.5% YoY (Owen, KY): 41035; peak, +4.3% YoY (Owen, KY): 41046, 41052, 41086; neutral, +4.8% YoY (Owen, KY): 41083.
Residential listings by Owen, KY ZIP
Owen, KY ZIPs with the most tracked Owen, KY residential listings: 40359 6 listings, 3 candidates, bank pressure 57; 40363 1 listings, 0 candidates, bank pressure 57; 40355 0 listings, 0 candidates, bank pressure 57; 41046 0 listings, 0 candidates, bank pressure 62 (Owen, KY); 41098 0 listings, 0 candidates, bank pressure 64. Owen, KY totals: 7 listings; Owen, KY candidates 3; active ZIPs 1.
Lenders with branches in Owen, KY
Owen, KY lenders by branch count: United Citizens B&T Co (Owen, KY): stress 71, 1 branch low in Owen, KY.
Vacancy and permits, Owen, KY
1,136 of 5,388 Owen, KY housing units are vacant; Owen, KY permits, twelve months: 0 multifamily units in Owen, KY, 19 one-to-four unit units.
Work Owen, KY at the parcel level
Every Owen, KY parcel carries owner and address; every Owen, KY parcel carries APN; Owen, KY distress scores sit on the Owen, KY live board.
Owen, KY figures refresh with each source.
Owen, KY questions
Most distressed ZIP code in Owen County, KY?
ZIP 40379 leads Owen, KY at 28/100; next in Owen, KY: 40355 at 20/100; the Owen, KY average is 19/100.
Where does Owen County, KY rank for investment opportunity?
Owen, KY is #568 among all ranked counties, #44 in Kentucky; the Owen, KY driver is vacancy; Owen, KY moved up 405 places.
How many mortgages are delinquent in Owen County, KY?
Owen, KY takes the non-metro area reading of 1.1% for December 2025; no CFPB county sample covers Owen, KY.
Which banks lend in Owen County, KY?
1 watched lenders hold Owen, KY branches; the largest Owen, KY footprints are United Citizens B&T Co (1).
More on Owen, KY
Owen County, KY distress report: public-record figures for Owen, KY; not legal advice for Owen, KY; not tax or investment advice; verify every Owen, KY record before acting.