Owyhee County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Owyhee County, Idaho? DLRadar grades every Owyhee County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Owyhee County breakdown.
- Owyhee County's most distressed ZIP is 97910 at 21/100.
- 12 ZIP codes tracked in Owyhee County, averaging 14/100 distress.
- Owyhee County reads neutral — home values up 3.8% year over year.
- Vacancy runs 21.4% across Owyhee County's tracked ZIPs, with a 13.2% poverty rate.
- The typical Owyhee County home is worth about $294,930 against a ~$60,460 median income.
- Lending headwind in Owyhee County sits at 59/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97910 | 21/100 |
| 2 | 83316 | 18/100 |
| 3 | 83302 | 17/100 |
| 4 | 83641 | 14/100 |
| 5 | 83647 | 14/100 |
| 6 | 89832 | 14/100 |
| 7 | 83624 | 12/100 |
| 8 | 83627 | 12/100 |
| 9 | 83604 | 11/100 |
| 10 | 83628 | 11/100 |
| 11 | 83639 | 11/100 |
| 12 | 83650 | 11/100 |
Most distressed ZIP codes in Owyhee County (composite distress 0-100, 2026)
What is driving Owyhee County distress
Owyhee County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Owyhee County market phase and pricing
The cycle in Owyhee County is neutral, with values up 3.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Owyhee County
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Questions about this county
Which part of Owyhee County, ID scores highest for distress?
ZIP 97910 leads Owyhee County at 21/100, recomputed monthly from public records.
Which phase does Owyhee County sit in right now?
Phase for Owyhee County: neutral, tracking a 3.8% gain year over year, read off the FHFA index.
Which datasets feed the Owyhee County scores?
Every Owyhee County figure traces to a public source — FHFA House Price Index for the neutral trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 12 Owyhee County ZIP codes that it runs on every other U.S. county, so Owyhee County's numbers are directly comparable to any other market.
How much do distress scores vary between Owyhee County ZIP codes?
A county average hides the spread. Across the Owyhee County ZIPs DLRadar ranks, scores run from 21/100 in 97910 down to 11/100 in 83650, against a Owyhee County average of 14/100. That 10-point gap is why acquisition targeting in Owyhee County works at ZIP level rather than county level.
What do Owyhee County home values and vacancy say about distressed supply?
The typical Owyhee County home carries about $294,930 of value against a median household income near $60,460. Vacancy across Owyhee County's tracked ZIPs runs 21.4% and the poverty rate is 13.2%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Owyhee County's foreclosure and lien data and its 59/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.