Palm Beach County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Palm Beach County, FL distress report, 2026: 53 ZIPs scored in Palm Beach, FL, Palm Beach, FL average 32/100; the top Palm Beach, FL ZIP is 33401 at 32/100; Palm Beach, FL market phase peak, Palm Beach, FL prices +0.6% year over year.
- Palm Beach, FL ranks #793 nationally (opportunity index); Palm Beach, FL #58 in Florida; Palm Beach, FL index 32.0.
- Palm Beach, FL ninety-day mortgage delinquency 1.2% in December 2025; Palm Beach, FL twelve-month change +0.7%.
- Palm Beach, FL ZIP phases: 51 peak, 2 contraction.
- Palm Beach, FL residential listings tracked: 1,183 across 50 ZIPs; Palm Beach, FL candidate listings 422.
- Palm Beach, FL HUD assisted properties: 23 with 3,413 units.
- Palm Beach, FL lenders on watch: 8; largest Palm Beach, FL footprint Seacoast National Bank (11 branches).
- Palm Beach, FL most distressed ZIP: 33401 at 32/100.
Palm Beach, FL figures: DLRadar distress index; Palm Beach, FL inputs: CFPB, FHFA, HUD, FDIC; Palm Beach, FL rebuilt as sources refresh.
| Rank | Palm Beach, FL ZIP | Score |
|---|---|---|
| 1 | 33401 | 32/100 |
| 2 | 33403 | 32/100 |
| 3 | 33404 | 32/100 |
| 4 | 33405 | 32/100 |
| 5 | 33406 | 32/100 |
| 6 | 33407 | 32/100 |
| 7 | 33408 | 32/100 |
| 8 | 33409 | 32/100 |
| 9 | 33410 | 32/100 |
| 10 | 33411 | 32/100 |
| 11 | 33412 | 32/100 |
| 12 | 33413 | 32/100 |
Most distressed Palm Beach, FL ZIPs (0-100, 2026)
Mortgage delinquency in Palm Beach, FL
1.2% of Palm Beach, FL mortgages were ninety-plus days late (Palm Beach, FL, December 2025); Palm Beach, FL thirty-to-eighty-nine days late: 1.8%; Palm Beach, FL twelve-month change +0.7%; Palm Beach, FL peak since 2008: 9.0% (January 2010); Florida overall 1.2%. Palm Beach, FL ninety-day series: Dec 24 0.5, Jan 25 0.5, Feb 25 0.8 (Palm Beach, FL), Mar 25 0.7, Apr 25 0.7, May 25 0.7 (Palm Beach, FL), Jun 25 0.8, Jul 25 0.9, Aug 25 0.9 (Palm Beach, FL), Sep 25 0.9, Oct 25 1.0, Nov 25 1.0 (Palm Beach, FL), Dec 25 1.2.
Opportunity index: Palm Beach, FL
Palm Beach, FL index 32.0, Palm Beach, FL phase watchlist; Palm Beach, FL primary driver vacancy, Palm Beach, FL second driver bank institutional. Palm Beach, FL components: property stress 28.0, foreclosure pressure 30.5, listing discounts 34.7, bank stress 58.1, insurance 0.0; Palm Beach, FL pulse 34.6; Palm Beach, FL capital opportunity 28.2; Palm Beach, FL seven-day change +0.3%.
ZIP market phases inside Palm Beach, FL
53 Palm Beach, FL ZIPs carry a price-cycle phase; Palm Beach, FL ZIPs by phase (Palm Beach, FL), deepest drawdown first: contraction, -0.3% YoY, 0.6% off peak (Palm Beach, FL): 33469; contraction, -0.2% YoY, 0.6% off peak (Palm Beach, FL): 33438; peak, +0.4% YoY, 0.4% off peak (Palm Beach, FL): 33478, 33458; peak, +0.6% YoY, 0.3% off peak (Palm Beach, FL): 33401, 33403, 33404, 33405, Palm Beach, FL 33406, 33407, 33408, 33409, Palm Beach, FL 33410, 33411, 33412, 33413.
Residential listings by Palm Beach, FL ZIP
Palm Beach, FL ZIPs with the most tracked Palm Beach, FL residential listings: 33411 64 listings, 24 candidates, bank pressure 59; 33415 58 listings, 16 candidates, bank pressure 59; 33470 50 listings, 3 candidates, bank pressure 59; 33437 49 listings, 25 candidates, bank pressure 59 (Palm Beach, FL); 33436 44 listings, 19 candidates, bank pressure 59; 33446 41 listings, 29 candidates, bank pressure 59; 33467 39 listings, 20 candidates, bank pressure 59; 33484 39 listings, 18 candidates, bank pressure 59. Palm Beach, FL totals: 1,183 listings; Palm Beach, FL candidates 422; active ZIPs 1.
HUD assisted housing in Palm Beach, FL
23 assisted properties with 3,413 units sit in Palm Beach, FL; largest Palm Beach, FL properties: Compson Place At Renaissance Commons (Boynton Beach) 338 units; Indian Trace Apartments (Rivera Beach) 330 units; Hampton Court (Mangonia Park) 288 units in Palm Beach, FL; Portofino Apartments (Palm Springs) 270 units; Christian Manor (West Palm Beach) 200 units; Marina Bay Apartments (Lakeworth) 192 units.
Lenders with branches in Palm Beach, FL
Palm Beach, FL lenders by branch count: Seacoast National Bank (Palm Beach, FL): stress 58, 11 branches low in Palm Beach, FL; Bankunited National Assn (Palm Beach, FL): stress 76, 8 branches low in Palm Beach, FL; Southstate Bank Na (Palm Beach, FL): stress 48, 4 branches low in Palm Beach, FL; Anchor Bank (Palm Beach, FL): stress 45, 4 branches low in Palm Beach, FL; Amerant Bank National Assn (Palm Beach, FL): stress 74, 3 branches low in Palm Beach, FL; City Nb Of Florida (Palm Beach, FL): stress 64, 3 branches low in Palm Beach, FL; Paradise Bank (Palm Beach, FL): stress 55, 2 branches low in Palm Beach, FL; Interamerican Bank A Fsb (Palm Beach, FL): stress 76, 1 branch low in Palm Beach, FL.
Vacancy and permits, Palm Beach, FL
114,033 of 719,463 Palm Beach, FL housing units are vacant; Palm Beach, FL permits, twelve months: 2,607 multifamily units in Palm Beach, FL, 3,164 one-to-four unit units.
Work Palm Beach, FL at the parcel level
Every Palm Beach, FL parcel carries owner and address; every Palm Beach, FL parcel carries APN; Palm Beach, FL distress scores sit on the Palm Beach, FL live board; Palm Beach, FL lead lists by signal.
Palm Beach, FL figures refresh with each source.
Palm Beach, FL questions
Most distressed ZIP code in Palm Beach County, FL?
ZIP 33401 leads Palm Beach, FL at 32/100; next in Palm Beach, FL: 33403 at 32/100; the Palm Beach, FL average is 32/100.
Where does Palm Beach County, FL rank for investment opportunity?
Palm Beach, FL is #793 among all ranked counties, #58 in Florida; the Palm Beach, FL driver is vacancy; Palm Beach, FL moved up 488 places.
How many mortgages are delinquent in Palm Beach County, FL?
1.2% of Palm Beach, FL mortgages were ninety-plus days late in December 2025; the Palm Beach, FL peak since 2008 was 9.0%.
Which banks lend in Palm Beach County, FL?
8 watched lenders hold Palm Beach, FL branches; the largest Palm Beach, FL footprints are Seacoast National Bank (11), Bankunited National Assn (8), Southstate Bank Na (4).
More on Palm Beach, FL
Palm Beach County, FL distress report: public-record figures for Palm Beach, FL; not legal advice for Palm Beach, FL; not tax or investment advice; verify every Palm Beach, FL record before acting.