Patrick County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Patrick County, VA distress report, 2026: 14 ZIPs scored in Patrick, VA, Patrick, VA average 18/100; the top Patrick, VA ZIP is 24328 at 25/100; Patrick, VA market phase expansion, Patrick, VA prices +5.5% year over year.
- Patrick, VA ranks #554 nationally (opportunity index); Patrick, VA #14 in Virginia; Patrick, VA index 33.1.
- Patrick, VA: no CFPB county sample; Patrick, VA non-metro area reading 1.2%.
- Patrick, VA ZIP phases: 11 expansion, 3 peak.
- Patrick, VA residential listings tracked: 6 across 7 ZIPs; Patrick, VA candidate listings 3.
- Patrick, VA lenders on watch: 3; largest Patrick, VA footprint Skyline National Bank (1 branch).
- Patrick, VA most distressed ZIP: 24328 at 25/100.
Patrick, VA figures: DLRadar distress index; Patrick, VA inputs: CFPB, FHFA, HUD, FDIC; Patrick, VA rebuilt as sources refresh.
| Rank | Patrick, VA ZIP | Score |
|---|---|---|
| 1 | 24328 | 25/100 |
| 2 | 24343 | 25/100 |
| 3 | 24317 | 24/100 |
| 4 | 24055 | 19/100 |
| 5 | 24165 | 18/100 |
| 6 | 24053 | 17/100 |
| 7 | 24076 | 16/100 |
| 8 | 24082 | 16/100 |
| 9 | 24088 | 16/100 |
| 10 | 24120 | 16/100 |
| 11 | 24133 | 16/100 |
| 12 | 24171 | 16/100 |
Most distressed Patrick, VA ZIPs (0-100, 2026)
Mortgage delinquency around Patrick, VA
No CFPB county sample covers Patrick, VA; the non-metro area reading for Patrick, VA: 1.2% ninety-plus; Patrick, VA area thirty-to-eighty-nine 3.0% (December 2025, Patrick, VA); Virginia overall 0.8%.
Opportunity index: Patrick, VA
Patrick, VA index 33.1, Patrick, VA phase peak_opportunity; Patrick, VA primary driver vacancy, Patrick, VA second driver construction. Patrick, VA components: property stress 22.9, foreclosure pressure 23.4, listing discounts 34.2, bank stress 40.5, insurance 0.0; Patrick, VA pulse 35.4; Patrick, VA capital opportunity 30.2; Patrick, VA seven-day change -0.3%.
ZIP market phases inside Patrick, VA
14 Patrick, VA ZIPs carry a price-cycle phase; Patrick, VA ZIPs by phase (Patrick, VA), deepest drawdown first: expansion, +5.5% YoY (Patrick, VA): 24053, 24076, 24082, 24120, Patrick, VA 24133, 24171, 24185, 24317, Patrick, VA 24328, 24343; peak, +3.6% YoY (Patrick, VA): 24055; peak, +3.5% YoY (Patrick, VA): 24088; expansion, +5.4% YoY (Patrick, VA): 24091; peak, +4.4% YoY (Patrick, VA): 24165.
Residential listings by Patrick, VA ZIP
Patrick, VA ZIPs with the most tracked Patrick, VA residential listings: 24171 3 listings, 2 candidates, bank pressure 51; 24082 1 listings, 1 candidates, bank pressure 51; 24120 1 listings, 0 candidates, bank pressure 49; 24133 1 listings, 0 candidates, bank pressure 50 (Patrick, VA); 24053 0 listings, 0 candidates, bank pressure 50; 24076 0 listings, 0 candidates, bank pressure 51; 24185 0 listings, 0 candidates, bank pressure 51. Patrick, VA totals: 6 listings; Patrick, VA candidates 3; active ZIPs 2.
Lenders with branches in Patrick, VA
Patrick, VA lenders by branch count: Skyline National Bank (Patrick, VA): stress 65, 1 branch low in Patrick, VA; First Community Bank (Patrick, VA): stress 35, 1 branch low in Patrick, VA; Carter Bank&Trust (Patrick, VA): stress 35, 1 branch low in Patrick, VA.
Vacancy and permits, Patrick, VA
2,242 of 10,023 Patrick, VA housing units are vacant; Patrick, VA permits, twelve months: 0 multifamily units in Patrick, VA, 28 one-to-four unit units.
Work Patrick, VA at the parcel level
Every Patrick, VA parcel carries owner and address; every Patrick, VA parcel carries APN; Patrick, VA distress scores sit on the Patrick, VA live board.
Patrick, VA figures refresh with each source.
Patrick, VA questions
Most distressed ZIP code in Patrick County, VA?
ZIP 24328 leads Patrick, VA at 25/100; next in Patrick, VA: 24343 at 25/100; the Patrick, VA average is 18/100.
Where does Patrick County, VA rank for investment opportunity?
Patrick, VA is #554 among all ranked counties, #14 in Virginia; the Patrick, VA driver is vacancy; Patrick, VA moved up 494 places.
How many mortgages are delinquent in Patrick County, VA?
Patrick, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Patrick, VA.
Which banks lend in Patrick County, VA?
3 watched lenders hold Patrick, VA branches; the largest Patrick, VA footprints are Skyline National Bank (1), First Community Bank (1), Carter Bank&Trust (1).
More on Patrick, VA
Patrick County, VA distress report: public-record figures for Patrick, VA; not legal advice for Patrick, VA; not tax or investment advice; verify every Patrick, VA record before acting.