Paulding County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Paulding County, GA distress report, 2026: 11 ZIPs scored in Paulding, GA, Paulding, GA average 29/100; the top Paulding, GA ZIP is 30120 at 32/100; Paulding, GA market phase peak, Paulding, GA prices +1.2% year over year.
- Paulding, GA ranks #1,199 nationally (opportunity index); Paulding, GA #86 in Georgia; Paulding, GA index 30.5.
- Paulding, GA ninety-day mortgage delinquency 1.6% in December 2025; Paulding, GA twelve-month change +0.5%.
- Paulding, GA ZIP phases: 11 peak.
- Paulding, GA residential listings tracked: 80 across 3 ZIPs; Paulding, GA candidate listings 18.
- Paulding, GA HUD assisted properties: 3 with 505 units.
- Paulding, GA lenders on watch: 1; largest Paulding, GA footprint First National Cmty Bank (1 branch).
- Paulding, GA most distressed ZIP: 30120 at 32/100.
Paulding, GA figures: DLRadar distress index; Paulding, GA inputs: CFPB, FHFA, HUD, FDIC; Paulding, GA rebuilt as sources refresh.
| Rank | Paulding, GA ZIP | Score |
|---|---|---|
| 1 | 30120 | 32/100 |
| 2 | 30132 | 31/100 |
| 3 | 30141 | 31/100 |
| 4 | 30157 | 31/100 |
| 5 | 30178 | 31/100 |
| 6 | 30101 | 30/100 |
| 7 | 30127 | 29/100 |
| 8 | 30134 | 29/100 |
| 9 | 30153 | 26/100 |
| 10 | 30180 | 24/100 |
| 11 | 30179 | 23/100 |
Most distressed Paulding, GA ZIPs (0-100, 2026)
Mortgage delinquency in Paulding, GA
1.6% of Paulding, GA mortgages were ninety-plus days late (Paulding, GA, December 2025); Paulding, GA thirty-to-eighty-nine days late: 3.7%; Paulding, GA twelve-month change +0.5%; Paulding, GA peak since 2008: 7.4% (January 2010); Georgia overall 1.3%. Paulding, GA ninety-day series: Dec 24 1.1, Jan 25 1.3, Feb 25 1.0 (Paulding, GA), Mar 25 1.0, Apr 25 1.0, May 25 1.0 (Paulding, GA), Jun 25 1.3, Jul 25 1.6, Aug 25 1.1 (Paulding, GA), Sep 25 1.8, Oct 25 1.8, Nov 25 1.8 (Paulding, GA), Dec 25 1.6.
Opportunity index: Paulding, GA
Paulding, GA index 30.5, Paulding, GA phase watchlist; Paulding, GA primary driver bank institutional, Paulding, GA second driver listings discount. Paulding, GA components: property stress 18.0, foreclosure pressure 16.4, listing discounts 43.7, bank stress 54.4, insurance 0.0; Paulding, GA pulse 30.6; Paulding, GA capital opportunity 30.4; Paulding, GA seven-day change +0.7%.
ZIP market phases inside Paulding, GA
11 Paulding, GA ZIPs carry a price-cycle phase; Paulding, GA ZIPs by phase (Paulding, GA), deepest drawdown first: peak, +1.2% YoY, 0.0% off peak (Paulding, GA): 30120, 30180, 30101, 30127, Paulding, GA 30132, 30134, 30141, 30153, Paulding, GA 30157, 30178, 30179.
Residential listings by Paulding, GA ZIP
Paulding, GA ZIPs with the most tracked Paulding, GA residential listings: 30157 42 listings, 7 candidates, bank pressure 57; 30132 27 listings, 10 candidates, bank pressure 57; 30141 11 listings, 1 candidates, bank pressure 57. Paulding, GA totals: 80 listings; Paulding, GA candidates 18; active ZIPs 3.
HUD assisted housing in Paulding, GA
3 assisted properties with 505 units sit in Paulding, GA; largest Paulding, GA properties: Evergreen At Lost Mountain (Dallas) 206 units; Evergreen At Magnolia Commons (Hiram) 194 units; Legacy At Walton Mill Apartments (Hiram) 105 units in Paulding, GA.
Lenders with branches in Paulding, GA
Paulding, GA lenders by branch count: First National Cmty Bank (Paulding, GA): stress 42, 1 branch low in Paulding, GA.
Vacancy and permits, Paulding, GA
3,110 of 63,118 Paulding, GA housing units are vacant; Paulding, GA permits, twelve months: 325 multifamily units in Paulding, GA, 1,126 one-to-four unit units.
Work Paulding, GA at the parcel level
Every Paulding, GA parcel carries owner and address; every Paulding, GA parcel carries APN; Paulding, GA distress scores sit on the Paulding, GA live board.
Paulding, GA figures refresh with each source.
Paulding, GA questions
Most distressed ZIP code in Paulding County, GA?
ZIP 30120 leads Paulding, GA at 32/100; next in Paulding, GA: 30132 at 31/100; the Paulding, GA average is 29/100.
Where does Paulding County, GA rank for investment opportunity?
Paulding, GA is #1,199 among all ranked counties, #86 in Georgia; the Paulding, GA driver is bank institutional; Paulding, GA moved up 1,139 places.
How many mortgages are delinquent in Paulding County, GA?
1.6% of Paulding, GA mortgages were ninety-plus days late in December 2025; the Paulding, GA peak since 2008 was 7.4%.
Which banks lend in Paulding County, GA?
1 watched lenders hold Paulding, GA branches; the largest Paulding, GA footprints are First National Cmty Bank (1).
More on Paulding, GA
Paulding County, GA distress report: public-record figures for Paulding, GA; not legal advice for Paulding, GA; not tax or investment advice; verify every Paulding, GA record before acting.