Pembina County, ND Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Pembina County, North Dakota? DLRadar grades every Pembina County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 13/100. Here is the 2026 Pembina County breakdown.
- Pembina County's most distressed ZIP is 58216 at 13/100.
- 14 ZIP codes tracked in Pembina County, averaging 12/100 distress.
- Pembina County reads peak — home values up 4.2% year over year.
- Vacancy runs 18.4% across Pembina County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Pembina County home is worth about $123,308 against a ~$70,499 median income.
- Lending headwind in Pembina County sits at 43/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 58216 | 13/100 |
| 2 | 58220 | 13/100 |
| 3 | 58222 | 13/100 |
| 4 | 58236 | 13/100 |
| 5 | 58238 | 13/100 |
| 6 | 58241 | 13/100 |
| 7 | 58262 | 13/100 |
| 8 | 58265 | 13/100 |
| 9 | 58271 | 13/100 |
| 10 | 58276 | 13/100 |
| 11 | 58225 | 11/100 |
| 12 | 58227 | 8/100 |
Most distressed ZIP codes in Pembina County (composite distress 0-100, 2026)
What is driving Pembina County distress
Pembina County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Pembina County market phase and pricing
DLRadar places Pembina County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Pembina County
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What people ask
What is the most distressed ZIP code in Pembina County, ND?
ZIP 58216 leads Pembina County at 13/100, recomputed monthly from public records.
What market phase is Pembina County in?
The market phase for Pembina County is peak, prices rising 4.2% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Pembina County scores?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 14 ZIP codes in Pembina County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Pembina County ZIP codes?
Averaging the county conceals how uneven it is. Across the Pembina County ZIPs DLRadar ranks, scores run from 13/100 in 58216 down to 8/100 in 58227, against a Pembina County average of 12/100. Those 5 points separate the ZIPs worth working in Pembina County from the rest.
What do Pembina County home values and vacancy say about distressed supply?
The typical Pembina County home carries about $123,308 of value against a median household income near $70,499. Vacancy across Pembina County's tracked ZIPs runs 18.4% and the poverty rate is 9.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Pembina County's foreclosure and tax-lien filings and its 43/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.