Pennington County, SD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Pennington County, SD distress report, 2026: 20 ZIPs scored in Pennington, SD, Pennington, SD average 17/100; the top Pennington, SD ZIP is 57702 at 20/100; Pennington, SD market phase peak, Pennington, SD prices +1.2% year over year.
- Pennington, SD ranks #1,588 nationally (opportunity index); Pennington, SD #22 in South Dakota; Pennington, SD index 29.1.
- Pennington, SD: no CFPB county sample; Pennington, SD metro area reading 0.3%.
- Pennington, SD ZIP phases: 20 peak.
- Pennington, SD residential listings tracked: 145 across 9 ZIPs; Pennington, SD candidate listings 28.
- Pennington, SD HUD assisted properties: 5 with 823 units.
- Pennington, SD lenders on watch: 7; largest Pennington, SD footprint Wells Fargo Bank Na (3 branches).
- Pennington, SD most distressed ZIP: 57702 at 20/100.
Pennington, SD figures: DLRadar distress index; Pennington, SD inputs: CFPB, FHFA, HUD, FDIC; Pennington, SD rebuilt as sources refresh.
| Rank | Pennington, SD ZIP | Score |
|---|---|---|
| 1 | 57702 | 20/100 |
| 2 | 57703 | 20/100 |
| 3 | 57725 | 20/100 |
| 4 | 57745 | 20/100 |
| 5 | 57780 | 20/100 |
| 6 | 57790 | 20/100 |
| 7 | 57701 | 19/100 |
| 8 | 57751 | 19/100 |
| 9 | 57767 | 19/100 |
| 10 | 57706 | 18/100 |
| 11 | 57718 | 18/100 |
| 12 | 57719 | 18/100 |
Most distressed Pennington, SD ZIPs (0-100, 2026)
Mortgage delinquency around Pennington, SD
No CFPB county sample covers Pennington, SD; the metro area reading for Pennington, SD (Rapid City, SD): 0.3% ninety-plus; Pennington, SD area thirty-to-eighty-nine 2.0% (December 2025, Pennington, SD); South Dakota overall 0.6%.
Opportunity index: Pennington, SD
Pennington, SD index 29.1, Pennington, SD phase early_signal; Pennington, SD primary driver construction, Pennington, SD second driver bank institutional. Pennington, SD components: property stress 12.5, foreclosure pressure 13.0, listing discounts 33.2, bank stress 54.4, insurance 0.0; Pennington, SD pulse 31.7; Pennington, SD capital opportunity 25.1; Pennington, SD seven-day change +0.3%.
ZIP market phases inside Pennington, SD
20 Pennington, SD ZIPs carry a price-cycle phase; Pennington, SD ZIPs by phase (Pennington, SD), deepest drawdown first: peak, +2.2% YoY, 0.4% off peak (Pennington, SD): 57750; peak, +1.7% YoY, 0.2% off peak (Pennington, SD): 57775; peak, +1.3% YoY, 0.1% off peak (Pennington, SD): 57744; peak, +1.2% YoY, 0.0% off peak (Pennington, SD): 57780, 57790; peak, +1.2% YoY (Pennington, SD): 57701, 57702, 57703, 57706, Pennington, SD 57718, 57719, 57725, 57730, Pennington, SD 57745, 57751; peak, +1.7% YoY (Pennington, SD): 57732.
Residential listings by Pennington, SD ZIP
Pennington, SD ZIPs with the most tracked Pennington, SD residential listings: 57701 53 listings, 8 candidates, bank pressure 52; 57702 47 listings, 9 candidates, bank pressure 52; 57703 37 listings, 8 candidates, bank pressure 55; 57745 5 listings, 2 candidates, bank pressure 55 (Pennington, SD); 57751 2 listings, 1 candidates, bank pressure 57; 57725 1 listings, 0 candidates, bank pressure 55; 57775 0 listings, 0 candidates, bank pressure 52; 57780 0 listings, 0 candidates, bank pressure 55. Pennington, SD totals: 145 listings; Pennington, SD candidates 28; active ZIPs 6.
HUD assisted housing in Pennington, SD
5 assisted properties with 823 units sit in Pennington, SD; largest Pennington, SD properties: Lacrosse Estates Apartment Homes (Rapid City) 265 units; Lakota Community Homes (Rapid City) 198 units, 198 assisted; Mountain View Village Apartments (Box Elder) 180 units in Pennington, SD; The Meadows (Rapid City) 160 units; Galaxy Apartments (Rapid City) 20 units, 19 assisted.
Lenders with branches in Pennington, SD
Pennington, SD lenders by branch count: Wells Fargo Bank Na (Pennington, SD): stress 67, 3 branches low in Pennington, SD; Bankwest Inc (Pennington, SD): stress 83, 2 branches low in Pennington, SD; Pioneer Bank&Trust (Pennington, SD): stress 59, 2 branches low in Pennington, SD; Dacotah Bank (Pennington, SD): stress 70, 1 branch low in Pennington, SD; Black Hills Cmty Bank N A (Pennington, SD): stress 54, 1 branch low in Pennington, SD; First Western Fsb (Pennington, SD): stress 17, 1 branch low in Pennington, SD; First National Bank (Pennington, SD): stress 1, 1 branch low in Pennington, SD.
Vacancy and permits, Pennington, SD
5,311 of 51,681 Pennington, SD housing units are vacant; Pennington, SD permits, twelve months: 183 multifamily units in Pennington, SD, 433 one-to-four unit units.
Work Pennington, SD at the parcel level
Every Pennington, SD parcel carries owner and address; every Pennington, SD parcel carries APN; Pennington, SD distress scores sit on the Pennington, SD live board.
Pennington, SD figures refresh with each source.
Pennington, SD questions
Most distressed ZIP code in Pennington County, SD?
ZIP 57702 leads Pennington, SD at 20/100; next in Pennington, SD: 57703 at 20/100; the Pennington, SD average is 17/100.
Where does Pennington County, SD rank for investment opportunity?
Pennington, SD is #1,588 among all ranked counties, #22 in South Dakota; the Pennington, SD driver is construction; Pennington, SD moved up 324 places.
How many mortgages are delinquent in Pennington County, SD?
Pennington, SD takes the metro area reading of 0.3% for December 2025; no CFPB county sample covers Pennington, SD.
Which banks lend in Pennington County, SD?
7 watched lenders hold Pennington, SD branches; the largest Pennington, SD footprints are Wells Fargo Bank Na (3), Bankwest Inc (2), Pioneer Bank&Trust (2).
More on Pennington, SD
Pennington County, SD distress report: public-record figures for Pennington, SD; not legal advice for Pennington, SD; not tax or investment advice; verify every Pennington, SD record before acting.